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HSBC Everyday Global

HSBC Everyday Global

2.2 from 20 reviews · View Statistics
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Reviews

2.2
20 reviews
  • Transparency
    4.0 (4)
  • Ease of Application
    2.0 (1)
  • Rates and Fees
    5.0 (1)
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Ohifriend
OhifriendSouth East Queensland, QLD
  • 3 reviews
  • Verified

The best purely for Apple Pay type transactions, otherwise nothing else

published

At the time of review, this HSBC debit card is the best I’ve found for “physical” transactions, specifically for the 2% Cashback on Apple Pay (and PayPass etc). For anything else, this is a waste of time and you’re better off sticking with anything popular that offers no fees, no international fees, better spend tracking, etc. such as ING.

Ease of Application
2/5
Rates and Fees
5/5
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goodone007
goodone007Sydney, NSW
  • 10 reviews
  • 4 likes

Good 2% rebate

published

Opened the account 2 months ago. Waiting for my $100 bonus payment as I have deposited 2000 each month. So far, have got the 2% rebate on most of my purchases except for Coles and Metro Petrol because these merchants classified my Tap and Go purchases as EFTPOS rather than Visa PayWave. Called the service center at 9:30pm and got a good response explaining the situation. Although it’s frustrating that Coles purchases can’t earn me 2% rebate, I’m happy with the service so far.

Transparency
4/5
Incentivised Review No
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Sammity
SammityHunter Region, NSW
  • 5 reviews
  • 8 likes

Easy to open with great features

published

I am so surprised by many of these reviews. I opened my account very quickly online, with no need for attorneys as someone else apparently did. Online banking was simple to set up, definitely not harder than giving birth as another said. I have rung a few times and never had the long wait times of another reviewer.

The cashback on purchases is super, and it is an account I recommend highly.

Transparency
4/5
Incentivised Review No
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DavidH9000
DavidH9000Mid North Coast, NSW
  • 41 reviews
  • 43 likes

The card is brilliant for overseas transactions, great for local ones and amazing if there is a problem.

published
Transparency
5/5
Incentivised Review No
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Beware of exchange rates

published

Opening the account 12 months ago was a bit of challenge, but after three weeks it was approved and I received my card. It is brilliant for transactions in one of the currencies held in the account. For other currencies it was originally very good with the exchange rate being consistently exactly as provided on the Visa website. For the last 2 months, however, the exchange rate used has consistently been less favourable that the VIsa rate which the PDS says is to be used. It seems that the bank is now taking a margin of around 1.4% on foreign transactions in currencies not held in the account. This is very sneaky, not to mention dishonest.

Transparency
3/5
Incentivised Review No
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Renato_A
Renato_AGreater Melbourne (Outer), VIC
  • 36 reviews
  • 39 likes

Excellent Card for Hedging Currency for Overseas Travel

published
Incentivised Review No
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Very Inflexible Product

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Questions & Answers

Jay
Jayasked

When will HSBC credit my account with $100 bonus payment ( Everyday Global account) if I have made $2000 deposits for 3 consecutive months? Will the credit appear in the 4th month or after 6 months ?

No answers

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