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Bankwest Zero Platinum MasterCard

Bankwest Zero Platinum MasterCard

3.9 from 44 reviews · View Statistics

Pros

  • $0 Annual Fee

  • No Foreign Transaction Fees

  • Complimentary Overseas Travel Insurance

  • 2.99% p.a. on Balance Transfers for the first 9 months

Cons

  • No attached rewards program

Reviews

  • Transparency
    4.7 (19)
  • Customer Service
    4.6 (19)
  • Rates and Fees
    4.7 (19)
  • Rewards
    2.6 (7)
  • Online Experience
    4.8 (20)
  • Application Process
    4.3 (18)
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Scooby

Scooby

  • 2 reviews
  • 2 likes

Such a great card all round

published
Transparency
Customer Service
John

John

  • 2 reviews

The best credit card out there for non-AUD spending, everyone should have one.

published
Transparency
Customer Service
Joseph

JosephSydney, NSW

  • 5 reviews
  • Verified

The best no annual fee card for travel

published

This card is great as it has no annual fees, no conversion fees and a great mobile banking system for convenient access during travel or everyday purchases. It also includes free insurance which is not the best, but great for a free card. It would be comparable to 28 Degrees, but is much better than anything else.

Transparency
Customer Service
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The reviewer stated that an incentive was offered for this review

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Kipper

KipperMelbourne

  • 5 reviews
  • 1 like

No foreign transaction fees

published

Having an annual fee is a pain but we make a lot of overseas purchases so the zero foreign transaction fees make the card worthwhile. Good customer service over the phone also.

Transparency
Customer Service
honesty

honestysydney

  • 61 reviews
  • 41 likes

works for us

published

We have a $7500 limit - we keep it low to keep our spend in check. We have had this card for around 15 years (the product has changed a few times over these years). The rewards are pretty good and we don't pay interest because we are vigilant about paying it off to zero every month. I know there is a fee (around $59 a year I think) which I think is a sting due to the fact that bankwest reams us for interest of our mortgages! Overall, we rate bankwest above other banks (we have tried quote a few!) and have generally found their customer service to be excellent. If they brought back the days of giving us our own personal banker boy that would be awesome.

Transparency
Customer Service
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Next
Matty

MattyGreater Melbourne (Metropolitan), VIC

  • 2 reviews
  • Verified

Perfect for overseas transactions.

published

Had this card for years.
Highly recommended for overseas purchases / online shopping, as no foreign fees apply.
Card was skimmed once, and Bankwest promptly assisted in cancellation of the card, and reissuing a replacement.

Transparency
Customer Service
Ang C.

Ang C.Perth, WA

  • 4 reviews
  • 1 like

Perfect travel credit card

published

There is no foreign transaction fee if you use the credit card overseas or purchase an overseas product with a foreign currency. Not only that, the card offers very good exchange rate. The exchange is usually better than the rate obtained from Google currency exchange rate.

Transparency
Customer Service
Similar opinion? Write a review on ProductReview.com.au!

The reviewer stated that an incentive was offered for this review

Andrew

AndrewGreater Melbourne (Metropolitan), VIC

Best card for travellers

published

I usually abandon a credit card after a year (when a better deal comes up), but this card could be a game changer. Ticks all the boxes for overseas travellers - free travel insurance, no overseas transaction fees, low annual fee. The customer online services are smooth - convenient message feature and online chat. Contacting BankWest by phone is also easy, no long periods on hold and friendly efficient operators.

Online Experience
Application Process
Keli

KeliAU

  • 12 reviews
  • Verified

Perfect for overseas purchases

published

Brilliant. I've never had any issues with it. It works every time and never has any exchange fees. I also get free travel insurance when I use it to book >$500 worth of travel items (although I've never had to utilise it). The only bad thing bad thing is having to wait a few days until the purchases are authorised, during which the price can change, but it's not usually too different, depending on the exchange rate of the day.

Transparency
Customer Service
Similar opinion? Write a review on ProductReview.com.au!

The reviewer stated that an incentive was offered for this review

No Annual Fee Credit Cards

Find out how Bankwest Zero Platinum MasterCard compares to other No Annual Fee Credit Cards

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Apocrine

ApocrineBrisbane

  • 8 reviews
  • Verified

Free card great for internet purchases and overseas travel with no downsides

published

Free card great for internet purchases and overseas travel with no downsides. Never had an unexpected fee. No international transaction fees and good forex conversion rates make it perfect for both travel and internet purchases.. Free travel insurance, extended warranties make it all the much sweeter.

Transparency
Customer Service
ApplePineapplePen

ApplePineapplePenPerth, WA

  • 7 reviews
  • 2 likes
  • Verified

Best credit card for overseas use

published

Pros:
Free travel insurance when air ticket is booked with this card
No annual fee
Best card for overseas use and online purchases in a foreign CURRENCY {NO TRANSACTION FEE AND BEST EXHANGE RATE}
Cons: Nothing to complain as it does not has an annual fee

Transparency
Customer Service
txb

txbSydney, NSW

  • 6 reviews
  • 1 like
  • Verified

Zero fee, perfect for overseas travel

published

No transaction or exchange fees. BankWest use the MasterCard exchange rate (which come to very close to the real time rate) was my daily use card and saved hundreds in foreign and transaction fees.

Transparency
Customer Service
  • Verified

Perfect for overseas purchase!

published

No overseas transactions fee. No annual fee. Perfect for people to shop online overseas. The exchange rate is pretty good and very close to XE real time rate.
Easy to use app to repay overdraft.

Transparency
Customer Service
Similar opinion? Write a review on ProductReview.com.au!

The reviewer stated that an incentive was offered for this review

A_J

A_JPerth, WA

  • 2 reviews

Worth it for the travel insurance alone!

published

I’ve been unfortunate enough to have to claim travel insurance on two occasions while on holiday overseas, and the complimentary travel insurance on my Zero Platinum MasterCard covered it in full. I was very impressed with the high level of support and compassion I received when calling the helpline when I was unexpectedly hospitalised overseas. On the second occasion, the airline we bought our tickets from went bust, and again, I received excellent support, and received a full compensation on my claim, no questions asked. A brilliant product, in my experience.

Transparency
Customer Service
Anja

AnjaSouth East Queensland, QLD

  • 9 reviews
  • 1 like
  • Verified

Great card for overseas travel!

published

This is a great card for overseas travel. There are no ongoing fees and no fees for overseas purchases. I mainly picked it for that reason plus the included overseas travel insurance.

Transparency
Customer Service
No Annual Fee Credit Cards

Find out how Bankwest Zero Platinum MasterCard compares to other No Annual Fee Credit Cards

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Questions & Answers

AS

ASasked

Is this card better than GE Money 28 Degree Mastercard which also offers Zero international transaction fee and Mastercard exchange rates?
My intension to get this credit card is only for online purchases(USD/GBP) and overseas travel.

1 answer
Andyrock81
Andyrock81

Bankwest customer service/call centre is in Australia, and are easier to deal with than 28 degrees call centre in India. Travel insurance is complimentary too, unlike the 28 degrees card where you have to pay extra for this benefit.

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