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Bankwest Zero Platinum MasterCard

Bankwest Zero Platinum MasterCard

3.9 from 44 reviews · View Statistics

Pros

  • $0 Annual Fee

  • No Foreign Transaction Fees

  • Complimentary Overseas Travel Insurance

  • 2.99% p.a. on Balance Transfers for the first 9 months

Cons

  • No attached rewards program

Reviews

  • Transparency
    4.6 (9)
  • Customer Service
    3.5 (10)
  • Rates and Fees
    4.4 (10)
  • Rewards
    1.0 (1)
  • Online Experience
    3.7 (9)
  • Application Process
    4.3 (11)
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Guo
GuoGreater Melbourne (Inner), VIC
  • 9 reviews
  • 5 likes

Perfect card for travelling

published

I have had this card for over 3 years. I have been using this card for overseas traveling in APAC, Europe and NA, the obvious advantage is that you can check transactions from mobile app instantly. And the conversation rate is quite good as well.

Transparency
Customer Service
Felix
FelixGreater Melbourne (Metropolitan), VIC
  • 3 reviews

Simple credit card for overseas transactions

published
Transparency
Customer Service
Navin
NavinSydney, NSW

Perfect card for travellers

published
Customer Service
Rates and Fees
No Annual Fee Credit Cards

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Peter
PeterPerth, WA
  • 13 reviews
  • 5 likes
  • Verified

Great for overseas use with no foreign transaction fees

published

The title says it all, this no-annual-fee card comes with the added bonus that foreign transaction fees are waived. Whenever I travel or shop online from overseas sellers this is my go-to card.
Unfortunately no points/rewards program, so domestically I prefer to use other cards. If you are like me and don't mind choosing a card for a purpose, then having this one is a good idea.

Transparency
Customer Service

Great for overseas travel

published
Transparency
Customer Service
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Brian K.
Brian K.Greater Melbourne (Metropolitan), VIC
  • 5 reviews
  • 1 like
  • Verified

No annual fee + free international travel insurance (updated review)

published
Transparency
Customer Service
Bibi
BibiGreater Melbourne (Outer), VIC
  • 6 reviews
  • 3 likes

Good solid no-frills card but bit outdated...

published

I got this card a few years for overseas travel. No annual fee and no fees for overseas purchases were exactly what I wanted. However although I have had it for a while now I only ever use it for this, and now it's even my back-up o/s card as many other cards, including my go-to card ,the coles reward mastercard, now offer no transaction fees on overseas purchases. I would say it was good when I got it but others have used there game. It also had no online way of cancelling the card when I lost my purse and the over-the-phone experience was frustrating as all the security check questions related to other 'cards' in my purse such as my drivers licence... Finally got there but a little stressful.

Transparency
Customer Service
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The reviewer stated that an incentive was offered for this review

Traveller52
Traveller52Peel, WA
  • 15 reviews
  • 8 likes

One of the very best, especially for travellers

published
Transparency
Customer Service
Sumit
SumitPerth, WA
  • 10 reviews
  • 1 like
  • Verified

Only Fantastic for International Transactions

published

Only great if you use alot in overseas transactions. No Overseas Transaction fees make this card work like treat. Also No annual fees add up to the value. I have never seen any bank giving straight XE rates without even charging any transaction fees. Complimentary travel insurance etc all big bonuses.
Downside: High interest rate and High minimum credit limit ($6k Minm)

Transparency
Customer Service
Similar opinion? Write a review on ProductReview.com.au!

The reviewer stated that an incentive was offered for this review

No Annual Fee Credit Cards

Find out how Bankwest Zero Platinum MasterCard compares to other No Annual Fee Credit Cards

Know better, choose better.

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daphnevoon
daphnevoonSouth East Queensland, QLD
  • 11 reviews
  • 2 likes

Good for overseas purchase

published

I always use this card when I travel overseas as there is no foreign currency transaction fee charged and the exchange rate is usually better than currency rate. Also, there is a travel insurance cover if I charge my travel booking to the card but there are some terms and conditions to be complied with in order to enjoy this cover, e.g. the travelling cost charge must be above a certain amount. There isn't reward point program but I am happy with that as I enjoy free annual fee forever. Will keep this card forever!

Transparency
Customer Service
Similar opinion? Write a review on ProductReview.com.au!

The reviewer stated that an incentive was offered for this review

Aimee
AimeeSydney, NSW
  • 94 reviews
  • 52 likes
  • Verified

Good backup credit card

published

I have had this credit card for nearly 2 years and used it overseas without any issues. It is easy and quick to apply. I do not use this card often as I have another credit card with rewards. So this is just for backup or using it overseas as it has no international fee. I use the other card's complimentary travel insurance so cannot comment on this aspect.

Application Process
Incentivised ReviewNo
Card / Account Used For
  • Overseas/Travel
Shane
Shane
  • 6 reviews
  • 1 like

No annual Fee, No international transaction fees

published

I have found this card to be worth having. There is no annual fee and no fees for international transactions so I always use the card if I am travelling overseas. It also comes with free travel insurance but I have never had to try that out. You don't get any points for using the card but I find the advantages outweigh that.

See all Bankwest Zero Platinum MasterCard reviews

Questions & Answers

AS
ASasked

Is this card better than GE Money 28 Degree Mastercard which also offers Zero international transaction fee and Mastercard exchange rates?
My intension to get this credit card is only for online purchases(USD/GBP) and overseas travel.

1 answer
Andyrock81
Andyrock81

Bankwest customer service/call centre is in Australia, and are easier to deal with than 28 degrees call centre in India. Travel insurance is complimentary too, unlike the 28 degrees card where you have to pay extra for this benefit.

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