- Comprehensive Car Insurance
Quick Service PLEASANT Claim
I was at fault in a accident last Tuesday 12 January 2021. Car was assessed as a total loss on Friday 15th Jan. 20 January claim was settled and awaiting funds to turn up now in my bank. Quick Service and turn around. Friendly claims team who treated me courteously throughout claims procedure. From the initial call day of accident, I was shaken up from the accident while lodging my claim. They treated me with dignity from the start. Next car will be insured again with CGU. Highly recommended in your time of need.
Thank you for the prompt service
While customer service can be a little slow in responding (heavy workload possibly??) I am very happy with the value of the service provided to me. It's the first time I had to submit a claim and the outcome was excellent. Good repairer, good customer service by CGU in resolving the matter. Thank you!
- Car Insurance
is anyone posting here actually a CGU client?
BEST!! I'm confused by these reviews I've had an amazing experience I got into a car accident and they have been so great replaced all my baby seats I'm so happy with how quick and easy it was to claim (I was at fault) I highly suggest them and confused at the reviews they have personally been great and unbeatable on price
I was half hour into a 2 hour drive, when a stone flicked up and cracked my windscreen, I called cgu on the way and explained what happened, this was a Wednesday, by Friday I had a new windscreen installed, no questions, no hassles!!! Best service ever!
I had to get my cracked windscreen fixed. Made the claim on Thursday and by Saturday it was fixed. The staff were polite and friendly and best of all fast. No dramas.
very reasonably priced and nice to deal with company
Very impressed with the service. After many years of nil road accidents, recently had two: one not in fault and and one in fault. Both claims processes went very smoothly, timely, professionally.
After my car accident in July 2017 I contacted CGU, from the first phone call right through to dealing with the repairer it was a totally stress free process, each person that I dealt with was extremely helpful and professional - thank you CGU!
Fantastic with my claim. So many whingers. Happy clients dont give reviews which is really sad to see. Every single insurance has bad reviews. Coincidence, I think not. Cant gauge anything through the website
- Car Insurance
Amazing customer service!!
I had to make a claim on my car due to flood damage from the May 2015 floods in Brisbane. My car was towed to a local mechanic on the Gold Coast about a month after the incident and CGU covered all the repairs. Unfortunately, the mechanic did not tell me the extent of the damage and he had the car for 3 months!! A few weeks after having my car back, it broke down again in Brisbane. CGU paid for it to be towed back to the GC mechanic and the cost of the repair. For future reference, I recommend using CGU's own mechanics for anyone else, unless y...ou have a truly reliable mechanic. 18 months on, water damage showed up to the power steering pump so CGU reopened my claim and decided to write off my car. I could not believe how seamless the process was even though I had to change assessors due to the Xmas holiday period. Everyone I spoke to was extremely polite and prompt with my queries and the pay out was reasonable. I will definitely be using the company for my next car!
Nil issues with my claims
We have 3 cars insured with CGU - all the time we have no issues with our claims - there are once or two claims where we were responsible few other times other party Repairs organized promptly, nil issues with customer service.
Recently I have accident with other driver fault - car was total loss CGU process all once again with out any issued -what I been pleased for consider car accident not the thing you enjoying to be involve and I have had some nausea's and head aches after impact for some time.
We insured for about 10years now - new car I got I insured with CGU.
I presume all depend of customer support staff - some understandable and compassion some just there just for money - we been lucky to be assisted by good people.
I have personally had two separate claims with CGU Car Insurance and have never had an issue with the company or their service.
In both situations my vehicle was deemed a total write-off. My claims were processed within a few business days and the payment was processed very quickly.
All of my family are also insured with CGU and cannot fault the company.
I would definitely recommend this company to anyone.
My father had a at fault claim in my vehicle.
Lodged our claim after receiving correspondence from the other party via post.
Claim number was issued instantly along with an assessment setup at my preferred repairer (who was also a CGU repairer).
Within 24 hours of lodgement I had received a call from my claims consultant advising me that the claim is accepted & re-confirmed my assessment the following business day.
Went to the repairer had my vehicle assessed and my vehicle was booked in for repairs 3 months later (this siuted me so I cou...
I'd recommend CGU
I've had 4 claims with CGU. One with property insurance, which they fixed with no issues at all. Two car claims that were not my fault (rear ended) and another which was my fault. I have found them to be helpful in every case. I guess everyone's situation is different, but honestly, I cant fault them.
Good but irrational
Cgu were great with not at fault claim and great when car was stolen. Won't insure my replacement vf commodore now that I have put 20" wheels on it, purely because it's an evoke that started with 16" wheels, any other commodore model would have been fine as they started with 18" and more then 3" they won't cover
Where is the difference between an sv6 and evoke apart from engine and trim, same mechanicals, surely same safety on 20" rims
I've had good experiences with CGU
I've had CGU for contents and car insurance. I've also had to make claims on both and have only compliments to those within CGU I've spoken to. I made sure I had sufficient cover and had a confirmed value for the vehicle so there wasn't any ambiguity. I would recommend them strongly based on my dealings with them.
One very happy customer!
I can only say great things about CGU! After Brisbane's recent hailstorm, CGU were quick to assess my claim and were very friendly in the process! I won't be looking for another car insurer any time soon!
Good experience w CGU
I made 2 at fault car accident claims w CGU and had no problem with either. Customer service was good and claims were paid out without issue. I changed insurer for a while and am about to go BACK to CGU. I recommend them to anyone who is shopping around.
Not bad so far....
Have been with CGU coming up to 2 years now after purchasing new Honda vehicle. First time to contact claims department was when a lady ran up the back of me on the freeway near Sydney airport. Process was relatively simple and easy. Customer service is ok. you get a dedicated claims consultant. Get a SMS confirming no excess payable and repair quote approved. The only con i had was the delay whenever i try to call (unfortunately my consultant was apparently sick for 2 weeks and no one else can manage the file). when i do leave msgs/emai...ls, i do get a response eventually. This is not considered too major an inconvenience. another is the delay in getting my car repaired (2 months). but this was prob my fault given i chose my own repairer. there were conflicting responses as CGU says they informed them repairs approved whereas my repairer says they received no confirmation. CGU wont send you any formal confirmation (besides the SMS). I also received a after service check up call from CGU about a month after repairs done. Not sure if this is standard practice or just because they were confirming if i've taken back my car so they can close the claims file. Pricing is abit expensive though. Annual premiums have increased about $20 pa. (normal i guess). $1k compared to $677 from NRMA. still deciding whether to switch but abit hesitant given all the negative reviews with NRMA one. Overall, i'll give CGU 3 out of 5 stars. (lose 1 star given price).
So far so good
I was insured with Bupa but the underwriters were CGU, last week I had a young kid crashing into my rear bumper on the Monash Freeway. When I called Bupa the call was forwarded to CGU and agent was helpful and polite. So far so good, I will update this review once the repair is completed.
Helpful and Polite
CGU can't do without them best car insurer
I have been with CGU for 9 years now i find them very professioanl friendly and fast to act when you need them, i have made several claims with them and never had any set backs, i have looked at cheaper insurance companies and they don't even come close, if you want excellent, professional service to meet your needs you can't go wrong with cgu highly recommended.
Professioanl, quick to act, friendly and understanding.
Questions & Answers
Can anyone tell me if I’m covered by my insurance if I drive 4 weeks post c section pending I have drs approval/clearance? I can’t find much online in regards to this.
Hi Kate, thanks for getting in touch. Our PDS doesn't have anything listed about driving after surgery. We would recommend you go with what your doctor advises. If they advise you to wait a certain number of weeks, we are happy for you to drive on your doctors advice. Hope this helps. ~Bec
Thank you for your reply. I rang and that’s the same thing I was told on the phone which is great. Dr has said I’m fine to drive so long as my insurance provider is happy for me to do so. Wonderful news for me as not being able to drive and having 4 children makes it hard. I’m going to wait another week as advised then I can finally drive again.
Fantastic to hear Kate! You are most welcome. All the best to you and keep safe! ~ Rick
Looking at all the reviews in product review - and if these are typical of how this company operates - I don't really understand how CGU remains in business!
I already have a car insured with CGU, but haven't as yet needed to make a claim....one might say thank God for that, because going by the reviews my chances for a satisfactory outcome - should I be involved in an accident - appear rather limited.
I was looking to insure a second vehicle, hence the hunt for an appropriate insurer, but I'm left wondering if I should cut loose CGU altogether and try for another company with much better outcomes.....
What assurances can CGU give me that I won't simply be wasting my time flogging a dead horse should I continue with CGU? You are the cheapest insurance I have found so far, but as an insurance company - is that ALL you are? Thanks Warren Harvey
Hi Waz, thanks for leaving us a question here. Unfortunately people often come to ProductReview after a claim that they aren't completely satisfied, but very rarely do after thousands of great claims outcomes that we have each year.
We are very proud of our customer service and claims experience and I personally don't hesitate to suggest it to my friends and family.
I am happy to hear that you haven't yet had to make a claim, but I am sure that you will be very satisfied with our help if you ever do need to.
Merry Christmas! -Nathan
Thanks for the quick response Nathan. I do so hope you are right, because we have elected to continue with CGU insurance for our second car. However it does bring to mind that quite some years ago, the roof on our house needed replacing after a hail storm. Indeed, after reporting the incident we did get the job done courtesy of CGU insurance - twelve months later! CGU had forgotten us! So one might say - watch this space!
|Category||Car Insurance||Car Insurance||Car Insurance|
|Other Insurance Types Offered||Home and Contents and Travel||Home and Contents and Travel||Home and Contents and Travel|
|Coverage Type||Comprehensive||Third Party, Fire and Theft||Third Party Property Damage|
|Underwriter||Insurance Australia||Insurance Australia||Insurance Australia|
|Legal Liability Cover||30000000||30000000||30000000|
|Roadside Assistance||Not Offered||Not Offered||Not Offered|
|Reduced or Zero Excess Windscreen Cover||Reduced Excess Optional Extra||Not Offered||Not Offered|
|Choice of Repairer||Allowed||Allowed||Allowed|
|After Accident Care|
|Hire Car after an Incident|
Optional, up to $100 per day for up to 21 days until:
|Emergency Transport & Accommodation||Included, up to $500 if you vehicle is damaged in an incident more than 100km from home||Included, up to $500 if you vehicle is damaged in an incident more than 100km from home||Not Included|
|Towing Costs||Included||Included||Not Included|
|Hire Car after a No Fault Accident|
|Essential / Emergency Repairs||Included, up to $800||Included up to $800||Not Included|
|Pay As You Drive / Fixed Kilometre Discount||Not Applicable||Not Applicable|
|Hire Car after Theft|
Included up to $100 per day up to 21 days until:
Included up to $100 per day up to 21 days until:
|Lock and Key Replacement||Included up to $1,000||Included up to $1,000||Not Included|
|Transit Cover||Not Applicable||Not Applicable||Not Applicable|
|Trailer & Caravan Cover||Included up to $1,000||Not Included||Not Included|
|Child Safety Seats and Prams||Baby Seat Replacement Included||Not Included||Not Included|
|New-for-old Car Replacement|
Included, if the vehicle is a total loss as a result of a covered incident. Your vehicle may be replaced:
|Personal Property Cover||Included up to $1,000 per claim||Not Included||Not Included|
|Uninsured Motorist Benefit||Not Included||Included up to $5,000||Included up to $5,000|
|Accidental Loss or Damage|
|Malicious Damage / Vandalism||Included||Not Included||Not Included|
|Collision||Included||Not Included||Not Included|
|Natural Events||Included||Not Included||Not Included|
|Theft or Attempted Theft||Included||Included||Not Included|
|Manual||Download manual||Download manual||Download manual|
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