9.90% p.a Interest Rate on Purchases
Accessible Minimum Credit Limit of $400
$5 Monthly Fee ($2 if you choose online statements and set up automatic payments using AutoPay)
3% International Transaction Fee
Maximum Credit Limit of $3,000 may be too low for you
|Category||Low Rate Credit Cards|
|Minimum Credit Limit||$400|
|Maximum Credit Limit||$3,000|
|Additional Cardholder Fee||$0 p.a.|
|Contactless Payments||Apple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay|
|Rates & Fees|
|Purchase Rate||9.90% p.a.|
|Cash Advance Fee||3%|
|Late Payment Fee||$20|
|Annual Fee||$60 p.a.|
|Foreign Transaction Fee||3%|
|Overseas ATM Withdrawal Fee||$3|
|Interest Free Period||55 days|
|Cash Advance Rate||9.90% p.a.|
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This is a perfect credit card.
I have used thIa credit card overseas on my holiday in April. I wasn't having any issues with card, and their overseas transaction fee is not to high. This helped me when i was short with money.
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