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HSBC Everyday Global

HSBC Everyday Global

2.3 from 20 reviews · View Statistics
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    3.5 (2)
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KMinOZMelbourne, VIC
  • 20 reviews

Great for payments and cash withdrawals overseas


The exchange rates are not as competitive as transferring funds to an overseas account via some online providers but the card is great for travel to countries where one doesn't have a bank account. The card offers the option to exchange funds into one of the available currencies while exchange rates are good and use the funds later.
Unfortunately this card doesn't have the same card controls as the HSBC Platinum card but it is the better option for accessing cash overseas.

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Beware of exchange rates


Opening the account 12 months ago was a bit of challenge, but after three weeks it was approved and I received my card. It is brilliant for transactions in one of the currencies held in the account. For other currencies it was originally very good with the exchange rate being consistently exactly as provided on the Visa website. For the last 2 months, however, the exchange rate used has consistently been less favourable that the VIsa rate which the PDS says is to be used. It seems that the bank is now taking a margin of around 1.4% on foreign transactions in currencies not held in the account. This is very sneaky, not to mention dishonest.

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