Satisfied with previous contacts
Policy was obtained from a take over from the Druids Lodge
Detail posted back within a few days, polite phone handling when information required.
Since takeover form Druids Hospital benefits-approx. 20 years
My hospital insurance has been with GMHBA for several years now. I have always found the staff to be helpful. As they are one of the few mutual funds remaining in Australia, I will be staying.
Outstanding service, great value
I should have moved to gmhba a long time ago. The staff are terrific sought to know my needs and packaged accordingly no problems with refunding processes ease of access to the office
No intention to switch funds.
Have been with GMHBA for many years. Don't know for how long. We are very happy with the benefits and service GMHBA provides. Have had many and varied claims including major hospital and there have never been any issues.
Right for me
My policy has suited my needs over the last decade,with minor changes along the way as per discussion and advice from very friendly/helpful staff at the Bendigo office.I anticipate staying with GMHBA in the foreseeable future
Simple to deal with
I have been a member for well over 10 years now ans suffered my fair share of illness requiring surgery and hospital stays, coverage has never been an issue with them and all bills paid without question
I like gmhba
Gmhba is valuable and they respond quickly on the phone when I have a question. We got a fair amount back for my daughters braces and I like being able to pay monthly
We have been with GMHBA for a long, long time. Always had top hospital and top extras. Recent years we have had a few health issues that go with age and they resulted in 4 major surgeries and many specialists visits. Everything was explained and made easy to understand by GMHBA. Very quick refunds.
Good but could be better!
Overall my policy is really good but I encountered problems with some stuff that every other health insurance covers and GMHBA won't cover a single dime for (example: sleep apnea machine). Also, I struggle to know my limits because they had "a problem in their system" for over a year now.
Improved Dental Benefits for all.
The Dental industry was basically a closed shop, they charge what they like ! According to a scale of fees that THEY have developed. Out of pocket expenses apply just as it does for doctors.
GMHBA has opened the door to improved benefits (lower costs) for their customers by now having a GMHBA linked Dental Practices. GMHBA can further improve the benefits by reviewing the number of dentists who participate in being GMHBA Approved. GMHBA can put downward pressure on the fees charged by dentists by encouraging the dentists with lower fees to rece...
It's great value for our family. so easy to use, fast process for claim. It is so easy to set up.
We lodged a claim via gmhab app, it only took 2 days to get our claim. most time is instant money back from the clinics.
We have been with GMHBA for almost 40 years. will not leave without this insurance.
been with GMHBA 15 years and others since 1965. Originally found to be cheaper than others. Have received excellent service particularly in the last 7 years with much illness and never a complaint from the fund and have had comment to the effect that it is at the top of the list for looking after the members.
Can't live without you
Whenever l call up a real people actually answer, they are extremely helpful and always make sure you are happy with their response. Claims are made really easy. Good value for money
Always Very Helpful
I Have been with GMHBA for many, many years and am and always have been very happy with the service. At the Optometrist and dentist the receptionists are often surprised at the amount of rebate I receive which is a good sign. When ever I have a query it is always answered most efficiently.
Really good extras benefits.
Have been with GMHBA for many years and no complaints at all. Have always found them easy to deal with and whenever I make a claim anywhere, the payees always comment on how good my benefits are compared to their other clients.
No policy is good value anymore! there is always too much gap for the person who actually pays for health insurance
the claims are quick and painless
probably more than a decade, I am not specifically sure
how long I have been with GMHBA
Most dishonest and thieving insurer.
I have been with GMHBA for the past 11 years, recently their benefits started to reduce and the premium started to go up, steeply. As a result, I have called them to cancel the membership on a specific date, a date prior to the next premium is due. As, I have paid upto that month. But only to receive an email the day after the call, that the insurance has been canceled on that day. But, refused refund the money for 20 odd days or so, which I have paid in advance.
Unable to sympathise to a pts need even after giving incorrect information
Needing a private procedure completed I seeked out my health fund to ensure I was covered, after being told I needed a pre existing condition form I went to my local branch where I was then told I no longer needed to complete the form and that I was in fact covered. Happy to go ahead with the operation I was told merely a week before that I was in fact not covered and was told to once again get the form completed, I’m sick, still working full time and now needing to complete paperwork amongst two drs within 6 days or needing to foot the bill my...self. Although I understand procedure the fact I was told I was covered and then had that rebuked made me unable to trust this health care provider. People on the phone were polite however although saying they sympathised to the situation provided no possible ways of helping my situation. If you tell someone they are covered you should honor that’s agreement. Not take it away the week before the operation is to go ahead.
most pathetic, unhelpful, unworkable insurance company
I have to say this about GMHBA, they never answer the phone to deal with my queries. I have been with GMHBA for a about 8 or 9 of years and have not needed to make any claims other than dental (once) and eye claim for myself and family member. In this they have been adequate. However I am leaving a bad review because it is not acceptable to not provide some sort of customer service. 2 Business days to return an email???? I was on hold at 4 pm on a Thursday and was on hold for 10 minutes! I am trying to claim for ambulance (urgent service) a...nd can't get any kind of service. Better off paying more and getting somewhere. I will be cancelling my membership with this joke of a company. It is impossible to get any clear answers to basic questions regarding any potential claims I have had this year
Worst insurance and very rude customer care
I don't think this insurance is worth looking at, first they don't keep their word, secondly the customer care is rude and doesn't know anything about their product and pull gov policies from answering the questions. I requested to close the policy so they offered me new cheaper policy with reduced benefits but still charging the same, secondly when i ask why they are doing like that, they give me some gov policies things which no one mentioned any time in any form of communication. Why do we need medical insurance for just this extra headache? Worst provider, please beware of them...
Be very Wary
We were lured to this Fund with the promise that we would have continued cover when we changed funds. This was not the case. Be very wary when joining this Fund. Needless to say we went back to HCF
POOR CUSTOMER SERVICE
The guy I spoke to from GMHBA was rude and I felt like I was asking stupid questions about claims. And it's not stated in their policy that all their accredited dental clinics are only in Melbourne. My family lives in Sydney.
So easy customer service
12 months but been in touch twice needing help, got nothing but great customer service and would recommend others to look at it
Matching experience between large multi nation and local members' companies to which we have been cl
I have not been able to detect the difference between a large Multi National company and GMHBA Health Insurance when making a claim. We are certainly better off, overall financially, since changing companies.
Excellent Customer Service
3 years, During my time with this company it has been a pleasure to talk with real people if I have any questions .
Questions & Answers
Which A C T pathology groups do GMHBA have agreements with . I would like to join but have read reviews which Suggest ACT residents may be disadvantaged .thank you Wilma
Capital Pathology has the bulk of the business in the ACT. Only a problem if you are hospitalised and lot of blood tests were done, as in my case. I am not sure if GMHBA has no fee agreements with others in the ACT.
Thanks for your response . Perhaps GMHBA could clarify this .
Is GMHBA refunding extras to policy holders not used during COVID?
Perhaps a rethink on the way this question is asked may help - at least me - especially the reference to COVID
I am not aware of what may be suggested here
What exactly has prompted this question?
Is their murmuring within the ranks I know nothing about?
There was a mention on Channel 7 last week that some health funds were refunding portions of unused extras on policies during 2020.
Thanks. It is now dawning on me as to your intent ... don't follow those type of sensational Public Affairs TV shows
My response: Why expect a refund?
What about 'normal' years when 'we' don't use all of our 'entitlements'
So, why should we cry foul just because we have a political lockdown?
I did not receive a full Extras refund fr GMHBA on new spectacles, as I did not think to check if my wife had claimed earlier in the same year (mine was at a considerable cost - three sets of specs: general, reading and 'required' prescription sun glasses (early cataracts developing). If I had just held out till the new Extras year rolled over ... !
Would be nice to be able to claim 'certain extras' to support specific medical conditions, in my case, a quality BP monitor
My long history of cardiac claims (GMHBA) would surely have given some value where our GMHBA Extras have generally (I think) been on the moderate side. Not sure how this could be manageable without an even greater admin burden on the Health Fund
And where do you stop like, a no-claim bonus where we don't use our Hospital cover for any year?
On my care insurance I recently had an automatic refund of approx $250, all because I had just included one of my daughters (aged 45) as another authorized driver (not a full-time driver). I was not under any penalties on that policy, although her no-claim accident history counted towards that $250.
My only point here is flexibility if possible at all, and every case on its merit and loyalty. Thank you. John
Is varicose vein treatment covered in the Bronze Plus Insurance package? It is not clear. It does not mention veins, only blood.
Try ringing them on their 13hundred number and asking.
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