In light of the current level of financial uncertainty many borrowers are facing, Jetstar are temporarily pausing new credit card applications.
No booking fees on jetstar.com
$10,000 spend required to receive a $100 Jetstar travel voucher
|Category||Low Rate Credit Cards, Frequent Flyer & Travel Credit Cards and Balance Transfer Credit Cards|
|Benefits||Reduced First Year Annual Fee|
|Minimum Credit Limit||$2,000|
|Maximum Credit Limit||$50,000|
|Additional Cardholder Fee||$9 p.a.|
|Rewards Program||Jetstar Dollars|
This is capped at 500 Jetstar Dollars per year. Also, receive a $100 Jetstar Travel Voucher for every 100 Jetstar Dollars you accrue.
|Rates & Fees|
|Purchase Rate||19.99% p.a.|
|Cash Advance Fee||3%|
|Late Payment Fee||$35|
|Annual Fee||$29 p.a.|
|Foreign Transaction Fee||3%|
|Interest Free Period||55 days|
|Cash Advance Rate||19.99% p.a.|
|Reduced First Year Annual Fee||$0|
|Balance Transfer Rates|
|Balance Transfer Period||14 months|
|Balance Transfer Rate||0% p.a.|
Good for local travel
Card has rewards program good for local travel. Not Good for daily spend or international payment. Instead you can opt for some low cost card with no annual fees and better interest rate as this one has bit high interest.
Good if you fly Jetstar
Good to use for grocery shopping etc. to rack up Jetstar rewards points. Great if you fly Jetstar as it means no booking fees and the savings can really add up.
Good if you use it appropriately
The best thing about this card is if you spend $10000 you get a $100 Jetstar voucher. These rewards are better than many other cards as long as you want to travel. Annual fee isn't too bad. Though I pay it off each month they gave me a low limit and I accidently went over twice and they gave me a fee but then took it off. Third time they kept it. Can't complain. You can make it so you can't go over which is what I have done.Just make sure you keep within the limits and pay it off each month and it's fine.
Superb Card. Especially If You Use Jetstar.
I have the basic Jetstar Mastercard, not the Platinum one in the photo to this article. They offered it to me after I joined Club Jetstar, with a bonus offer of 150 Jetstar dollars if I spent $1000 in the first two month.( I have already received that voucher and used it).
The card earns one Jetstar cent per dollar spent using it on non-government transactions. That's now twice the rate typically being paid by most Australian credit cards with say $100 to $160 annual fees, which usually give half a Qantas Frequent Flyer point or half a Veloc...ity point per dollar . Though the Jetstar dollars can only be used on Jetstar, and not for all sorts of other purchases as with Qantas and Virgin points. Using the card on a Jetstar flight gets one 10% off food and drinks. And using it to book flights results in not being charged certain fees, which add up to quite a few dollars compared to using a regular credit card, and you earn Jetstar dollars on that booking transaction. I've used Jetstar flights on two overseas vacations and have just booked a third. Their Dreamliners are great, and I especially like using Jetstar because it has many direct flights out of Melbourne, where I don't have to pay more as well as then to sit in Sydney airport for hours, as with various other companies. Jetstar is indeed a budget carrier, but it is a good cut above using other budget carriers like Ryanair, which I have flown in Europe. So, as I intend continuing to use Jetstar into the future, then continuing to keep this card is a no-brainer. Their Mastercard website is a little confusing - containing lots of stuff I find irrelevant. But clicking on "Jetstar Mastercard" in the "Accounts and Statements" section brings up all transactions, including the pending ones. The biggest nuisance is that because it keeps recent pending transactions out of the Balance owed figure, I have to add them to the outstanding Balance to know how much I really owe (though, to be fair, others like American Express do the same thing).
Find out how Jetstar Mastercard - Jetstar Dollars Program compares to other Low Rate Credit Cards
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