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Coles Low Rate MasterCard

Coles Low Rate MasterCard

1.6 from 542 reviews · View Statistics

Pros

  • Low $58 Annual Fee

  • Low 12.99% p.a. Interest Rate on purchases

Cons

  • flybuy Points can only be earned at Coles Supermarkets at a rate of 0.5 flybuy points per $1

  • 2.5% International Transaction Fee

Reviews

4.0

4 reviews
5
(3)
4
(0)
3
(0)
2
(0)
1
(1)
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Ashley M.

Ashley M.Sydney, NSW

Would be zero if it was possible

published
Transparency
Customer Service
Rates and Fees
Rewards
Online Experience
Application Process
Card Start DateApril 2019
Main Point of ContactOnline
Card / Account Used For
  • Everyday Expenses
  • Online Shopping
  • Overseas/Travel
Chris B.

Chris B.Perth, WA

  • 2 reviews

Very happy with my Card

published

I have had this credit card for almost 3years, and the great interest rates and the fact that i get 55days interest free on purchases is so worth it. No Annual fee, and suits the purpose.
Sure you don't get any frequent flyer points, but i am okay with that. Never had any issues, and would highly recommend this.

Transparency
Customer Service
Rates and Fees
Online Experience
Application Process
Card Start DateDecember 2016
Main Point of ContactOnline
Card / Account Used For
  • Everyday Expenses
  • Online Shopping
  • Overseas/Travel
  • Special Purchases
brian

brianPerth, WA

Great card with no annual fee

published

I have had this card for more than 10 months and used it many times. Extra flybuys points per month is nice and this card is accepted everywhere. Have no issues with it so far.

Transparency
Customer Service
Rates and Fees
Rewards
Online Experience
Application Process
Card Start DateNovember 2018
Main Point of ContactOnline
Card / Account Used For
  • Everyday Expenses
  • Online Shopping
  • Overseas/Travel
Low Rate Credit Cards

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C. Blair

C. BlairHunter Region, NSW

  • 12 reviews
  • 3 likes
  • Verified customer

No compliants here

published

Have had a Coles Low Rate Fee Free MasterCard for at least a couple of years now. I use it for all purchases, pay it off every month so I don’t pay interest. Have linked it to my Flybuys account so I accumulate points with every purchase. There are no negatives for me. I haven’t had to contact the company with any queries so can’t rate the company on their actions when queried on something.

Transparency
Customer Service
Rates and Fees
Rewards
Online Experience
Application Process
Main Point of ContactOnline
Card / Account Used For
  • Everyday Expenses
  • Online Shopping
  • Overseas/Travel
  • Special Purchases
See all Coles Low Rate MasterCard reviews

Questions & Answers

ebonnieforster

ebonnieforsterasked

How do I make payments on my card balance without setting up a direct debit for the due date?

No answers
June S.

June S.asked

How to cancel this card please

No answers
ian t.

ian t.asked

how do i cancel my direct debit authorities

1 answer

My account has either been locked and or closed. How do I get my statements and eNotices off them now? I need proof of closure and final statement to finalize a mortgage loan. So frustrated. I really don't want the hell of calling these people, it always is the worst experience.

Get an answer from our members and Coles representatives

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