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ING Travel Insurance
Comprehensive, Essential, Last Minute, etc...Kevin C.Sydney, NSW
- 3 reviews
- Travel Insurance Comprehensive
- Verified customer
Waste of time, money and energy - don't bother
Purchased comprehensive travel insurance for a holiday booked in March 2020. Flights cancelled due to Covid and the booking agent went into administration after the holiday was supposed to have taken place - Auto & General focused, and relied, on the booking agent going into administration, and not that the holiday had already been cancelled prior to the administration, as the reason for not paying the claim.
TeeJay
- 3 reviews
- 1 like
Deceitful - Avoid at all costs
Thought we were getting travel insurance through ING, who diverted us to Budget Direct, who diverted us to the bottom of the barrel, Auto & General. They kept changing how they wanted our claim info sent to them, then dragged out the decision for 13 months with nil result, using a subjective loophole so they could close it out. Not worth the stress of dealing with them, they made a traumatic situation much, much worse.
Jessica R.Greater Melbourne (Inner), VIC
Appalling Customer Service
Our claim was rejected even though they claimed to over coverage for Pandemic. Before leaving their agents assured us we were covered. I also had this in writing on email. It took a complaint to AFCA for them to finally agree to pay. The amount they paid could not be calculated from my figures, but a win is a win.
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Jon C.South East Queensland, QLD
Woeful
We bought our travel insurance through ING before Covid hit, in Mid-January 2020. We were forced to cut our trip short due to the DFAT recommendation that all international travellers return home ASAP. We put a claim in to recoup our lost money and were sent an newer, updated PDS from that which we were initially given (dated January 31st) with a new clause excluding claims relating to pandemic. This was NOT included in the PDS we were given when we bought the policy. We mentioned this and were told to leave it with them.
Months later we have ...
Read morefinally received something back regarding our claim... A remittance advice for $42.18. Far from ~the $1,500 we are out of pocket. There was no other information or explanation as to how they reached this sum, or an apology for the massive length of time taken to process our claim. To say I am disappointed with the service of ING and the actual insurer "Auto & General" would be a massive understatement.- Travel Insurance Comprehensive
- Verified customer
Small print covers them for things they say are in scope
Airline went in to administration. Not covered apparently. What's the point of travel insurance that doesn't cover you for this kind of event! Waste of money. Moving ING home/contents insurance now.
Waste of money. Go elsewhere
Policy was not worth a cent. Tried to submit a claim for a cancelled flight which in turn cost us a day on our trip and added expenses for accommodation. After continued calls and unresponsive emails The claim was rejected. Waste of time and money. Never again.
vinMelbourne
- 3 reviews
Dodgy ing insurance company
Pls stay away from Ing Insurance one of the dodgiest company,they will find Any reason to cancel the claim. Shame on you. They will find any reason to cancel claim
Rick T.Launceston, TAS
- ING Travel Insurance
- Verified customer
TRAVEL INSURANCE - Lack of empathy
DO NOT TAKE OUT TRAVEL INSURANCE POLICY WITH ING. We have been overseas on what started as a holiday to visit family. Not long after arriving, our mother had a serious heart issue and was sent to hospital for emergency valve surgery. The surgery failed and she has been fighting for her life in acute care for three months. We had to change our flights to be with her until she recovers or passes away. This company is using a ridiculous gap in the COMPREHENSIVE policy we bought to deny our claim. They took our money and now wont show some human de...
Read morecency in a time we could have used help the most. We provided evidence from the hospital doctors and simply wanted some financial help to survive all of this - but they are pointing to a ridiculous policy gap regarding where our mother resides! What amounts to a drop in the ocean to them, would be a life saving amount to us during this horrible time. Just evidence that this insurance company will find any reason not to pay people in desperate need. #LU022635-01Jay SeBrisbane
- 6 reviews
- 8 likes
- ING Travel Insurance
- Verified customer
The Travel Insurance product that's a front for a much worse Insurance Company, Auto & General/Allianz
We didn't know on purchasing this policy, doing so by ING's customer portal, that their insurance products are managed by Auto & General \ Allianz \ A&G. and even to today we don't know which company we're dealing with in every call.
We've since had the worst experience of any insurance by far, having to make a claim for stolen luggage on the way back to the airport we we're flying out of.
It's been a little over a month to a promised 2 weeks turnaround to settle the claim and no current end in sight. We've made calls back and forth, providi...
Read moreng all the documents they need only to be stuffed around with dates, settlement amounts, excuses and poor customer service. Would strongly recommend you choose a provider that is actually known for good service and good business, not the complete opposite. Go for Auspost or 1Cover instead.Find out how ING Travel Insurance compares to other Travel Insurance
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Questions & Answers
Nick Y.asked
Hello just a quick question We purchased travel insurance for our trip to Hawaii 17th April to 3rd May Policy number 117129374-01 Nick Youings Obviously we are not able to go and will not be claiming The question is would we be entitled to a refund of this policy?. ($444.06)
Look forward to hearing your response, Thanking you Nick Youings (Ing Customer)n
No answers
ANITAasked
Carnival Cruise Line has cancelled our scheduled cruise on the 11/5/2020 - how can I cancel my travel insurance
No answers
Details
ING Travel Insurance EssentialNo reviews yet | ING Travel Insurance Last MinuteNo reviews yet | ING Travel Insurance DomesticNo reviews yet | ||
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Category | Travel Insurance | Travel Insurance | Travel Insurance | Travel Insurance |
Other Insurance Types Offered | Home and Contents | Home and Contents | Home and Contents | Home and Contents |
Underwriter | Auto & General Services | Auto & General Services | Auto & General Services | Auto & General Services |
Maximum Age Covered | 100 years old | 75 years old | 75 years old | 100 years old |
Medical Coverage | ||||
Overseas Emergency Assistance | Unlimited | Unlimited | Not Included | Not Covered |
Accidental Death | $20,000 | Not Included | Not Included | $15,000 |
Emergency Dental | Not Included | Not Included | Not Included | Not Included |
Pregnancy (max weeks) | Not Included | Not Included | Not Included | Not Included |
Resumption of Journey | $3,000 | Not Included | Not Included | Not Included |
Hospital Cash Allowance | $75 every 24 hours up to $2,000 | $75 every 24 hours up to $1,000 | Not Included | Not Included |
Overseas Emergency Medical & Hospital Expenses | Unlimited | Unlimited | Unlimited | Not Covered |
Loss of Income | $10,400 | Not Included | Not Included | Not Included |
Permanent Disability | Not Included | Not Included | Not Included | Not Included |
Luggage & Personal Effects | ||||
Theft of Cash | $400 | $250 | Not Included | $250 |
Delayed Luggage | $100 every 12 hours up to $2,000 | $400 | Not Included | $250 |
Credit Card Fraud | $5,000 | $2,500 | Not Included | Not Included |
Travel Documents / Passport | $5,000 | $2,500 | Not Included | Not Included |
Maximum Single Item Limit | $3,000 (Laptops, Tablets, Cameras, Video Cameras, Mobile Phones) | $2,000 (Laptops, Tablets, Cameras, Video Cameras, Mobile Phones) | $500 | $2,000 (Laptops, Tablets, Cameras, Video Cameras, Mobile Phones) |
Luggage & Personal Effects | $7,500 | $5,000 | $2,500 | $5,000 |
Ancillary | ||||
Personal Liability | $5,000,000 | $2,000,000 | $1,000,000 | $1,500,000 |
Rental Vehicle Excess | $6000 | $4000 | Not Included | $4000 |
Motorbike / Moped Coverage | Optional, above 125cc | Optional, above 125cc | Optional, above 125cc | Optional, above 125cc |
Domestic Pet Care | $500 | Not Included | Not Included | Not Included |
Special Activities Packages | ||||
Golf | Optional Extra | Optional Extra | Optional Extra | Optional Extra |
Cruise | Not Included | Not Included | Not Included | Not Included |
Adventure | Optional Extra | Optional Extra | Optional Extra | Optional Extra |
Snow / Ski | Optional Extra | Optional Extra | Optional Extra | Optional Extra |
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