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Commonwealth Bank Low Fee Gold

Commonwealth Bank Low Fee Gold

3.7 from 3 reviews · View Statistics


  • $0 Annual Fee in the first year and subsequent years when you spend $10,000

  • No International Transaction Fees

  • Included International Travel Insurance

  • 0% p.a. on purchases for 15 months

  • Complimentary Extended Warranty and Purchase Security Insurance


  • No attached rewards program


CategoryCredit Cards
Card TypeMastercard
BenefitsCashback Offer, Complimentary Travel Insurance, Introductory Interest Rate and Reduced First Year Annual Fee
Minimum Credit Limit $4,000
Additional Cardholder Fee $0 p.a.
Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
Rates & Fees
Purchase Rate19.74% p.a.
Cash Advance Fee3%
Late Payment Fee$20
Annual Fee$89 p.a.
Foreign Transaction Fee 3%
Overseas ATM Withdrawal Fee$3
Interest Free Period 55 days
Cash Advance Rate21.24% p.a.
Introductory Offers
Introductory Rate 0% p.a. for the first 15 months
Introductory Offers
  • $200 cashback on offer

  • $0 annual fee in the first year and subsequent years when you spend at least $10,000 in the previous year (on purchases and cash advances only).

Reduced First Year Annual Fee $0

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3 reviews

    AstonSouthwest, VIC

    Good card, included travel insurance


    This card is useful as it has travel insurance included if you travel overseas. This can be activated on the app or website. Annual fee of $89 is worth it if you use the travel insurance every year. Had no problems with it overseas, you just need to inform the bank you will be travelling.

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