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Bankwest Zero Platinum MasterCard

Bankwest Zero Platinum MasterCard (page 2 of 3)

3.9 from 44 reviews · View Statistics

Pros

  • $0 Annual Fee

  • No Foreign Transaction Fees

  • Complimentary Overseas Travel Insurance

  • 2.99% p.a. on Balance Transfers for the first 9 months

Cons

  • No attached rewards program

Reviews

  • Transparency
    4.5 (31)
  • Customer Service
    4.1 (33)
  • Rates and Fees
    4.5 (31)
  • Rewards
    2.2 (9)
  • Online Experience
    4.2 (33)
  • Application Process
    4.4 (31)
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ApplePineapplePen
ApplePineapplePenPerth, WA
  • 7 reviews
  • 2 likes
  • Verified

Best credit card for overseas use

published

Pros:
Free travel insurance when air ticket is booked with this card
No annual fee
Best card for overseas use and online purchases in a foreign CURRENCY {NO TRANSACTION FEE AND BEST EXHANGE RATE}
Cons: Nothing to complain as it does not has an annual fee

Transparency
Customer Service
txb
txbSydney, NSW
  • 6 reviews
  • 1 like
  • Verified

Zero fee, perfect for overseas travel

published

No transaction or exchange fees. BankWest use the MasterCard exchange rate (which come to very close to the real time rate) was my daily use card and saved hundreds in foreign and transaction fees.

Transparency
Customer Service
  • Verified

Perfect for overseas purchase!

published

No overseas transactions fee. No annual fee. Perfect for people to shop online overseas. The exchange rate is pretty good and very close to XE real time rate.
Easy to use app to repay overdraft.

Transparency
Customer Service
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The reviewer stated that an incentive was offered for this review

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Peter
PeterPerth, WA
  • 13 reviews
  • 5 likes
  • Verified

Great for overseas use with no foreign transaction fees

published

The title says it all, this no-annual-fee card comes with the added bonus that foreign transaction fees are waived. Whenever I travel or shop online from overseas sellers this is my go-to card.
Unfortunately no points/rewards program, so domestically I prefer to use other cards. If you are like me and don't mind choosing a card for a purpose, then having this one is a good idea.

Transparency
Customer Service

Great for overseas travel

published
Transparency
Customer Service
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The reviewer stated that an incentive was offered for this review

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Brian K.
Brian K.Greater Melbourne (Metropolitan), VIC
  • 5 reviews
  • 1 like
  • Verified

No annual fee + free international travel insurance (updated review)

published
Transparency
Customer Service
A_J
A_JPerth, WA
  • 2 reviews

Worth it for the travel insurance alone!

published

I’ve been unfortunate enough to have to claim travel insurance on two occasions while on holiday overseas, and the complimentary travel insurance on my Zero Platinum MasterCard covered it in full. I was very impressed with the high level of support and compassion I received when calling the helpline when I was unexpectedly hospitalised overseas. On the second occasion, the airline we bought our tickets from went bust, and again, I received excellent support, and received a full compensation on my claim, no questions asked. A brilliant product, in my experience.

Transparency
Customer Service
Anja
AnjaSouth East Queensland, QLD
  • 9 reviews
  • 1 like
  • Verified

Great card for overseas travel!

published

This is a great card for overseas travel. There are no ongoing fees and no fees for overseas purchases. I mainly picked it for that reason plus the included overseas travel insurance.

Transparency
Customer Service
Bibi
BibiGreater Melbourne (Outer), VIC
  • 6 reviews
  • 3 likes

Good solid no-frills card but bit outdated...

published

I got this card a few years for overseas travel. No annual fee and no fees for overseas purchases were exactly what I wanted. However although I have had it for a while now I only ever use it for this, and now it's even my back-up o/s card as many other cards, including my go-to card ,the coles reward mastercard, now offer no transaction fees on overseas purchases. I would say it was good when I got it but others have used there game. It also had no online way of cancelling the card when I lost my purse and the over-the-phone experience was frustrating as all the security check questions related to other 'cards' in my purse such as my drivers licence... Finally got there but a little stressful.

Transparency
Customer Service
Similar opinion? Write a review on ProductReview.com.au!

The reviewer stated that an incentive was offered for this review

No Annual Fee Credit Cards

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GoAhead MakeMyDay
GoAhead MakeMyDaySouth East Queensland, QLD
  • 30 reviews
  • 32 likes

Happy occasional user of this card

published

I have had this MasterCard by BankWest since 2015 and almost exclusively use it on overseas trips when wanting to access my AUD. I have also used it for the occasional online overseas purchase. The reasons are obvious: This card has none of the usual 'bad boys' fees and charges that 'the other' credit cards have.
I actually got rid of another card as a result of using this card and making some other changes with our banking. One other major advantage is the overseas travel insurance, especially since taking that out separately in Australia is ridiculously expensive.

Transparency
Customer Service
sailorsam
sailorsamSydney
  • 17 reviews
  • 22 likes

(sort of ) happy

published

Had this card for several years.
Good features:
No fees, good for overseas purchases as there is no fee.
Has free travel insurance with a reputable company, but cannot comment as I haven't used it yet.
Always had a good result dealing with Australian Call Centre, very helpful
Main gripes:
have to get statements online or there is a charge
No promotional benefits for existing customers

Transparency
Customer Service
Traveller52
Traveller52Peel, WA
  • 15 reviews
  • 8 likes

One of the very best, especially for travellers

published
Transparency
Customer Service
Ramona
RamonaSouth West, WA
  • 9 reviews
  • 4 likes

A must have when travelling overseas!

published

I used this card for the first time and it was fantastic. No problems at all with no overseas transaction nor annual fees. I highly recommend this card when travelling even if you don't travel much overseas as there is no annual fees to slug you. It is useful for cruises which is what I had it for as no more pending transactions as they hold your money then you pay on top of those transactions at end of holiday but the pending transactions can take 2-4 weeks before they get released. Also perfect when booking hotels for the bond amount jusy do it on credit card. I should have got this card a long time ago!

Transparency
Customer Service
Sumit
SumitPerth, WA
  • 10 reviews
  • 1 like
  • Verified

Only Fantastic for International Transactions

published

Only great if you use alot in overseas transactions. No Overseas Transaction fees make this card work like treat. Also No annual fees add up to the value. I have never seen any bank giving straight XE rates without even charging any transaction fees. Complimentary travel insurance etc all big bonuses.
Downside: High interest rate and High minimum credit limit ($6k Minm)

Transparency
Customer Service
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Keli
KeliAU
  • 12 reviews
  • Verified

No foreign exchange fees

published

My experience with this card has been seamless with avoiding overseas foreign exchange fees. I have had it for years and always take it overseas with me, and use it for online overseas purchases without any problems. Initial application was extremely painful as I needed to call them up multiple times to get it finally approved because they wanted to verify my income and there was a big delay, but since approval it has been fine.

Transparency
Customer Service
Similar opinion? Write a review on ProductReview.com.au!

The reviewer stated that an incentive was offered for this review

No Annual Fee Credit Cards

Find out how Bankwest Zero Platinum MasterCard compares to other No Annual Fee Credit Cards

Know better, choose better.

Compare all
Page 2 of 3

Questions & Answers

AS
ASasked

Is this card better than GE Money 28 Degree Mastercard which also offers Zero international transaction fee and Mastercard exchange rates?
My intension to get this credit card is only for online purchases(USD/GBP) and overseas travel.

1 answer
Andyrock81
Andyrock81

Bankwest customer service/call centre is in Australia, and are easier to deal with than 28 degrees call centre in India. Travel insurance is complimentary too, unlike the 28 degrees card where you have to pay extra for this benefit.

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