$0 Annual Fee
Earn 1 HSBC Rewards Point for every $1 spent on eligible domestic purchases, and 1.5 HSBC Rewards Point for every $1 spent on eligible international purchases
Complimentary Insurance Benefits, including Domestic and International Travel Insurance with rental vehicle excess cover
2% Overseas Exchange Fees
Points capped at 10,000 per statement period
Minimum Credit Limit of $15,000 may be too high for you
|Category||Rewards & Loyalty Programs, No Annual Fee Credit Cards and Frequent Flyer & Travel Credit Cards|
|Benefits||Complimentary Travel Insurance|
|Minimum Credit Limit||$15,000|
|Additional Cardholder Fee||$0 p.a.|
|Rewards Program||HSBC Rewards Plus|
Points are capped at 10,000 per statement.
|Contactless Payments||Apple Pay and Google Pay|
|Rates & Fees|
|Purchase Rate||19.99% p.a.|
|Cash Advance Fee||3%|
|Late Payment Fee||$30|
|Annual Fee||$0 p.a.|
|Foreign Transaction Fee||2%|
|Interest Free Period||55 days|
|Cash Advance Rate||21.99% p.a.|
Questions & Answers
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