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Citibank Citi Premier

Citibank Citi Premier

2.8 from 22 reviews · View Statistics

Pros

  • Up to 70,000 Bonus Rewards Points on offer

  • Earn up to 2 Citi Rewards Points per $1 spent

  • Linked Diners Club Card includes uncapped earn rate of 2 Points per $1 and No International Transaction Fees

  • Complimentary International Travel Insurance and Two Airport Lounge Passes each year

Cons

  • $395 Annual Fee

  • 3.4% International Transaction Fee

  • Minimum Credit Limit of $15,000

Details

CategoryFrequent Flyer & Travel Credit Cards and Rewards Credit Cards
Card TypeVisa
BenefitsComplimentary Travel Insurance and Sign-Up Bonus Points Offer
Maximum Credit Limit A$100,000
Minimum Income A$75,000
Additional Cardholders 4
Additional Cardholder Fee A$0 p.a.
Rewards ProgramCiti Rewards
Points Earn Rate 2 points per $1
Points Conditions
  • 2 Citi points per $1 on International Spend for eligible transactions

  • 2 Citi points per $1 on Domestic Spend made directly with major airlines, hotel chains and restaurants in Australia

  • 1.50 Citi points per $1 on Domestic Spend made directly with major supermarkets, petrol outlets and national retailers

  • 1 Citi point per $1 on Domestic Spend for eligible transactions

  • 2 Citi points per $1 on Linked Diners Club for eligible transactions.

Contactless PaymentsApple Pay and Samsung Pay
Rates & Fees
Purchase Rate21.49% p.a.
Cash Advance Fee3.5%
Late Payment FeeA$30
Annual FeeA$395 p.a.
Foreign Transaction Fee 3.4%
Overseas ATM Withdrawal FeeA$5
Interest Free Period 55 days
Cash Advance Rate22.24% p.a.
Introductory Offers
Sign-Up Bonus

Receive 70,000 Bonus Points when you spend $5,000 in the first 60 days from card approval

Release dateJun 2012

Reviews

  • Transparency
    3.7 (3)
  • Customer Service
    3.3 (3)
  • Rates and Fees
    2.3 (3)
  • Rewards
    3.0 (3)
  • Online Experience
    4.3 (3)
  • Application Process
    3.0 (3)
Previous
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Jonno

JonnoPerth, WA

  • Verified customer

Adequate card and features but some hidden downsides

published
Transparency
Customer Service
Rates and Fees
Rewards
Online Experience
Application Process
Incentivised ReviewNo
Card Start DateJune 2019
Main Point of ContactOnline
Card / Account Used For
  • Everyday Expenses
  • Online Shopping
See all answers
J C

J CMetropolitan Adelaide, SA

  • 7 reviews
  • Verified customer

Average value - watch out for international fees

published
Transparency
Customer Service
Rates and Fees
Rewards
Online Experience
Application Process
Incentivised ReviewNo
Card Start DateJanuary 2019
Main Point of ContactOnline
Card / Account Used For
  • Everyday Expenses
See all answers
Karen louise Hinds

Karen louise HindsMidway Point Tas 7171

  • 26 reviews
  • 7 likes

The only credit card I've ever had

published

I have only ever had one credit card and that's with Citibank. 1 year after joining, their shop front dissappeared from Hobart. I managed to work my way up to platinum. Strangely, it dropped back to a signature/pay wave visa!. Without any reasoning. A rewards card, which has dropped its points allocation. Quickly, to add charges for public holiday transfer pymts.

In all honesty, its easier to stay with them than make the change. They are pretty much the same when it comes too on payments.

The overseas call centre has never been able to explaine why I dropped from platinum to signature??????

Transparency
Customer Service
Rates and Fees
Rewards
Online Experience
Application Process
Card Start DateSeptember 2003
Main Point of ContactPhone
Card / Account Used For
  • Everyday Expenses
  • Online Shopping
  • Overseas/Travel
  • Special Purchases
See all answers

The reviewer stated that an incentive was offered for this review

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Questions & Answers

Jan G.

Jan G.asked

Is there a maximum age limit for Signature Rewards Visa credit card complimentary travel insurance? I am 73 and my husband is 76.

No answers

Get an answer from our members and Citibank representatives

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