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Details

Citibank Citi Rewards Classic
CategoryBalance Transfer Credit Cards and Rewards Credit Cards
Card TypeVisa
BenefitsCashback Offer, Complimentary Travel Insurance and Reduced First Year Annual Fee
Minimum Credit Limit $2,000
Maximum Credit Limit $100,000
Additional Cardholder Fee $15 p.a.
Rewards ProgramCiti Rewards
Points Earn Rate 1 points per $1
Points Conditions
  • 1 point per $1 on all eligible Domestic Spend, up to $5,000 per statement period

  • 1 point per $1 on all eligible International Spend (uncapped)

Contactless PaymentsApple Pay and Samsung Pay
Rates & Fees
Purchase Rate20.99% p.a.
Annual Fee$99 p.a.
Interest Free Period 55 days
Cash Advance Rate21.74% p.a.
Introductory Offers
Introductory Offers

Earn 5% cash back on all retail purchases (up to $1,000 spend) in the first 90 days from account approval

Reduced First Year Annual Fee $49.00
Balance Transfer Rates
Balance Transfer Period 15 months
Balance Transfer Rate 0% p.a.
Balance Transfer Fee 1.5%

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