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Citibank Citi Rewards Classic

Citibank Citi Rewards Classic

4.5 from 2 reviews

See the Best Balance Transfer Credit Cards in 2019 as rated by Australians on ProductReview.com.au.


  • Earn Citi Reward Points at a 1 point per dollar earn rate

  • Earn up to $50 cash back on all retail purchases (up to $1,000 spend) in the first 90 days from account approval

  • 0% p.a. on Balance Transfers for 15 months

  • Complimentary Purchase Cover Insurance and Complimentary Guaranteed Pricing Scheme

  • Accessible Minimum Credit Limit of $2,000


  • 1.5% Balance Transfer Fee

  • 3.4% International Transaction Fee

  • Balance Transfer Rate reverts to high Cash Advance Rate after 15 months


Review distribution

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1 star


AbsSydney, NSW

  • 2 reviews

The best credit card so far


I like the rewards programme which is easy to use and great value . Easy to download woolworths credit and they have good customers services if you have any questions . Although is a bit hard for me to understand the customer services as English is not my first language

Application Process
Card Start DateMarch 2018
Main Point of ContactPhone
Card / Account Used ForEveryday Expenses, Online Shopping and Special Purchases
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DavidIllawarra, NSW

Perfect card for everyday transactions


I have been with Citi for over 10 years now. The card is well managed and the fraud team and very proactive with immediate calls to my wife and i if they suspect bad activity.
The rewards are solid and easy to accumulate points or transfer them if needed.
Citi have previously waived the annual fee when we have spoken to them, so quite a flexible company to work with.

Customer Service
Rates and Fees
Online Experience
Application Process
Card Start DateJuly 2008
Main Point of ContactPhone
Card / Account Used ForEveryday Expenses
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The reviewer stated that an incentive was offered for this review

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