I would go with HBF again. After trying 5-6 different insurance companies they are the only one who would approve cover for my sons stable heart & kidney conditions. We paid extra premium of course, but didnt want to risk not having the insurance.
approved for pre-existing medical contions
cost almost $500 for travel insurance to fiji for only 7 nights
Questions & Answers
insurance as overseas visitor
Will you pay for us cancelling a trip, due to the corona virus, which was booked in July 2019?
Hi I am a HBF member and would like a travel / medical Insurance to cover me while travelling overseas, now I move around Asia, Austalia and NZ over a 12month period and don't have exact dates of travel can I get coverage with HBF for medical hospital emergencies should they arise, I can handle out patience stuff and dental just want full hospital emergency coverage and repatriation should the need arise, cheer Gary
Hi Gary, thanks for finding the time to contact us while you are out globetrotting!
I'm sure you can appreciate there is quite a lot of information involved with insurance, especially when it comes to international cover. It may be best to give our experienced General Insurance representatives a call to ensure we are covering all bases and answering all the questions you have, in as much detail as you need.
Feel free to give us a call on 133 423 when you have a little block of time free and we will definitely be able to help. We look forward to hearing from you and all the best for your travels!
The HBF Team
|Category||Travel Insurance||Travel Insurance||Travel Insurance||Travel Insurance|
|Other Insurance Types Offered||Car, Health, Life and Travel||Car, Health, Life and Travel||Car, Health, Life and Travel||Car, Health, Life and Travel|
|Maximum Age Covered||85 years old||85 years old||85 years old||85 years old|
|Overseas Emergency Assistance||Unlimited||Unlimited||Unlimited||Unlimited|
|Accidental Death||$25,000||$15,000||Not Included||$25,000|
|Pregnancy (max weeks)||24 weeks||24 weeks||24 weeks||24 weeks|
|Resumption of Journey||$6,000||$2,500||$1,000||$5,000|
|Hospital Cash Allowance||$50 per day, up to $6,000||$50 per day, up to $3,000||$50 per day, up to $1,000||$50 per day, up to $6,000|
|Overseas Emergency Medical & Hospital Expenses||Unlimited||Unlimited||Unlimited||Unlimited|
|Loss of Income||$10,400||$6,500||Not Included||$10,400|
|Permanent Disability||$25,000||$15,000||Not Included||$25,000|
|Luggage & Personal Effects|
|Theft of Cash||$500||Not Included||Not Included||$500|
|Delayed Luggage||$750 after 10 hours||$500 after 10 hours||Not Included||$750|
|Credit Card Fraud||$3,000 as part of Travel Documents cover||$2,000 as part of Travel Documents cover||$1,000 as part of Travel Documents cover||$3,000 as part of Travel Documents cover|
|Travel Documents / Passport||$3,000||$2,000||$1,000||$3,000|
|Maximum Single Item Limit||$3,000||$1,500 (Laptops or Cameras)||$750 (Laptops or Cameras)||$3,000 (Laptops or Cameras)|
|Luggage & Personal Effects||$15,000||$7,500||$3,000||$15,000|
|Rental Vehicle Excess||$5,000||$3,000||Not Included||$5,000|
|Motorbike / Moped Coverage||Included for any size||Included for any size||Included for any size||Included for any size|
|Domestic Pet Care||$650||Not Included||Not Included||$650|
|Special Activities Packages|
|Cruise||Optional Extra||Optional Extra||Optional Extra||Optional Extra|
|Snow / Ski||Optional Extra||Optional Extra||Optional Extra||Optional Extra|
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