Earn Citi Reward Points at a 1 point per dollar earn rate
Earn up to $50 cash back on all retail purchases (up to $1,000 spend) in the first 90 days from account approval
0% p.a. on Balance Transfers for 15 months
Complimentary Purchase Cover Insurance and Complimentary Guaranteed Pricing Scheme
Accessible Minimum Credit Limit of $2,000
1.5% Balance Transfer Fee
3.4% International Transaction Fee
Balance Transfer Rate reverts to high Cash Advance Rate after 15 months
|Category||Balance Transfer Credit Cards and Rewards Credit Cards|
|Benefits||Cashback Offer, Complimentary Travel Insurance and Reduced First Year Annual Fee|
|Minimum Credit Limit||A$2,000|
|Maximum Credit Limit||A$100,000|
|Additional Cardholder Fee||A$15 p.a.|
|Rewards Program||Citi Rewards|
|Points Earn Rate||1 points per $1|
|Contactless Payments||Apple Pay and Samsung Pay|
|Rates & Fees|
|Purchase Rate||20.99% p.a.|
|Annual Fee||A$99 p.a.|
|Interest Free Period||55 days|
|Cash Advance Rate||21.74% p.a.|
Earn 5% cash back on all retail purchases (up to $1,000 spend) in the first 90 days from account approval
|Reduced First Year Annual Fee||A$49|
|Balance Transfer Rates|
|Balance Transfer Period||15 months|
|Balance Transfer Rate||0% p.a.|
|Balance Transfer Fee||1.5%|
The best credit card so far
I like the rewards programme which is easy to use and great value . Easy to download woolworths credit and they have good customers services if you have any questions . Although is a bit hard for me to understand the customer services as English is not my first language
- Everyday Expenses
- Online Shopping
- Special Purchases
Perfect card for everyday transactions
I have been with Citi for over 10 years now. The card is well managed and the fraud team and very proactive with immediate calls to my wife and i if they suspect bad activity.
The rewards are solid and easy to accumulate points or transfer them if needed.
Citi have previously waived the annual fee when we have spoken to them, so quite a flexible company to work with.
- Everyday Expenses
The reviewer stated that an incentive was offered for this review
Questions & Answers
Sorry, there are no questions yet.
ProductReview.com.au has affiliate partnerships. These do not influence our content moderation policies in any way, though ProductReview.com.au may earn commissions for products/services purchased via affiliate links.