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Citibank Citi Premier

Citibank Citi Premier

2.8 from 22 reviews · View Statistics

Pros

  • Up to 70,000 Bonus Rewards Points on offer

  • Earn up to 2 Citi Rewards Points per $1 spent

  • Linked Diners Club Card includes uncapped earn rate of 2 Points per $1 and No International Transaction Fees

  • Complimentary International Travel Insurance and Two Airport Lounge Passes each year

Cons

  • $395 Annual Fee

  • 3.4% International Transaction Fee

  • Minimum Credit Limit of $15,000

Details

CategoryFrequent Flyer & Travel Credit Cards and Rewards Credit Cards
Card TypeVisa
BenefitsComplimentary Travel Insurance and Sign-Up Bonus Points Offer
Maximum Credit Limit A$100,000
Minimum Income A$75,000
Additional Cardholders 4
Additional Cardholder Fee A$0 p.a.
Rewards ProgramCiti Rewards
Points Earn Rate 2 points per $1
Points Conditions
  • 2 Citi points per $1 on International Spend for eligible transactions

  • 2 Citi points per $1 on Domestic Spend made directly with major airlines, hotel chains and restaurants in Australia

  • 1.50 Citi points per $1 on Domestic Spend made directly with major supermarkets, petrol outlets and national retailers

  • 1 Citi point per $1 on Domestic Spend for eligible transactions

  • 2 Citi points per $1 on Linked Diners Club for eligible transactions.

Contactless PaymentsApple Pay and Samsung Pay
Rates & Fees
Purchase Rate21.49% p.a.
Cash Advance Fee3.5%
Late Payment FeeA$30
Annual FeeA$395 p.a.
Foreign Transaction Fee 3.4%
Overseas ATM Withdrawal FeeA$5
Interest Free Period 55 days
Cash Advance Rate22.24% p.a.
Introductory Offers
Sign-Up Bonus

Receive 70,000 Bonus Points when you spend $5,000 in the first 60 days from card approval

Release dateJun 2012

Reviews

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Prospect11

Prospect11Melbourne

  • 2 reviews

Citibank Rewards Travel Card Pre-existing health conditions

published

Used this card to purchase overseas holiday and then made application for pre-existing health condition cover. They do over the phone assessment and then give you answer in 60 seconds. If you have anything mildly serious you will probably be rejected by this process. Other credit card services do more thorough assessment and more likely to offer cover. If you want to use a card for travel insurance and have a pre-existing condition, probably best to stay away from the Citibank cards

The overseas transaction fee killed this card

published

I used this card for many years and i used to like it till the recent changes of charging transaction fee for payment processed overseas even it is in AUD.

For the transaction in other currency, I can understand and i can avoid by using fee free credit card. But a lot of the AU online shopping sites, you won't know that attach a overseas transaction fee till you see a surprised charge in the statement.

Citibank credit card used to be my default credit card for all transaction. But will not be anymore.

See all Citibank Citi Premier reviews

Questions & Answers

Jan G.

Jan G.asked

Is there a maximum age limit for Signature Rewards Visa credit card complimentary travel insurance? I am 73 and my husband is 76.

No answers

Get an answer from our members and Citibank representatives

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