See the Best Balance Transfer Credit Cards in 2019 as rated by Australians on ProductReview.com.au.


Citibank Citi Rewards Classic
CategoryBalance Transfer Credit Cards and Rewards Credit Cards
Card TypeVisa
BenefitsCashback Offer, Complimentary Travel Insurance and Reduced First Year Annual Fee
Minimum Credit Limit $2,000
Maximum Credit Limit $100,000
Additional Cardholder Fee $15 p.a.
Rewards ProgramCiti Rewards
Points Earn Rate 1 points per $1
Points Conditions
  • 1 point per $1 on all eligible Domestic Spend, up to $5,000 per statement period

  • 1 point per $1 on all eligible International Spend (uncapped)

Contactless PaymentsApple Pay and Samsung Pay
Rates & Fees
Purchase Rate20.99% p.a.
Annual Fee$99 p.a.
Interest Free Period 55 days
Cash Advance Rate21.74% p.a.
Introductory Offers
Introductory Offers

Earn 5% cash back on all retail purchases (up to $1,000 spend) in the first 90 days from account approval

Reduced First Year Annual Fee $49.00
Balance Transfer Rates
Balance Transfer Period 15 months
Balance Transfer Rate 0% p.a.
Balance Transfer Fee 1.5%

Visit official website


Sorry, there are no reviews yet. Be the first to write a review.

Write a review

Questions & Answers

Sorry, there are no questions yet.

ProductReview.com.au has affiliate partnerships. These do not influence our content moderation policies in any way, though ProductReview.com.au may earn commissions for products/services purchased via affiliate links.