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Citibank Citi Premier

Citibank Citi Premier

2.8 from 22 reviews · View Statistics

Pros

  • Up to 70,000 Bonus Rewards Points on offer

  • Earn up to 2 Citi Rewards Points per $1 spent

  • Linked Diners Club Card includes uncapped earn rate of 2 Points per $1 and No International Transaction Fees

  • Complimentary International Travel Insurance and Two Airport Lounge Passes each year

Cons

  • $395 Annual Fee

  • 3.4% International Transaction Fee

  • Minimum Credit Limit of $15,000

Details

CategoryFrequent Flyer & Travel Credit Cards and Rewards Credit Cards
Card TypeVisa
BenefitsComplimentary Travel Insurance and Sign-Up Bonus Points Offer
Maximum Credit Limit A$100,000
Minimum Income A$75,000
Additional Cardholders 4
Additional Cardholder Fee A$0 p.a.
Rewards ProgramCiti Rewards
Points Earn Rate 2 points per $1
Points Conditions
  • 2 Citi points per $1 on International Spend for eligible transactions

  • 2 Citi points per $1 on Domestic Spend made directly with major airlines, hotel chains and restaurants in Australia

  • 1.50 Citi points per $1 on Domestic Spend made directly with major supermarkets, petrol outlets and national retailers

  • 1 Citi point per $1 on Domestic Spend for eligible transactions

  • 2 Citi points per $1 on Linked Diners Club for eligible transactions.

Contactless PaymentsApple Pay and Samsung Pay
Rates & Fees
Purchase Rate21.49% p.a.
Cash Advance Fee3.5%
Late Payment FeeA$30
Annual FeeA$395 p.a.
Foreign Transaction Fee 3.4%
Overseas ATM Withdrawal FeeA$5
Interest Free Period 55 days
Cash Advance Rate22.24% p.a.
Introductory Offers
Sign-Up Bonus

Receive 70,000 Bonus Points when you spend $5,000 in the first 60 days from card approval

Release dateJun 2012

Reviews

  • Transparency
    2.0 (1)
  • Customer Service
    1.0 (1)
  • Rates and Fees
    3.0 (1)
  • Rewards
    5.0 (1)
  • Online Experience
    1.0 (1)
  • Application Process
    1.0 (1)
Previous
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Adrian D.

Adrian D.Greater Melbourne (Outer), VIC

Terrible application process, improvements could be made every step of the way

published
Transparency
Customer Service
Rates and Fees
Rewards
Online Experience
Application Process
Incentivised ReviewNo
Card Start DateJune 2019
Main Point of ContactPhone
Card / Account Used For
  • Everyday Expenses
See all answers
happydays!

happydays!Sydney

  • 3 reviews
  • 6 likes

Hopeless and dont know how to run a ledger of your balance !

published
  • Verified customer

Quantas Points SCAM

published
Frequent Flyer & Travel Credit Cards

Find out how Citibank Citi Premier compares to other Frequent Flyer & Travel Credit Cards

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Darron33

Darron33Greater Melbourne (Metropolitan), VIC

  • 11 reviews
  • 9 likes

New Fee Grab on transactions made in Australian dollars where merchant/institution is overseas

published
ESE

ESEBallina

  • 8 reviews
  • 12 likes

Terrible experience. Stay away

published
jovan knezevic

jovan knezevicsydney

  • 11 reviews
  • 4 likes
  • Verified customer

Citi Prepaid Gift Card

published
Peter

PeterSydney

  • 4 reviews
  • 2 likes

Editting my review from 5 stars to 1 after Citibank have overhauled the rewards scheme

published

This used to be one of the few Visa or MasterCards that gives you 1 Qantas point for 1 dollar spent. Now it's capped at 1 point per dollar only to the first $3,000 per statement and then drops sharply to half a point. Jetstar MasterCard or Qantas Credit Union Visa are they better cards now.

Scott05

Scott05South East Queensland, QLD

  • 9 reviews
  • 5 likes

Over 1 month since application and still no approval/decline

published

Applied on-line and was quickly given conditional approval. It's been now over a month and still no progress with my application to approve it or decline it. Wrote complaint and was told they would make a decsion in 4 days. A week passed and nothing happened. If it is this difficult to just get the product, imagine what they would be like to deal with if you had an issue with your account that needed to be resolved.
Quick application form
Everything thereafter

See all Citibank Citi Premier reviews

Questions & Answers

Jan G.

Jan G.asked

Is there a maximum age limit for Signature Rewards Visa credit card complimentary travel insurance? I am 73 and my husband is 76.

No answers

Get an answer from our members and Citibank representatives

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