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Citibank Citi Rewards Platinum

Citibank Citi Rewards Platinum (page 3 of 4)

2.9 from 71 reviews

See the Best Balance Transfer Credit Cards in 2019 as rated by Australians on ProductReview.com.au.

Pros

  • Multiple Promotional Offers to choose from (see Details) if you apply by 31 January 2020

  • Points Earn Rate: 1 Citi Point per $1 spent

  • Linked Diners Club Card has No International Transaction Fees and 2 Citi Points per $1 spent earn rate

  • 0% on Balance Transfers for either 12, 15 or 26 months

  • Reduced $0 or $49 Annual Fee in your first year

Cons

  • $149 or $199 Annual Fee after your first year

  • 3.4% International Transaction Fee

  • 1% or 1.5% Balance Transfer Fee may apply depending on which sign-up offer you choose

Details

CategoryBalance Transfer Credit Cards and Rewards Credit Cards
Contact Number 1300 300 470
Card TypeVisa
BenefitsReduced First Year Annual Fee and Sign-Up Bonus Points Offer
Minimum Credit Limit $6,000
Maximum Credit Limit $100,000
Minimum Income $35,000
Additional Cardholders 4
Additional Cardholder Fee $90 p.a.
Minimum Repayments2%
Rewards ProgramCiti Rewards
Points Earn Rate 1 points per $1
Points Conditions
  • 1 Citi point per $1 on International Spend for eligible transactions

  • 1 Citi point per $1 on Domestic spend for eligible transcations capped at $10,000 per statement period

  • 2 Citi points per $1 on linked Diners Club card for eligible transactions

Contactless PaymentsApple Pay and Samsung Pay
Rates & Fees
Purchase Rate21.49% p.a.
Cash Advance Fee3.5%
Late Payment Fee$30
Annual Fee$149 p.a.
Foreign Transaction Fee 3.4%
Overseas ATM Withdrawal Fee$0
Interest Free Period 55 days
Cash Advance Rate21.74% p.a.
Introductory Offers
Sign-Up Bonus Receive up to 120,000 bonus points (80,000 points when you spend $3,000 in the first 90 days from approval and an additional 40,000 points on your first anniversary)
Introductory Offers

Choose from one of the following sign-up offers:

  • Collect 70,000 flybuys Bonus Points when you apply for a Citi Rewards Platinum credit card and spend $3,000 on it in the first 90 days from approval.

  • Earn 80,000 Bonus Points when you spend $3,000 within the first 90 days from approval and an additional 40,000 bonus Points on your first anniversary.

  • 0% p.a. for 26 months on balance transfers (1.5% balance transfer fee applies)

Reduced First Year Annual Fee $49
Balance Transfer Rates
Balance Transfer Period 15 months
Balance Transfer Rate 0% p.a.
Balance Transfer Fee 1%
Release dateAug 2006

Visit official website

Reviews

Review distribution

5 star
19
4 star
13
3 star
8
2 star
5
1 star
26

Dave Frame

Dave Frame

  • 6 reviews
  • 6 likes
  • Verified customer

Rewards (or lack there of...)

published

This really is a very dishonest company

published

I transferred from a great credit company to Citi based on the bonus rewards points. 5 months and many phone calls later they’ve found a way to wriggle out of it although they agreed that I met all the criteria ie- spending the amount within the days, etc.. if you’re thinking of joining based on receiving bonus points really think twice or make sure you going to receive them before you apply.

Jason F.

Jason F.South East Queensland, QLD

  • 6 reviews

Coles Rewards Platinum Mastercard (Citibank)

published
Bong

Bong

  • 3 reviews
  • 8 likes

Avoid at all cost. Applied for one thing ended up getting another

published

I applied this credit Card for the 100 000 bonus points if I use 3000 in 90 days. After 90 days, I end up using more than 6000 dollars but didn't received the promised points on the internet. Called the Citibank hotline and explained to them twice, the response they gave was the promotion that applied for was 0% balance transfer. I never ever used that balance transfer before. Such a fraud and dishonest bank.


High Score King

High Score KingBrisbane

  • 4 reviews
  • 5 likes

Avoid this card.

published

I just cut my card up as I found a better provider. Even as I was telling Citibank to close my account down they were trying to sell me balance transfers from other cards. I transferred a balance to this card when I took it up in 2015 with the offer of "interest free for six months". What they don't tell you and found out about later on is that as soon as you make a purchase the interest free disappears. It's a credit card, of course you're going to make a purchase. These guys are total scammers and should be avoided at all costs.


credit card free travel insuruance

published

dino

dinoMid North Coast, NSW

  • 6 reviews
  • 4 likes

Saved me a fortune in interest

published

Thanks to Citibank Platinum, I was able to transfer my credit card debt from NAB to Citi and pay 0% interest on the debt for 24 months!!!!!! That's a huge saving and allows me, with regular payments, to get on top of that debt.


AHod

AHod

  • 3 reviews
  • 1 like

Fraud ,,, they didn't cancel the card which led to more fraud

published

I used to be fan but I think there's more trusted card providers. Our card had fraud activity and they didn't cancel it as requested.
We had over 12 cases which took a couple of months to sort out. In the mean time I was charge another $99 annual fee that I had been promised to be waived. Apparently no record of this !!!
I have gone with another bank !!

Alyssa

AlyssaBrisbane

  • 8 reviews
  • 1 like

Great balance transfer rate

published

I recently did a balance transfer from another bank to Citibank and it was very easy. I got a great interest rate at the time and am paying off the debt interest free. Highly recommend

Unable to reach resolution, hit a brick wall with the "one-time pin" debarcle

published

Tamanash

Tamanash

  • 4 reviews
  • 11 likes

Its a vicious Interest Trap

published

I am so glad that today finally i got out of their vicious Interest trap and finally surrendered my card after 3 years of horror. This is the only Bank i know who don't value their existing customers base. Doesn't matter how loyal you are to CitiBank they hardly cares. They will try to trick you at every step even while closing the account with false promises. I paid $200 yearly fee last month but still choose to close my card knowingly i won't get any refund. If you value peace of mind then don't go near to this bank. They have every trick in their armoury to riff you off.


Rip off!

published

Sneaky retail interests and no reminder to pay invoice. Crappy Indian "customer service" that will take forever to resolve simple tasks.


support

supportVIC, 3174

Horrible Service. Misleading Website

published

I was planning to apply for a Citibank card, however, I paused the application without completing it.

Then I noticed that Citibank made TWO credit checks against me, at no stage was a credit check permission requested.

I called up and was told that I was declined as there have been too many credit checks on my account...

Currently filing a dispute with the ombudsman


Pradyumn

PradyumnCanberra

  • 2 reviews
  • 6 likes

Sneaky bast**** stay away!

published

Credit card that charges interest from date of purchase, *not* statement date. Replayments allocated to transactions and balance transfer. Which means that you WILL pay interest of over 20%. It's not a credit card, it's a trap! Stay away. I didn't realize these products were allowed. Are there any public interest lawyers here who could help sue the pants off these guys? I'd love to join.

Citigroup Platinum MasterCard provided by Card Services

published

Unfortunately in the same boat as the rest of the comments below. Interest charged on purchases despite previous agreement with service agent on fees waived. Apparently the only way to avoid would be to not use card. Customer service lacking,ie making client not aware. Hiding behind terms and conditions that are listed on website. Apparently unable to send out a physical copy of terms on conditions,yet able to send out notification of terms and conditions via mail with statement. If you want a card without nasty surprises,suggest avoid anything to do with Citigroup including Card Services. It will really cost you as well as customer service nil.

Bob M.

Bob M.Cawarral

Shocking service terrible internet banking

published

I wish to complaint in the strongest possible terms about citi's disgusting lack of customer service and terrible internet banking system. They can positively identify me to record my voice print yet I cannot access my account details without having my card present. They happily record my voice and say that they have correctly identified me but claim that to protect me I am not allowed access to my own account details. No offer to assist with alternate methods, no care for my needs, no questions to explore potential solutions just blatant refusal to treat me with the slightest humanity. I have sent them a complaint and stated they are welcome to contact me and I will provide additional feedback but I truly do not expect to hear from them.


Heike

HeikePerth

  • 2 reviews
  • 4 likes

Terrible Citibank Credit Card & Service

published

Application process for the credit card took a long time. Citibank Emirates Platinum Credit Card terms are misleading and not consumer friendly. Rip off! Even if you pay off your balance they still charge retail interest for every purchase! What's the point of a credit card? No other bank does that. Citibank has bad customer service and terms. When contacting them they are not helpful and it takes ages to get a responds. Frustrating all around.


Sara

SaraSydney

Don't Waste your time!!

published

Citibank balance transfer rip off

published

Mark G89

Mark G89Perth

  • 2 reviews
  • 1 like

Never again - Applied for one thing ended up getting another with no consultation with me

published

Page 3 of 4

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