$0 Annual Fee in the first year and subsequent years when you spend $10,000
No International Transaction Fees
Included International Travel Insurance
0% p.a. on purchases for 15 months
Complimentary Extended Warranty and Purchase Security Insurance
No attached rewards program
|Benefits||Cashback Offer, Complimentary Travel Insurance, Introductory Interest Rate and Reduced First Year Annual Fee|
|Minimum Credit Limit||$4,000|
|Additional Cardholder Fee||$0 p.a.|
|Contactless Payments||Apple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay|
|Rates & Fees|
|Purchase Rate||19.74% p.a.|
|Cash Advance Fee||3%|
|Late Payment Fee||$20|
|Annual Fee||$89 p.a.|
|Foreign Transaction Fee||3%|
|Overseas ATM Withdrawal Fee||$3|
|Interest Free Period||55 days|
|Cash Advance Rate||21.24% p.a.|
|Introductory Rate||0% p.a. for the first 15 months|
|Reduced First Year Annual Fee||$0|
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Perfect beginners card.
I got this card 2 years ago and although I have been a member of Commbank from past 4 years.
This card is perfect for everyday transactions and it gives you freedom of paying money within 55 days.
The reviewer stated that an incentive was offered for this review
It's okay credit card
I like the free travel insurance, good website and mobile application to support the credit card. Mobile app verification is much better than sending SMS. And it's convenient and easy to use. It would have been great if there is no overseas purchase charges.
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