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Enthusiast Motor Insurance

Enthusiast Motor Insurance

Comprehensive, Third Party Property Damage
4.0 from 14 reviews · View Statistics

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14 reviews
  • Value for Money
    4.0 (1)
  • Transparency
    1.0 (1)
  • Customer Service
    1.0 (1)
JasonGreater Melbourne (Inner), VIC

If you love your car, please do not go with Enthusiast.


Initially I decided to sign up for Enthusiast Motor insurance to insure my modified Evo as they had the best price. They reply very promptly and helpful before I pay. But after paying, their reply and politeness change straightaway. There are times when I send them an inquiry on Thursday and never gotten a reply the following Tuesday. I had to ring them up to get an answer. Guys over the phone are not very helpful and polite as well. Overall I will not recommend to anyone who love their cars!

Value for Money
tom m.
tom m.
  • 2 reviews



Disgraceful and rude. They made it very difficult to get a simple quote. I would hate to see what they are like when a claim in made. I spoke to a guy that told me "I run the joint". If the owner or manger is the way he is I will pass. Very Dodgy

Incentivised ReviewNo
Insurance TypeComprehensive
Stelz87Sydney, NSW

Very unprofessional.


Employees at Enthusiast Motor Insurance are very arrogant, unprofessional and have very poor time management skills. I was also able to make only 1 out of 5 successful phone calls before I was hung up on. I am yet to see how they handle an insurance claim and I don't think I want to quite frankly based on the level of service I have received thus far.. Atrocious!

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Questions & Answers

Enthusiast Motor Insurance

Has anybody made a claim from Enthusiast Motor Insurance? We need comfort that they pay out when the time comes and don't try to avoid a claim by using technicalities, such as unadvised speed camera fines.

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Enthusiast Motor Insurance


Compare both Enthusiast Motor Insurance
CategoryCar InsuranceCar Insurance
Coverage TypeComprehensiveThird Party Property Damage
UnderwriterAssetinsure Pty LtdAssetinsure Pty Ltd
Legal Liability Cover Included up to $20 millionIncluded up to $20 million
Roadside Assistance Not OfferedNot Offered
Reduced or Zero Excess Windscreen CoverZero Excess Optional ExtraNot Offered
Choice of RepairerAllowedAllowed
After Accident Care
Hire Car after an Incident

Not Included

Not Included

Emergency Transport & AccommodationIncluded, up to $750 if you are 150km away from where your vehicle is regularly keptNot Included
Towing Costs IncludedNot Included
Hire Car after a No Fault Accident

Not Included

Not Included

Essential / Emergency RepairsIncluded up to $500Not Included
Pay As You Drive / Fixed Kilometre DiscountNot ApplicableNot Applicable
Hire Car after Theft

Included up to $1,500 if your annual distance driven is more than 8,000km until:

  • your vehicle is recovered in a roadworthy condition and you have been told of its location;
  • when your vehicle is recovered damaged and the damage is repaired;
  • paying you the sum insured from the claim;
  • maximum of 14 days

Not Included

Lock and Key ReplacementIncluded, up to $1,000Not Included
Transit Cover Not IncludedNot Applicable
Trailer & Caravan CoverIncluded, up to $1,000Not Included
Child Safety Seats and PramsNot IncludedNot Included
New-for-old Car Replacement

The sum insured of the replacement vehicle will not exceed:

  • Its market value;
  • The current sum insured in your schedule;
  • The purchase price of the replacement vehicle; or
  • $150,000 whichever is the lesser

Not Included

Personal Property CoverIncluded, up to $500Not Included
Uninsured Motorist Benefit Not ApplicableIncluded, up to $5,000
Accidental Loss or Damage
Malicious Damage / VandalismIncludedNot Included
FireIncludedNot Included
CollisionIncludedNot Included
Natural EventsNot IncludedNot Included
Theft or Attempted TheftIncludedNot Included
Compare both Enthusiast Motor Insurance
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