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Humm
4.1 from 2,628 reviews · View Statistics

Pros

  • No fees and Zero Interest if you choose 5 fortnightly instalments to pay for 'Little Things' up to $2,000

  • Zero Interest & 6 - 60 months time period to repay 'Big Things' up to $30,000

Cons

  • $8 Monthly Fee if you choose 10 fortnightly instalments to pay for 'Little Things'

  • $8 Monthly Fee & $35-90 Establishment Fee for 'Big Things'

  • $6 Late Payment Fee

Reviews

  • Transparency
    4.2 (113)
  • Customer Service
    4.2 (109)
  • Rates and Fees
    4.2 (113)
  • Application Process
    4.4 (116)
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Dowell

DowellKimberley, WA

Budget helper

published

Helpful financial option that assisted with those big items, especially in an emergency and we needed a new fridge just in time for Christmas. Made it much easier to afford and budget.

Incentivised ReviewNo
1 comment
Humm
The humm Support TeamHumm
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Perfect way to buy on budget

published

Loving it easy and convenient to use.Much better after pay or zip pay.Instillment options are good lot of retailers to choose from.Heaps of online shopping options available too.I will definitely recommend humm .

1 comment
Humm
The humm Support TeamHumm
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The reviewer stated that an incentive was offered for this review

Courtney Falzon

Courtney FalzonSydney, NSW

Perfect tool to use for big purchases!

published

Absolutely love the easy of this tool and the app set out! Only wish you could pay off extra money without it always having to be the next payment amount but other than that it’s perfect!

Transparency
Customer Service
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1 comment
Humm
The humm Support TeamHumm
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Caz

CazPerth, WA

  • 2 reviews

Nearly Perfect

published

Easy to use, interest free and absolutely no need for an expensive credit card! Would BE PERFECT if upfront payment was optional as a reward for a history of making payments on time

Incentivised ReviewNo
1 comment
Humm
The humm Support TeamHumm
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Its amazing

published

Its quick and dast to order and then pay of weekly , fortnight option and i love it and i would recommend family or friends to use just so easy and get reminders too

Transparency
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1 comment
Humm
The humm Support TeamHumm
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Good service

published

Good service as compare to others but I believe there should be more payment options on yearly or two yearly basis!
But we are satisfied with the service we had. Recommended

Transparency
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1 comment
Humm
The humm Support TeamHumm
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Naha Raka

Naha RakaSydney, NSW

Happy with Humm

published

So happy with Humm. I am able to purchase jewelry (to treat myself) and some home appliance with it. I also think the $8 monthly fee is reasonable. I'm just curious as to why my VIP status was removed once I paid off a big purchase last year. I was always on time, if not early, with my payments. .My limit on big things was also decreased. Anyhow, still thankful and I'm always recommending Humm to my friends.

Transparency
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1 comment
Humm
The humm TeamHumm
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Amazing idea

published

I think it’s really useful but if use it mindfully.The only thing I feel that credit limit they provide is so less just under $1000 .IT need to be at least $2000 limit ,Thx

Application Process
2 comments
Humm
The humm TeamHumm
Kumar
Kumar

Hey Thr , how can I apply for potential limit via my bank account .I try to find but I couldn’t find any option .Please let me knw Thx

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The reviewer stated that an incentive was offered for this review

Dior F.

Dior F.Perth, WA

fantastic

published

so easy to use and it helps alot especially for buying a things that is really needed but the pay is not yet come. It's a big help, i love humm

Transparency
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1 comment
Humm
The humm TeamHumm
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The reviewer stated that an incentive was offered for this review

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It's great to have

published

Having Humm is great and easy to use, especially in case of emergency or if you just want to treat yourself to something that you wouldn't normally be able to afford.

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1 comment
Humm
The humm Support TeamHumm
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Deb

DebHunter Region, NSW

  • 2 reviews
  • 1 like

Love the convenience!

published

I love that I can use humm with online shopping. Working from home is now a real treat with my new treadmil purchased using Humm. Thank you Humm for keeping me fit.

Transparency
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1 comment
Humm
The humm TeamHumm
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Renae

RenaeGreater Melbourne (Outer), VIC

Easy to use

published

Great for big purchases interest free, easy repayment options. Good variety of stores to browse. App is easy to use. I recommend this for people who like an option to make instalments on purchase

Transparency
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1 comment
Humm
The humm Support TeamHumm
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TMCS

TMCSPerth, WA

Easy to use

published

Have yet to make a big purchase but app is super easy to use and navigate through. Nice simple set up and have heard great things from my friends who use!

Transparency
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2 comments
Humm
The humm TeamHumm
Humm
The humm Support TeamHumm
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Annie

AnnieMetropolitan Adelaide, SA

  • 2 reviews

Helpful

published

Very helpful but wish there were more retail options for a greater shopping experience. Love the option to pay bills which makes balancing finances more manageable. Love being able to manage bills

Transparency
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1 comment
Humm
The humm TeamHumm
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Seamless...

published

clean transaction steps, not clunky. I like the real time transaction, not having to wait for
a day or two to proceed. Looking forward to paying all my bills this way.

Transparency
Application Process
Incentivised ReviewNo
1 comment
Humm
The humm TeamHumm
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Robert Mansell

Robert MansellSouth East Queensland, QLD

Easy.

published

Easy application process and an easy to use app. Making the entire process easy and convenient.
I would recommend Humm to anyone who needs something now and happy to make simple easy repayments.

Transparency
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1 comment
Humm
The humm Support TeamHumm
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Perfect

published

Have This is simply the best. It’s a lifesaver for the urgent buys and for the pleasure wants having it takes the worry out of not being able to pay for something upfront with easy payment plans to suit any style of budget . X

Transparency
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1 comment
Humm
The humm TeamHumm
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Bobby

BobbyMid North Coast, NSW

  • 2 reviews

Phone answering time!!

published

It took 5 phone calls in order to resolve a broblem regarding setting up of my A/C on a new mobile and disruption to my computer site for Humm.As a new user of a mobile my fault there but 20 min waitng per call for someone on each call is far to long.!!!

Transparency
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2 comments
Humm
The humm Support TeamHumm
Bobby
Bobby

Thank you for your reply and I trust you will pass this on to those who have the power to improve the wait time.I enjoy your service and shall continue to do so.In anticipation of faster service.Regards Bob Thorman.

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Josh C

Josh C

  • 2 reviews
  • 1 like

Fantastic payment schedules

published

Easy to understand app, good payment schedules and plenty of time to pay back your purchases. My only gripe is that there's not more companies that support Humm payments. Highly recommend!

Transparency
Rates and Fees
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1 comment
Humm
The humm Support TeamHumm
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Spot on

published

For times when I am inbetween pays and I need to purchase something Humm has been perfect. It’s been really helpful. Easy and straight forward to use it’s the best!

Transparency
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1 comment
Humm
The humm TeamHumm
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Page 1 of 8
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Questions & Answers

Kristen C.

Kristen C.asked

How do I pay and settle my humm account

1 answer
ZIPPER
ZIPPER

Go to your payment plan and you can click onto some of the payments and pay as many broken up payments as you want or click onto all of them to payout your account in 1 shot!
Hope this helps?

Lily

Lily asked

Hi,
I’ve tried to make an account with Humm but it says we’re unable to provide you with an account. Is there a reason for this? I’m a little confused

No answers
joseph mullins

joseph mullinsasked

My name is Joseph Patrick Mullins. I'm trying to open a humm account. I've downloaded the app on the application, i put in my details and it just freezes they are correct details medicare no. Please look into this, contact me at [Contact Details Removed] thank you

No answers
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