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10/10 for customer service. Great rate for refinance of my home loan. Laura was friendly, efficient and easy to deal with. The onTrack portal ensures transparency and is user friendly.
- 2 reviews
Have actively taken steps to make it more difficult for customers to compare interest rates
Loans.com.au have taken away the ability to view the interest rate being charged on your loan accounts. Previously this was always visible on their online banking platform through the account details section. Now account details shows basic account information but no longer tells you what interest rate you are being charged. There is only one possible reason for the removal of this information - to make it even more difficult for customers to know what rates they are paying and to compare them to the market. You would think in the wake of the r...
Read moreoyal commission lenders would have stopped playing these sorts of games. I've been a customer for almost 15 years and have noticed a steady decline in competitiveness (for existing customers) and service. Unimpressed.Hi there, to find the interest rate on your loan accounts, you need to log in to Smart Money, click manage, account and account details. We will always want this information to be visible for our cust...
Read moreomers to see. Please let us know if you have any issues seeing your interest rate after following the above steps via customercare@loans.com.au or 13 10 90 and we'll assist you.Fantastic service with excellent advice to suit our situation, nothing was too difficult and easy to understand
Our lending manager offered fantastic service with professional advice to suit our situation. She was clear and concise with her information and helped us through the application process and as such we found this to be simple. It's great to get through to a human not an automated machine when you need to contact them. Highly recommend the service and competitive rates.
Hi there, thanks so much for your review. We're so glad you had a great experience with loans.com.au for your investment property.
The process to get a a home loan with Lani form Loans.com.au was quick and simple. The service was consistent, friendly and professional. We are very satisfied with the outcome !!
Thanks Mark for taking the time to leave your feedback. We'll share this with Lani and the team.
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Lani Nicholas home loan manager: Cant say enough about her. It has been a year since i last spoke to her about a home loan a year ago, i was looking at buying a home again and she rung me and was extremely polite and helpful yet again with all my enquires.
Thanks for your wonderful review Brad! We'll share this with Lani and the team.
Andrew provided the best customers service . He knew what he was doing and was on the ball all the time. I would definitely go through Andrew and his team again
Thanks for your kind words Justin! We've just shared this with Andrew and the team.
Our loans manager Jazmin was a blessing. She was so helpful, explained everything so we understood it and made our experience very personable. Very happy that we used loans.com.au for our purchase.
Thanks for your awesome review Beck! We'll pass this on to Jazmin and the team.
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- 3 reviews
- 3 likes
Laura and Aroha worked with me to secure a home loan, recently. They were outstanding to deal with. Efficient, great communicators. The process was very fast and finalised very quickly. I would not hesitate to recommend Loans.com. Thank you both and to the whole team.
Thanks for the 5-stars Lyndal! We're so glad you found us easy to deal with, and we appreciate the recommendation.
- 2 reviews
- 1 like
I have been a Loans.com.au customer for approx 2 years. I have a home loan and 2 investment loans with them. I engaged with their customer service team to seek a rate review and obtain break costs on a fixed loan. I originally dealt with Emma and explained my rate was no longer competitive. She immediately sought additional discounts off my Variable rate loan and sought break costs for the fixed. As the fixed rate had 14 months to go the break costs were quite high. However, due to the size of the loan and the move in 1.3bp it was still worth u...
Read mores breaking. I was surprised to obtain an email from Sue who has checked if we waited a further 2 months to break the fixed rate we could save over $2k in break costs. I believe this demonstrates a high level of personal and corporate integrity and am very appreciative of Sue bringing this to our attention. Very happy indeed!Thanks for your kind words and taking the time to leave a review. We've passed this right on to Sue!
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I have been with loans.com.au for 5 years (home loan). Paid off 445k loan within 5 years of a 500k loan. As my 5 year interest only loan expired they would only give me a .2% reduction although a new loan would have been .7% less. Basically they don't care about existing customers but only new customers. I have now organised my home loan to go to another bank. Don't bother with them. There are heaps of other lenders that believe looking after their existing customers.
Hi Lionel, thank you for taking the time to leave your feedback, we appreciate it. We will pass this on to the appropriate team and see what we can do to improve. If you have any further feedback, ple...
Read morease feel free to send it to customercare@loans.com.au, ensuring you include your full name and account number so we can trace it back to your individual situation.- 2 reviews
Joined 4 years ago. Rates kept on creeping up against benchmark. Recently tried to call to discuss rate change. After 12 days and 4 calls and two firm complaints to staff still zero response. I wanted to give them a chance to reduce the rates - which are now higher than the rates advertised by the big 4 - so that neither of us have to waste time changing. As one can expect, once you are a customer, you are treated poorly, and the rates will keep increasing to above the big 4.
Hi Charley, thank you for taking the time to leave your honest feedback, we really appreciate it.
We're sorry to hear about the delay in response regarding your requested rate review. I will pass thi...
Read mores on to Customer Relations and see what we can do to help. So we can look into your individual case, can you please email your full name and suburb of your security property and we will look into this for you.- 3 reviews
- 2 likes
The service by superb. Ilone Counsel, the consultant, was extremely helpful with suggestions on how I could split my loans to suit my needs. At first, after doing a lot of comparisons, I went ahead to take up the offer from another loan provider that offered a slightly lower rate. However, with the later provider, I was paid for unexpected charges such as Indentity verifications costs. When the final approval came through with modifications that did not meet my requirement. I went back to Loans.com.au who somehow managed to process my application before the settlement date without the extra charges.
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Excellent, no extra costs involved, very happy with the rate, will recommend to others. no problems what so ever during the whole process. Easy access to account and loan payments etc.
The reviewer stated that an incentive was offered for this review
The whole process was so easy. The staff I spoke to were knowledgeable, helpful and friendly. The only negative I found initially was I didn’t have direct contact with my person once I found a house and had some questions. Overall super happy! Thank you
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- 2 reviews
Decided to go with loans.com.au due to the lowest interest rates available. I was pleasantly surprised by Michelle's service. Buying a house is stressful. She walked us through each step of the way. Everything was explained and easy to follow. As it is all online, an older person or less tech savvy person may need some extra support but I'm sure you'd get it through these guys. Highly recommended.
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Loans.com.au provides a competitive loan rate, easy online digital web technology tool to follow and outstanding customer service. We have used them for refinancing and several loan applications without a problem and highly recommend this fantastic lender.
Thank you!
- 2 reviews
After dealing with many banks over 30 odd years I was a little nervous to go "online" but this company could not have been easier to deal with. Online application process was very straight forward and customer service was very friendly, efficient and knowledgeable. My loan progressed all the way past settlement with no fuss, stress or trouble at all
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From the word go Loans.com.au were far easier to deal with than anyone else. Their Brisbane based call centre coupled with their online application system makes everything super easy. The rates are fantastic and they have been very quick to pass on interest rate drops. Would recommend!
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- 5 reviews
- 3 likes
This is my 2nd loan with loans.com.au. The process is easy and the rates excellent - even with an Offset. The customer service staff are all based in Australia, and extremely well trained. Not once did I get “I’ll have to get back to you...” - every question I asked was answered straight away. Their Apps for both applying and managing your mortgage are easy to use and the documentation required can be easily uploaded. Our Big 4 could learn from this company...
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ANZ bank was very difficult to dealt with after the royal commission.
Thanks a lot to the Loans.com.au teams for taking care of our home purchase.
Very smooth transition from the bank to online lender.
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Great costumer service, although some conversations over the phone a little difficult to hear.
Other than a minor glitch experienced with the onTrack App, the process ran smooth.
Loan rates very competitive probably lowest I could find.
The reviewer stated that an incentive was offered for this review
- 2 reviews
Customer service is excellent. I spoke to Lani and she is very honest and transparent. She explain me the process and also the costs involved for the loan. She didn't hide any information. Also Sio helped me with the documents and never been impatient to answer the same questions. The On Track system is really good and easy to send and receive the documents.
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Customer service was great - very helpful each step of the way. They made our experience very stress-free and easy. The rate we received was excellent compared to others we were offered.
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- 2 reviews
Customer service was great, no extra costs and very satisfied with the follow-up and required advice to qualify for the loan, highly recommend loans.com.au. The best rates in the market
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- 2 reviews
Customer service was excellent.
No unexpected extra costs were incurred.
I would be happy if the rate is the same as my other investment loans.
Would recommend Loans.com.au to my friends and relatives
The reviewer stated that an incentive was offered for this review
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Thanks for your kind feedback - we're glad you had a great experience with Laura and loans.com.au! We'll also share your feedback on onTrack with our app team. Thanks again!