1 photo
GetCreditScore
4.0 from 139 reviews · View Statistics
See the Best Credit Score / Credit Repair Services in 2021 as rated by Australians on ProductReview.com.au.
Listing monitored by GetCreditScore

Reviews

  • Transparency
    2.5 (12)
  • Rates and Fees
    2.7 (6)
  • Job Satisfaction
    2.6 (5)
Previous
Next

Reviewer Photos & Videos

  • Thumbnail
  • Thumbnail
Colin
Colin
  • 2 reviews

Don't understand reviews claiming being bombarded by phone.

published

I have never been contacted by a third party either by phone or email unless it is in response to enquiry. Only ever had one issue and this was resolved in appropriate manner and time

Transparency
4/5
Rates and Fees
3/5
Incentivised Review No
Vinni
VinniGreater Melbourne (Outer), VIC
  • 4 reviews
  • 1 like

Ridiculous spam calls everyday

published

Everytime you login, you can expect spam calls even at night. There's no way out of it. They call using VoIP, so you can't block them either. This is ridiculous. I'm not using your services. So stop providing my number to 3rd party callers.

Transparency
1/5
Rates and Fees
1/5
GetCreditScore
Brand Manager B.GetCreditScore
Linda
LindaGreater Melbourne (Metropolitan), VIC
  • 7 reviews
  • 3 likes

Great but with a catch

published

I rang Equifax for verification before I joined GetCreditScore. Completely accurate scoring as it is passed on from Equifax. This is what Equifax says as well and they are the go to for most lenders. However. Be careful about clicking on any offers. They will be on the phone to you before you know it. If that's what you want/need and you are looking for that then this is an excellent service. I can honestly say GetCredit Score is free and accurate, but with catches. Would I keep using them? You betcha!

Transparency
3/5
Rates and Fees
5/5
Michael
MichaelAU
  • 57 reviews
  • 31 likes

Very simple to use, quick with the information and no hassles

published

I don't really know what great points to highlight because the service basically did exactly what it was supposed to do in a very short period of time and with absolutely no hassles or any time wasted. The report was clear and concise and me everything I needed to know.

Transparency
5/5
Rates and Fees
5/5
Credit Score / Credit Repair Services

Find out how GetCreditScore compares to other Credit Score / Credit Repair Services

Know better, choose better.

Compare all
oli b
oli bmelbourne
  • 44 reviews
  • 25 likes

Not true score on creditsavy I have good record 600 plus here below average 128 plus mistakes

published

It is no correct in creditsavy I have good score of 695 here 128 also info on my file is no correct mistakes as well I know my credit file but this is not of use the other is creditsavy photo on right

  • Thumbnail
  • Thumbnail
Incentivised Review No
GetCreditScore
Brand Manager B.GetCreditScore

Inaccurate rating - I have checked Equifax (the source) against their rating, which does not always match. Beware.

published

Equifax rate my credit as excellent (over 850) as of the date of this, however, this website seems to rate me as 779 and declining.. not sure why this mismatch exists as you allegedly source your info from Equifax. Not reliable, go straight to the source instead if you want a reliable estimate of your credit score.

Transparency
1/5
Rates and Fees
1/5
GetCreditScore
Brand Manager B.GetCreditScore
DamoAU
DamoAUCentral Highlands and Goldfields, VIC
  • 22 reviews
  • 24 likes

Nonsensical garbage

published

This organization thinks they know you. They may take their data from Equifax but the way they interpret my data through their algorithms is incorrect. I’ve never had an issue with my credit ever and I monitor it closely. Every single bill I have ever received has been paid on time including my credit card. I earn very good salary and have no defaults or anything of that nature. My credit score is a miserable 570, which Get Credit Score classify as “Good”. They state a “Good” is LIKELY to incur a default court judgement within 12 months. It’s so rude! Frankly it’s offensive.

Transparency
1/5
Incentivised Review No
GetCreditScore
Brand Manager B.GetCreditScore

Related Articles

Previous
Super Funds Awards 2020!

A good super fund can make a substanial difference to the amount you retire with. From retail super funds to self managed super funds, view reviewer ratings for the top-rated super funds of 2020!

Wendy Z.
Wendy Z.7 Nov 2019
super-funds-awards-2020
Credit Card Awards 2020

Whether it's the sign up bonus, rates and fees, or reliable customer service that you look for in a credit card, a credit card is often used everyday, so it's important you choose one that meets your needs and that you're happy with. These are the top-rated credit cards this year, as decided by ProductReview.com.au reviewers.

Wendy Z.
Wendy Z.19 Nov 2019
credit-card-awards-2020
What Is Peer-To-Peer Lending?

Peer-to-peer lending is quickly gaining popularity among Australian borrowers and investors. If you've never heard of it before, this 2 minute read will give you a quick rundown so you can decide if P2P lending is right for you.

Nathan S.
Nathan S.14 Nov 2019
what-is-peer-to-peer-lending
Next
Vince C.
Vince C.South East Queensland, QLD

Scam don't waste your time

published

score was always 524 for ages until a week ago can't even log in. Can't verify details like date of birth as its now in all American format scam site don't waste time with it.

Transparency
1/5
Rates and Fees
1/5
GetCreditScore
Brand Manager B.GetCreditScore
Vince C.
Vince C.

I have done this.

This is perfect, I get so excited when my score goes up

published

Love the fact that we can check our scores on a monthly basis it gives me confidence when I apply for loans ,everything I need to know is all here

Transparency
5/5
Incentivised Review No
Credit Score / Credit Repair Services

Find out how GetCreditScore compares to other Credit Score / Credit Repair Services

Know better, choose better.

Compare all
Ladyandthetiger
LadyandthetigerSouth East Queensland, QLD
  • 31 reviews
  • 32 likes

Direct marketing fail

published

I’ve been using Get Credit Score for several years and have been generally happy. Until tonight. Clicked a link and suddenly I get a text message from a loan provider. Not happy that Get Credit Score is handing out my unlisted, do not call registered phone number to cold callers.

Transparency
1/5
Incentivised Review No
GetCreditScore
Brand Manager B.GetCreditScore
Ladyandthetiger
Ladyandthetiger
PJAY
PJAY
  • 7 reviews
  • 5 likes

Incorrect and misleading credit score

published

I have just been for a loan and seen my credit score on Equifax by the client which is up 250 + points compared to get credit score which has been the same since 12 mths ago.
Don't trust this mob

Transparency
2/5
Incentivised Review No
GetCreditScore
Brand Manager B.GetCreditScore
Sonda
SondaGeelong
  • 11 reviews
  • 9 likes

Very inaccurate

published

Very inaccurate. I use this for few months & gives very inaccurate information. I was comparing few companies at same time. Strongly recommend not to use This service. Maybe their database is too old or too narrow.

Transparency
1/5
Incentivised Review No
GetCreditScore
Brand Manager B.GetCreditScore
Credit Score / Credit Repair Services

Find out how GetCreditScore compares to other Credit Score / Credit Repair Services

Know better, choose better.

Compare all
jason m.
jason m.
  • 2 reviews
  • 4 likes

Data Collectors only

published

Totally inaccurate with there scoring. I scored excellent with this company. Turns out my credit file is woeful with little chance to get credit anywhere. No phone number listed to call them. They are just data collectors.

Incentivised Review No
GetCreditScore
Brand Manager B.GetCreditScore
garrymcg
garrymcgGreater Melbourne (Metropolitan), VIC
  • 6 reviews
  • 4 likes

So easy to keep track

published

First used this site over a year ago. Since then I get monthly reminders to check my score so I can keep a close eye on what's happening over time. Easy to use and highly recommended.

Transparency
5/5
Incentivised Review No
Alex
AlexMelbourne
  • Verified

Excellent motivation!

published

Having had a sharp decrease in my credit rating in late 2017, GetCreditScore has helped me maintain my motivation to get back on track!

Page 1 of 5

Questions & Answers

Chathushka W.
Chathushka W.asked

Hi i created an account, but i am not getting one time passcode for my phone number. what should i do?

No answers
John D
John Dasked

Hi, I was told that by using your website that business who would not have access to credit information through a credit report pertaining to a person may then be able to obtain it through you. Is any of that correct?

I have concerns this is mainly a service for data collection after I looked at the website but I haven't read all your policy documents yet.

If I sign up to you and then decide to delete my profile with you, will that remove all the information about me on your system?

Thanks for your time.

2 answers
John D
John D

I have also heard this. I can only imagine the possible places that information could be given if consent isn't required to give this information away. I am doubtful having the information that this website gives would really assist someone to get credit. I can't help but wonder if a low or high credit score actually makes a difference.

Hurricane Sandy
Hurricane Sandy

Read this:
https://www.accc.gov.au/media-release/accc-takes-action-against-equifax-formerly-veda

Luke
Lukeasked

Why does my monthly score from getcreditscore differ greatly from my monthly score I get from another similar service? The data behind them seems right in terms of credit enquiries, repayment history etc. I'm talking a 200+ point swing from Below Average to Very Good.

2 answers
GetCreditScore
Brand Manager B.GetCreditScore

Hi Luke,

GetCreditScore retrieves your credit score from Equifax (formerly Veda), Australia's leading credit bureau. Equifax currently use a comprehensive scoring method and are considered the most accurate, and in turn, are the most used credit reporting bureau in Australia.

There are a few reasons why scores from other Credit Reporting Bureaus might be different. These can include but are not limited to:

- Different calculation methods and interpretation of data.
- Financial institutions reporting all credit behaviour back to each bureau (e.g. many institutions send data to Equifax but not other bureaus).
- Different scales utilised to present your score. Some use a score out of 1,000 while GetCreditScore via Equifax use 1,200.

If you have any queries or concerns relating to your credit score, or the information held on your credit file, these would need to be addressed directly with Equifax. You can contact Equifax directly by following this link - https://www.equifax.com.au/contact

Hurricane Sandy
Hurricane Sandy

https://www.accc.gov.au/media-release/accc-takes-action-against-equifax-formerly-veda

See all GetCreditScore questions

Get an answer from our members and GetCreditScore representatives

ProductReview.com.au has affiliate partnerships. These do not influence our content moderation policies in any way, though ProductReview.com.au may earn commissions for products/services purchased via affiliate links.