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GetCreditScore
4.0 from 137 reviews · View Statistics
See the Best Credit Score / Credit Repair Services in 2021 as rated by Australians on ProductReview.com.au.
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Reviews

  • Transparency
    1.1 (7)
  • Rates and Fees
    1.0 (3)
  • Job Satisfaction
    1.0 (3)
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Vinni
VinniGreater Melbourne (Outer), VIC
  • 4 reviews
  • 1 like

Ridiculous spam calls everyday

published

Everytime you login, you can expect spam calls even at night. There's no way out of it. They call using VoIP, so you can't block them either. This is ridiculous. I'm not using your services. So stop providing my number to 3rd party callers.

Transparency
1/5
Rates and Fees
1/5
GetCreditScore
Brand Manager B.GetCreditScore
oli b
oli bmelbourne
  • 45 reviews
  • 24 likes

Not true score on creditsavy I have good record 600 plus here below average 128 plus mistakes

published

It is no correct in creditsavy I have good score of 695 here 128 also info on my file is no correct mistakes as well I know my credit file but this is not of use the other is creditsavy photo on right

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Incentivised Review No
GetCreditScore
Brand Manager B.GetCreditScore

Inaccurate rating - I have checked Equifax (the source) against their rating, which does not always match. Beware.

published

Equifax rate my credit as excellent (over 850) as of the date of this, however, this website seems to rate me as 779 and declining.. not sure why this mismatch exists as you allegedly source your info from Equifax. Not reliable, go straight to the source instead if you want a reliable estimate of your credit score.

Transparency
1/5
Rates and Fees
1/5
GetCreditScore
Brand Manager B.GetCreditScore
DamoAU
DamoAUCentral Highlands and Goldfields, VIC
  • 22 reviews
  • 24 likes

Nonsensical garbage

published

This organization thinks they know you. They may take their data from Equifax but the way they interpret my data through their algorithms is incorrect. I’ve never had an issue with my credit ever and I monitor it closely. Every single bill I have ever received has been paid on time including my credit card. I earn very good salary and have no defaults or anything of that nature. My credit score is a miserable 570, which Get Credit Score classify as “Good”. They state a “Good” is LIKELY to incur a default court judgement within 12 months. It’s so rude! Frankly it’s offensive.

Transparency
1/5
Incentivised Review No
GetCreditScore
Brand Manager B.GetCreditScore
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Vince C.
Vince C.South East Queensland, QLD

Scam don't waste your time

published

score was always 524 for ages until a week ago can't even log in. Can't verify details like date of birth as its now in all American format scam site don't waste time with it.

Transparency
1/5
Rates and Fees
1/5
GetCreditScore
Brand Manager B.GetCreditScore
Vince C.
Vince C.

I have done this.

Ladyandthetiger
LadyandthetigerSouth East Queensland, QLD
  • 31 reviews
  • 32 likes

Direct marketing fail

published

I’ve been using Get Credit Score for several years and have been generally happy. Until tonight. Clicked a link and suddenly I get a text message from a loan provider. Not happy that Get Credit Score is handing out my unlisted, do not call registered phone number to cold callers.

Transparency
1/5
Incentivised Review No
GetCreditScore
Brand Manager B.GetCreditScore
Ladyandthetiger
Ladyandthetiger
PJAY
PJAY
  • 7 reviews
  • 5 likes

Incorrect and misleading credit score

published

I have just been for a loan and seen my credit score on Equifax by the client which is up 250 + points compared to get credit score which has been the same since 12 mths ago.
Don't trust this mob

Transparency
2/5
Incentivised Review No
GetCreditScore
Brand Manager B.GetCreditScore

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Sonda
SondaGeelong
  • 11 reviews
  • 9 likes

Very inaccurate

published

Very inaccurate. I use this for few months & gives very inaccurate information. I was comparing few companies at same time. Strongly recommend not to use This service. Maybe their database is too old or too narrow.

Transparency
1/5
Incentivised Review No
GetCreditScore
Brand Manager B.GetCreditScore
jason m.
jason m.
  • 2 reviews
  • 4 likes

Data Collectors only

published

Totally inaccurate with there scoring. I scored excellent with this company. Turns out my credit file is woeful with little chance to get credit anywhere. No phone number listed to call them. They are just data collectors.

Incentivised Review No
GetCreditScore
Brand Manager B.GetCreditScore
Credit Score / Credit Repair Services

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Jackie
Jackie
  • 17 reviews
  • 21 likes

Why are all ratings different?

published

Either we have a credit score or we don't. I have a few places like this and they send me messages to check my score - and all 3 of them give me different scores. This makes no sense.

GetCreditScore
Brand Manager B.GetCreditScore

I don’t even know how to rate you.

published

I have used your site for many yrs working towards building my credit score based on the score YOU have provided me. On your site I went from 200 to 570 which is great. I just did a comparison with another site that uses one of the 3 major scoring companies and it gave me a score of 180. Now that’s a huge difference. So who do I trust? Have I been wasting my time on your site? I am so disheartened after being so excited.

GetCreditScore
Brand Manager B.GetCreditScore

Unable to retrieve credit score

published

Terrible had 3 attempts to retrieve credit score all it said was "unable to retrieve credit score" I tried another company got it straight away.

GetCreditScore
Brand Manager B.GetCreditScore
Credit Score / Credit Repair Services

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Did not work

published

Gave my information, clicked on link to see score - continues to load no score given. I will now unsubscribe. Waste of time.

GetCreditScore
Brand Manager B.GetCreditScore

Didn’t work

published

It was straightforward to enter all the required details, but when I clicked on the button to see my score, nothing happened. I tried a few times and still nothing. What a waste of time!

GetCreditScore
Brand Manager B.GetCreditScore

Hi Sue, Can you please contact us via this link - https://www.getcreditscore.com.au/contact-us

We would be happy to look into this matter for you.

Anonymous
AnonymousBrisbane

Dont agree with the score at all

published

My score in January 2018 was excellent. Nothing has changed except that we have paid a couple of loans out. I subscribe to Equifax and they send me notifications if anything changes ....it hasn't. Yet here we are with a score of just under 300 ??? How is this possible? There is nothing that has changed!!!! We have no defaults, no bankruptcies, no issues at all. Have no idea how to fix this and have put up a FB post to see if anyone else is experiencing this. Am going to definitely follow it through as I don't think it is legit.

GetCreditScore
Brand Manager B.GetCreditScore

Hi there, please note we provide you with your Equifax score - we don't calculate it. If you wish to speak to Equifax, I'd urge you to contact them directly.

Anonymous
Anonymous

Your score and Equifax arent the same. I have a copy of our financial details. Will be contacting them directly.

GetCreditScore
Brand Manager B.GetCreditScore
Page 1 of 2

Questions & Answers

Chathushka W.
Chathushka W.asked

Hi i created an account, but i am not getting one time passcode for my phone number. what should i do?

No answers
John D
John Dasked

Hi, I was told that by using your website that business who would not have access to credit information through a credit report pertaining to a person may then be able to obtain it through you. Is any of that correct?

I have concerns this is mainly a service for data collection after I looked at the website but I haven't read all your policy documents yet.

If I sign up to you and then decide to delete my profile with you, will that remove all the information about me on your system?

Thanks for your time.

2 answers
John D
John D

I have also heard this. I can only imagine the possible places that information could be given if consent isn't required to give this information away. I am doubtful having the information that this website gives would really assist someone to get credit. I can't help but wonder if a low or high credit score actually makes a difference.

Hurricane Sandy
Hurricane Sandy

Read this:
https://www.accc.gov.au/media-release/accc-takes-action-against-equifax-formerly-veda

Luke
Lukeasked

Why does my monthly score from getcreditscore differ greatly from my monthly score I get from another similar service? The data behind them seems right in terms of credit enquiries, repayment history etc. I'm talking a 200+ point swing from Below Average to Very Good.

2 answers
GetCreditScore
Brand Manager B.GetCreditScore

Hi Luke,

GetCreditScore retrieves your credit score from Equifax (formerly Veda), Australia's leading credit bureau. Equifax currently use a comprehensive scoring method and are considered the most accurate, and in turn, are the most used credit reporting bureau in Australia.

There are a few reasons why scores from other Credit Reporting Bureaus might be different. These can include but are not limited to:

- Different calculation methods and interpretation of data.
- Financial institutions reporting all credit behaviour back to each bureau (e.g. many institutions send data to Equifax but not other bureaus).
- Different scales utilised to present your score. Some use a score out of 1,000 while GetCreditScore via Equifax use 1,200.

If you have any queries or concerns relating to your credit score, or the information held on your credit file, these would need to be addressed directly with Equifax. You can contact Equifax directly by following this link - https://www.equifax.com.au/contact

Hurricane Sandy
Hurricane Sandy

https://www.accc.gov.au/media-release/accc-takes-action-against-equifax-formerly-veda

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