Very greedy and charge money without your consent
They are very greedy. They sent me an email for extra sevices at $45 per week . I didn't reply but they just started charge my credit card. Not recommended at all.
Do not recommend!!
I used credit repair Australia and they were happy to take my money as quickly as possible although did not keep in regular contact and were even harder to get a hold of, they charged me thousands and in return my credit report stayed the same.
When I emailed them to follow it up i only revived a automatic response.
DO NOT USE THEM
Here's a summary of a post I made seeking financial advice after the cluster mess I was left in after dealing with CRA.
"My journey with the current situation started of with a phone bill nearly 6 years ago. I signed up for a plan and was fine for a few months until I was diagnosed with Hodgkin's Lymphoma and stopped working due to the state I was in with chemotherapy. I grossly neglected my finances throughout the time I received treatment which lasted 12 months. After which I had an outstanding debt on my credit. I swiftly payed the amount owed and that was that.
I however still had a black mark on my credit which I was concerned with and did a bit of googlin...g and came across Credit Repair Australia (CRA). After a discussion with them on the phone about having the black mark removed from my credit, for (exact numbers evade me) a $1500 admin fee and a further $1000 - $1500 success fee. As young and naïve as I was and keen to clear my credit. I agreed. As I was only working as a casual and made CRA aware of my medical circumstances as well as disability (legal blindness, I can still see but very poorly) I was put on a payment plan of $100 p/fn. I stayed true to the payment plan and every payment was on time. A number of months later I was contacted with an update that they had been successful in negotiating on my behalf to remove the black mark. That was that and I kept paying for a few more months until I was contacted one day by CRA informing me that I had to pay the remaining balance of $600-$700. Only working as a casual and being on disability support pension I was unable to do so and asked them about the payment plan I had in place yet they still insisted I pay the full amount. I pretty much said there was nothing I could do and had to go as I was walking to work at that time and couldn't speak further. I planned on continuing the payments fortnightly but they started slapping down $50 late fees each and every week pretty much meaning I was paying nothing off of the balance. I stopped payments and was in a pretty bad place mentally not just from the financial stress but other factors.
Slow service, money scammers
Signed up believing every word they said. They did NOT deliver on their service! Tried to make me stay and waste my time. Best advice is repair your own score by contacting credit providers yourself
$3800 for nothing
They always giving you false hope
Always remember you to pay more
They stop helping you
I now have depression always sleepless nights thanks to this Company
Review collected in partnership with Credit Repair Australia
Do Not give these people your money!
This company are scammers!! They will act like they can help you, ask you all sorts of questions and take your money over $1000!
A year after taking our money absolutely nothing was achieved. They will take days to answer emails and. No one is ever there to take your call. Do not use them!
Didn't meet my expectations !!!
I've started this service since 14th April, 2020 on weekly basis, the deductions are $45.00. Deductions are still in progress, however still waiting for outcome results. As promised this enquiry was meant to be resolved in 8 weeks/2 months. Still waiting for outcome urgently. This is almost 4 months since deductions started. But still my credit is not fixed.
Credit Repair Australia are shady and they will rip you off
Credit Repair Australia are shady and they will rip you off. Read on to know why.
I hope my story will alert others in similar circumstances not to make the same mistakes I did.
I like a large portion of Australian's was unhappy with my credit file. I naturally jumped onto google and searched up credit repair work. Credit Repair Australia was an instant hit, so I went to them with my issue as they seemed to do good work based on their website.
I told them initially I wasn't happy with my Equifax credit report. There was credit enquiries list...ed on there that was damaging my score. They told me they could help. I was ecstatic. Now they originally quoted me approx. $2,500 for the work to be done. After you make a lump sum payment they allow you to settle the remaining balance via a repayment arrangement. However don't be fooled into agreeing to extra work from them. They do this at sign up. Whilst you are feeling good about yourself and having a clean report gives you that instant rush, they then advised me they could fix up my repayment history on my Equifax and experian credit file. There were listing from 18 months prior that were again affecting my credit score. I said lets do it. This blew the costs out to over $4,500.
Pure scam. They promise the world and fail to deliver. They over charge $990 for an investigation. They can’t guarantee to have the credit report cleaned up. When it comes to the money back guarantee, they fight like cats and refuse the refund
i signed up 15/8/2016 hoping to get a default removed, i called them and was assured 6 months tops. here i am 29/1/2020 with a default and 2,100 out of pocket, every time i have called they give me the same old " waiting for a response" or "under review" reply.They also asked for 4 credit reports within 6 months , like they were actually doing something. I do not even receive calls for updates. I tried to cancel it all and was told id have to pay roughly $2000 as a cancellation fee!! Cancellation fee for what service? They have literally wasted...my time for almost 4 years!! a few more months and the default removes itself, Thank you for nothing. ( oh and they will tell you to call them and discuss it further, there is no point they literally tell you we'll get back to you and review it and nothing happens)
Useless,bad customers service
By far these morons emailed by wife that her default was removed 3months later we applied for a home loan and guess what.....it wasn't removed and she paid thousands and these idiots did not remove it and got declined the home loan
....so she called him and she got attitude from there customer service asking her proof....I was like WTH are these guys on
DO NOT TRUST, they will scam you
Do not trust these guys, they're scammers, I paid them thousands to improve my credit history, not only did they fail to improve my credit score they also charged me another couple thousand for no reason and now they are threatening to take legal action against me. They suing me through ARMA for $2095.00 even though I have already paid $1,995. I would not recommend them at all.
I don't recommend this AT ALL!
Scammers, since the beginning they lied and gave misleading information, they just took my money and said something totally different to what they said fisrt. I ended up losing money and with a far lower credit score that I had before I hired them. JUST DON'T DO IT! I DON'T RECOMMEND THEM AT ALL, I would give them less than a star if that was possible
Taken advantage of
These guys get you when you're most vulnerable, and then charge you large sums of money without delivering results. And when you try to cancel the service, they won't allow it.
Beware, they will just put you in more debt
stay away from these people
1.5 years with these people working on my credit removal. close to my 7 years automatic removal they negotiated with the creditor only 2 months prior to 7 years. major banks rejected my loan applications after clearing my credit just because credit repair access was reflected on my veda and D&B report. banks questioned my credibility. not helpful at all
Questions & Answers
How much will it cost to lift one mark and how long will it take to be removed.
It didn't take that long maybe a month for ours.i think each case might be different but definitely worth a call and talk to them.hope this helps
We would love to speak to you.
Please contact us on 133 493.
Credit Repair Australia
I have been with credit repair Australia id like to know we’re do I stand leagaly buy just stopping the payments
As I have already paid $2053 and there is another $1034 owing they have achieved very little in the mounths I have had them engaged
Thank you for your request. We are more than happy to help you.
Can you please firstname.lastname@example.org and we will contact you?
First of all I would like to say thank u so much to credit repair Australia for your good job you hav done for me and my family now feel so lucky to move forward in the future because of your hard work
I owned a home for 18 years, never once late on the mortgage payments. Sold in 2006 and all 3 credit bureaus recently removed this and say I have no recent credit? Then dropped my scores nearly 150 points. I called Equifax explain my situation, I was told the error will be corrected after some month nothing change they were giving excuses Same goes to TransUnion and Experian. I was frustrated I wanted my score back until I came across (Lewis Richarlison) A former Staff of TransUnion who explain and confided to me to consult this credit agency 'Captain Spy' who had helped many repair their credit and that was exactly what I got when I contact his gmail captainspyhacker2 at g mailCOM he help me increase my score by 200 points clear Items on it Which I confirm on all 3 credit bureaus.
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