Low Interest Rate of 12.99% p.a. on purchases
No Overseas Transaction Fees
0% p.a. on Balance Transfers for 20 months
Complimentary Domestic Travel Insurance
Accessible Minimum Credit Limit of $1,000
$99 Annual Fee
2% Balance Transfer Fee
No attached rewards program
First time getting credit card and overall satisfied
Been with HSBC bank for quite long now. Overall happy with the interest rate using it oversea and easy to transfer balance.
I reckon the annual fee can probably be lower comparing to other major bank though.
- Special Purchases
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