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The Citi Premier Card was previously called Citi Rewards Signature Credit Card.
Citibank Citi Premier is no longer operating/trading. See all Frequent Flyer & Travel Credit Cards.
Citibank Citi Premier
Pros
Up to 70,000 Bonus Rewards Points on offer
Earn up to 2 Citi Rewards Points per $1 spent
Linked Diners Club Card includes uncapped earn rate of 2 Points per $1 and No International Transaction Fees
Complimentary International Travel Insurance and Two Airport Lounge Passes each year
Cons
$395 Annual Fee
3.4% International Transaction Fee
Minimum Credit Limit of $15,000
Details
| Category | Frequent Flyer & Travel Credit Cards and Rewards Credit Cards |
|---|---|
| Card Type | Visa |
| Benefits | Complimentary Travel Insurance and Sign-Up Bonus Points Offer |
| Maximum Credit Limit | A$100,000 |
| Minimum Income | A$75,000 |
| Additional Cardholders | 4 |
| Additional Cardholder Fee | A$0 p.a. |
| Rewards Program | Citi Rewards |
| Points Earn Rate | 2 points per $1 |
| Points Conditions |
|
| Contactless Payments | Apple Pay and Samsung Pay |
| Rates & Fees | |
| Purchase Rate | 21.49% p.a. |
| Cash Advance Fee | 3.5% |
| Late Payment Fee | A$30 |
| Annual Fee | A$395 p.a. |
| Foreign Transaction Fee | 3.4% |
| Overseas ATM Withdrawal Fee | A$5 |
| Interest Free Period | 55 days |
| Cash Advance Rate | 22.24% p.a. |
| Introductory Offers | |
| Sign-Up Bonus | Receive 70,000 Bonus Points when you spend $5,000 in the first 60 days from card approval |
| Release date | Jun 2012 |
JonnoPerth, WA
- Verified customer
Adequate card and features but some hidden downsides
I signed up for a Citibank Citi Rewards Signature card a few months ago, based on a reduced annual fee promotion. This made the card worth it relative to the rewards - whereas the full yearly fee (after promotion period) is on the higher side.
Initial sign-up took far too long to hear back, and the verifier asked for a lot more information despite everything requested being provided. They also asked for a lot of personal information without first even verifying who they were and were they were from.
The card itself was fine, accepted as Visa ...Read more
in almost all retailers. The online banking was relatively painless although not the best UI/UX I have encountered in terms of online banking. But issue of statements was reliable and contained sufficient information, and promotion points were correctly applied each month. Fees and rates were all clearly stated and rewards earning points were always clear and correct. The rewards program isn't the best either but the standard range of options of shopping, gift cards, and point transfers was available, including FlyBuys redemption if that is important to you. Redemption or transfer was also relatively pain free. The hidden downside is that they sign you up to so much citibank spam - for products, more lines of credit, etc. I would receive constant texts to open up another line of credit to pay off the statement, and random calls from their telemarketing, asking me to verify all my personal info again without any confirmation of who they even were or why they were calling. After cancelling the card, this didn't even stop. So in summary, an adequate, passable card, with no real negatives in and of itself (besides a slightly high annual fee which only makes it worth it if you get a reduction through sign-up promo) but the aggressive telemarketing and spam takes a star off for me.- Everyday Expenses
- Online Shopping
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J CMetropolitan Adelaide, SA
- 7 reviews
- Verified customer
Average value - watch out for international fees
Customer service is good. For the annual fee, there are better points earners especially if you are into collecting airline points. Our card only earns 0.5 points per dollar whereas others give you 1 for 1. Security is good as well, and the app is easy to use although not the most technically up to date. Be aware that they will charge you a sizeable % of a purchase if your payment happens to head overseas, for example even though you might pay in AUD from a website with an Australian domain, if the money actually is received by an account overs...Read more
eas, you pay an international transaction fee. Lots of card issuers are doing this, but there are still some that don't which is good. Unless the bonus sign up points are high, then I am sure you can get a better card elsewhere.- Everyday Expenses
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Karen louise HindsMidway Point Tas 7171
- 26 reviews
- 7 likes
The only credit card I've ever had
I have only ever had one credit card and that's with Citibank. 1 year after joining, their shop front dissappeared from Hobart. I managed to work my way up to platinum. Strangely, it dropped back to a signature/pay wave visa!. Without any reasoning. A rewards card, which has dropped its points allocation. Quickly, to add charges for public holiday transfer pymts.
In all honesty, its easier to stay with them than make the change. They are pretty much the same when it comes too on payments.
The overseas call centre has never been able to explaine why I dropped from platinum to signature??????
- Everyday Expenses
- Online Shopping
- Overseas/Travel
- Special Purchases
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The reviewer stated that an incentive was offered for this review
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Questions & Answers
Jan G.asked
Is there a maximum age limit for Signature Rewards Visa credit card complimentary travel insurance? I am 73 and my husband is 76.
No answers
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