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Coles Comprehensive Car Insurance

Coles Comprehensive Car Insurance (page 4 of 8)

1.8 from 176 reviews · View Statistics
Listing monitored by Coles Insurance

Reviews

  • Value for Money
    2.0 (148)
  • Customer Service
    1.9 (155)
  • Timeliness
    2.2 (93)
  • Job Satisfaction
    2.1 (65)
  • Transparency
    1.9 (129)
  • Claim Resolution Time
    • <1 week (9)
    • 1-2 weeks (7)
    • 2-4 weeks (10)
    • 1-2 months (21)
    • 3+ months (30)
  • Claim ApprovedYes (50) · No (31)
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Rammi
RammiSydney, NSW
  • 3 reviews
  • 3 likes

2ND year Price increase of $207 for nothing

published

second year of insurance they quoted an extra $207 for absolutely nothing. what a joke for a company to charge over 20% for nothing extra. When i called they could not explain why other than their rant things are changing.

Coles Insurance
Coles I.Coles Insurance
Sophie Reynolds
Sophie ReynoldsSouth-Eastern Region, NSW
  • 5 reviews
  • 1 like

Avoid avoid avoid - worst insurer ever

published
Coles Insurance
Coles I.Coles Insurance
Coles Insurance
Coles I.Coles Insurance
Sophie Reynolds
Sophie Reynolds

I have no idea where I'm supposed to DM to. Doesn't matter I've submitted a complaint through the ombudsman now

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0.0
(1,234)
sweetsunset
sweetsunsetSydney, NSW
  • 4 reviews
  • 2 likes

Renewal Price increases

published

Having held Coles Comprehensive Car insurance for several years claim free, I was curious to see the annual fee had increased by $150. Consequently I have cancelled my policy as they are not interested in maintaining their clientele only bringing in new business.

Coles Insurance
Coles I.Coles Insurance
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Is there an option to award no stars?

published

There is a total disconnect between the promotion of Coles Car Insurance services and the actual service delivery. Attention to claims? Non-existent. Half a dozen or more emails to the claims department over the last two months have been met with nothing more than automated receipts promising a response ‘within 5 business days’. Coles should have stuck to flogging groceries.

Coles Insurance
Coles I.Coles Insurance
Anastasia manias
Anastasia maniasSouth East Queensland, QLD

Absolutely terrible.

published

My cars battery died on the way to work and I needed road side assist. I called them and they told me they work with Coles insurance and that I didn’t actually have road side assist, they transferred me to Coles, I payed for a new plan and a large fee because I needed the assistance right away. They transferred me back to the road side people and they said they couldn’t find my details online and to call Coles again to sort it out. I spoke to Coles again, they said they’d transfer me through to road side and explain to them that I have payed the fee and to get help ASAP. I am still on the phone and have been on hold for the past 30mins.

Anastasia manias
Anastasia manias
Coles Insurance
Coles I.Coles Insurance

Hi Anastasia, thanks for taking the time to share your review. We're sorry to hear about your frustrating experience. We'll be sure to share your feedback with our Customer Care Team.

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Angelique K.
Angelique K.Illawarra, NSW
  • 2 reviews
  • 1 like

This company needs to be investigated

published
Coles Insurance
Coles I.Coles Insurance
Angelique K.
Angelique K.
Coles Insurance
Coles I.Coles Insurance

We're sorry to hear of your frustration, Angelique. We'd recommend calling our Claims Team on 1300 265 374 so that they can look into this for you straight away.

poor service

published

no I did not I found the person on the phone for Coles insurance rude and not easy to understand her she seem to lack knowledge of the new car I had purchased
I will not recommend Coles insurance to any one I know and if asked I will advise them of my experience

Coles Insurance
Coles I.Coles Insurance

Coles screwed me over!

published

I agreed my renewal policy would be posted but coles sent it by email. It went to junk, my policy expired. I wasn't covered when I made a hail claim.

Coles Insurance
Coles I.Coles Insurance

Hi there, thanks for your review. We're sorry to hear of your frustrating experience with renewing your policy. We'll ensure your feedback is shared with our Specialist Team so they're made aware and to review.

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0.0
(1,234)

The worst

published

Coles car insurance is the worst. Dont waste your time with this insurance company. I lost my car in October from an accident and Im still chasing them up now to get a pay out. No one has called me for any updates regarding the claim (which they should) and every time I call them; Im stuck on the phone on hold for 30 minutes+ and get tossed around from 1 team to another. In this case its claims- total loss-settlements and nothing still gets done at the end of the day. DISGUSTING SERVICE!

Coles Insurance
Coles I.Coles Insurance
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J W
J Wmelbourne
  • 9 reviews
  • 4 likes

Do not waste your time - they do not honour an online quote

published
Coles Insurance
Coles I.Coles Insurance
Maria
MariaGreater Melbourne (Inner), VIC

Claim in progress

published

Lodged a claim with coles on Sunday night. Been ringing continuously since Monday to see the status of my claim to find its under investigation as Ive switched from another insurer. I asking ked why to be told that theres no fraud involved. Are you serious? Im not a criminal dont like being treated like a criminal. All I want are answers as to whether my claim is approved or not and if Im able to get a hire car. Im a shift worker currently and n night shift. Need to be able to get to and from work. Not impressed with coles. Will never recommend them.

Coles Insurance
Coles I.Coles Insurance

Treated like a criminal over a hail damage claim

published

Absolutely disgusting do not go near this mob. My hail damage claim and my 1 at fault claim is still under investigation after 4 months. I have the actual proof of the video footage when it all occurred.
It is my first claim after 12 years and what makes it worse is after my claim they have upped my yearly insurance premium for an extra $500 a year while they still have my car locked up in a holding yard!

Coles Insurance
Coles I.Coles Insurance

Hi Mick, thanks for taking the time to share your review. We're sorry to hear of your poor experience with your claim. To follow up on this, we recommend calling our Claims Team on 1300 265 374, as they'd be best placed to assist.

Jimmy
JimmyGreater Melbourne (Inner), VIC

They cancelled my insurance when I called them to correct my name. Consultant very indifferent.

published

I have been with this company for a long time. Recently I bought a new car, they got name spelled wrongly I asked them to correct it, they cancelled my insurance. The experience of dealing with the claim team very indifferent. No urgency.

Coles Insurance
Coles I.Coles Insurance

Hi Jimmy, we appreciate your review. We're sorry to hear of your poor experience with making changes to your account. We'd like to follow up for you, could you please send us a private message with your full name and best contact number?

Almost ripped me off $1000.00. Team can't find payments on their own bank statement or record them properly.

published
Coles Insurance
Coles I.Coles Insurance

Hi Jess, thanks for getting in touch. We're sorry to hear of your poor experience. Are you able to send us a direct message with your policy number so we can raise this with our Customer Care team?

Jess W.
Jess W.

Hi Guys, I have received a phone call and have now done this.

Coles Insurance
Coles I.Coles Insurance

Thanks for that, Jess. We're happy to hear you've been contacted by our Customer Care team. Please feel free to direct message us at any time should you have any further queries or concerns.

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0.0
(1,234)

Fabulous customer service

published

Fantastic value for our policy
Great customer service by representative
Easy to contact even though I called on a weekend
English speaking representative so no communication problems
Could not rate the customer service representative highly enough

Coles Insurance
Coles I.Coles Insurance

Hi Rhonda, thanks for the feedback! We're thrilled that you're happy with the customer service received from our teams and we'll be sure to share your comments on to the relevant teams so they're made aware.

Rhonda Z.
Rhonda Z.

No problem

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pmdg7444
pmdg7444
  • 2 reviews

super slow to review claim

published

On Monday I called to check on claim. Was assured flagged as urgent
On Tuesday called again. Nothing.
On Wednesday, car dropped off. Called again. Was assured its urgent
On Thursday called again. Was told I would get a call by cob. Nothing
On Friday still havent heard anything.

My car has been sitting idle at the repairer whilst they ignore their customers. Atrocious.

Coles Insurance
Coles I.Coles Insurance

Thank you for sharing this feedback with us and we're sorry to hear about this poor experience. If you'd like to have a member from our Customer Support Team contact you, can you please PM us with your claim number and best contact details?

Not happy Jan
Not happy JanGreater Melbourne (Metropolitan), VIC
  • 2 reviews
  • 2 likes

Dont waste your time or money

published

Very poor customer service. Cant claim online, only able to make a claim over the phone Monday-Friday during business hrs. When calling out of theses hrs you are out through to a call centre in Sth Africa whos response is we will get someone to call you back within the next 47hrs.

Coles Insurance
Coles I.Coles Insurance
Brendan Muller
Brendan MullerSouth East Queensland, QLD

Do I have to give Coles Car Insurance even one star?

published

I am making a small claim for a single vehicle accident. Under $2000. The first repairer we were sent to by Coles Car Insurance had closed down. They would not accept the quote from the second repairer they sent us to (after we had to chase them up, having not heard from them for an unacceptably long time) and now Coles Car Insurance will not accept the quote from the third repairer they sent us to. We've just been given the details for the fourth (yes, you read that correctly) repairer. Wish me luck and please guess what is top of my to-do list once I do manage to sort this all out. Have nothing to do with them. There's something seriously wrong about the way they do stuff. Hopeless.

Coles Insurance
Coles I.Coles Insurance

Hi Brendan, thanks for getting in touch. Could you please PM us your contact details and claim number so we're able to have our Claims Team follow this up?

nicole
nicole
  • 2 reviews
  • 1 like

dirty trick & disgusting

published

4 in 5 staff told me I can only have the hire car for 14 days, until I sent them the original terms and condition says i can have the hire car until the car repair is done.

the ceo, the management are playing dirty trick, which is discussing, will shop with woollies from now on.
the repairer they nominate is rubbish, not even have the quotation ready after having the car in their yard more than one week, miss two main areas did not repair, have to talk to the accessor. so far, the case been delayed for three weeks now, not sure how long it will take in total. hire car charging hire car fee from my account without any notification.

Coles Insurance
Coles I.Coles Insurance

Hi Nicole, thanks for getting in touch and we're sorry to hear of your frustrating experience. Could you please send us a PM with your claim details and contact details so we're able to have the relevant teams follow this up?

siby
sibySouth East Queensland, QLD

World No 1 Worst insurance company

published

I am member of Coles insurance since 4 years. Last month made an accident that was first in my lifetime, I contacted coles for my claim. Now almost one month, they never replied on time. They need 24 to 48 hours for our questions to answer. Even though they will not call you back on this time,and they try to avoid you in many ways ( this case is with other team etc..) and never able to contact them directly.

Coles Insurance
Coles I.Coles Insurance

Hi there, thanks for your review. We're sorry to hear of your frustrating experience. Could we please ask that you call our Claims Team on 1300 265 374, as they'd be best placed to look into this.

siby
siby

such a stupid company and cultureless/irresponsible people are working with you. shame on you coles.

Justin Z.
Justin Z.South East Queensland, QLD

Absolute rubbish

published

Appalling customer service. 3 days waiting for funds to hit my account even though I told them how desperate we are for we lost a written off car 2 weeks ago. No one cares, no one phones. Never again will I use Coles.

Coles Insurance
Coles I.Coles Insurance

Hi Justin, we're sorry to hear of your poor experience. Please be assured that we've passed on your feedback to the relevant teams for review and consideration.

Justin Z.
Justin Z.

And I am still waiting for funds to hit the account! This simply is poor!

Justin Z.
Justin Z.

You would think after the phone calls & emails Coles Insurance would be doing their utmost to have the problem resolved but still not. If its not in the account tomorrow Ill be seeking advice.

Annoyed
Annoyed
  • 2 reviews
  • 5 likes

Disgraceful

published

House and contents with Coles for almost 10 years.Never ever late with payments or never had claims and then receive a letter to say they can no longer insure us.Coffs Harbour has been classed as a flood area and all of a sudden we are to high risk.We have never flooded and will never flood but not even a option to remove flood cover.So Coles will not insure people living in Coffs but were happy to do it for past 10 years.Coles are not cheap with their insurance and we will also look else where for our car insurances.This is disgusting behaviour from Coles and the person i spoke to could only say we have new Underwriters.I hope you lose a lot of customers.

Coles Insurance
Coles I.Coles Insurance

Hi there, we're sorry to hear of your disappointment. Please be assured that we'll share your feedback with our Insurance Team for consideration.

Bandula
Bandula
  • 5 reviews

Happy with Coles Car Insurance

published

I was accident free for 6 years until a guy came behind me and knocked off rear hatch and the bumper, as he was too hasty to drive on Green light. I immediate stopped the car and anyway he was kind enough to accept that it was his fault. He gave me his driving license to note down license number name and address. i spoke to Coles , they got the history and the other drivers details. They sent details of the place where we can do the repair next day itself. The repair place had to import door (Mitsubishi Outlander 2014) it took about a month. Panel repair was done almost back to same level as it was before. Did not have to pay excess. I am happy with Coles support. Planning to activate higher car and road side assistant.

Coles Insurance
Coles I.Coles Insurance

Hey Bandula, thanks for getting in touch. We appreciate the kind words, we'll ensure your feedback is shared with the relevant teams!

Leon
LeonGreater Melbourne (Inner), VIC

Not a very happy customer

published

Been with this company for almost 5 years.Missed the last payment but got claims rep to connect to personnel and made payment only to be told by Rep. that claim is still pending 4 days later.
Repair would be pending based on conformation of policy update.Very frustrating.

Coles Insurance
Coles I.Coles Insurance

Hi Leon, thanks for your review. We're sorry to hear about the delay and should you require any further assistance, please call our customer care team on 1300 265 374.

Leon
Leon
Coles Insurance
Coles I.Coles Insurance

We're sorry for the frustrating experience, Leon. We recommend getting in touch with our Customer Care Team on 1300 265 374 so they can look into this for you.

Dolly
DollySouth East Queensland, QLD
  • 2 reviews

Coles "Market Value" is about half what it is actually worth.

published
Coles Insurance
Coles I.Coles Insurance

Hi Dolly, thanks for reaching out to us. We're sorry to hear of your poor experience with our service and we'll be sure to share your feedback with our team.

Page 4 of 8
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Questions & Answers

Peter debrincat
Peter debrincatasked
Comprehensive Car Insurance

I need to no if I paid my car insurance last year

1 answer
Coles Insurance
Coles I.Coles Insurance

Hi Peter, thanks for taking the time to get in touch and we're sorry for the delay in our response. Regretfully, we don't have access to our customers accounts via this platform and we recommend giving us a call on 1300 265 374, and our Customer Support Team will be happy to assist you further.

Corn Holio
Corn Holioasked
Comprehensive Car Insurance

Why do you have the worst reviews of any insurer?

2 answers
Grant A.
Grant A.

Because you pay your premium and when you need to claim and expect to be covered, Coles Insurance actively finds a way to avoid paying and walks away from you in your time of need.

Corn Holio
Corn Holio

But let’s hear it from Coles. Funny how all the positive reviews are from people who have never claimed. I fail to understand the logic of providing a review on an insurer unless you’ve made a claim.

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Coles Comprehensive Car Insurance

Details

Compare all 3 Coles Car Insurance
CategoryRoadside Assistance Providers and Car Insurance
Other Insurance Types Offered Home and Contents and Landlord
Coverage TypeComprehensive
UnderwriterInsurance Australia Limited
Legal Liability Cover Included up to $20 million
Roadside Assistance Optional Extra
Reduced or Zero Excess Windscreen CoverZero Excess Included
Choice of RepairerNot Allowed
After Accident Care
Hire Car after an Incident

Included up to $50 per day for up to 14 days

Emergency Transport & AccommodationUp to $100 per day or $500 in total
Towing Costs Included
Hire Car after a No Fault Accident

Included up to $50 per day for up to 14 days

Essential / Emergency RepairsIncluded up to $500
Benefits
Pay As You Drive / Fixed Kilometre DiscountNot Applicable
Hire Car after Theft

Included up to $50 per day for up to 14 days

Lock and Key ReplacementIncluded up to $1,000
Transit Cover Not Applicable
Trailer & Caravan CoverIncluded up to $1,000
Child Safety Seats and PramsIncluded up to $500
New-for-old Car Replacement

Earlier than 2 years from original registration

Personal Property CoverIncluded up to $500
Uninsured Motorist Benefit Included up to $3,000
Accidental Loss or Damage
Malicious Damage / VandalismIncluded
FireIncluded
CollisionIncluded
Natural EventsIncluded
Theft or Attempted TheftIncluded
Compare all 3 Coles Car Insurance
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