Great for payments and cash withdrawals overseas
The exchange rates are not as competitive as transferring funds to an overseas account via some online providers but the card is great for travel to countries where one doesn't have a bank account. The card offers the option to exchange funds into one of the available currencies while exchange rates are good and use the funds later.
Unfortunately this card doesn't have the same card controls as the HSBC Platinum card but it is the better option for accessing cash overseas.
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