1 photo
Macquarie Bank Platinum

Macquarie Bank Platinum

Qantas Rewards, Macquarie Rewards
2.1 from 13 reviews · View Statistics
See the Best Frequent Flyer & Travel Credit Cards in 2021 as rated by Australians on ProductReview.com.au.
Listing monitored by Macquarie Bank

Pros

  • 0% p.a. balance transfer for 14 months

  • No international transaction fees

  • Some Travel and Purchase insurances included

Cons

  • Need to spend ~$3,200 to receive a $20 gift card

Details

Compare both Macquarie Bank Platinum
Pros
  • Receive 20,000 bonus Qantas Points when you spend $2,000 on eligible purchases within 60 days of approval

  • 0% p.a. balance transfer for 14 months

  • No international transaction fees

  • 0% p.a. balance transfer for 14 months

  • No international purchase fees

  • Some Travel and Purchase insurances included

Cons
  • Need to spend ~$3,200 to receive a $20 gift card

  • Need to spend ~$3,100 to receive a $20 gift card

CategoryCredit Cards, Frequent Flyer & Travel Credit Cards, Balance Transfer Credit Cards and Rewards Credit CardsFrequent Flyer & Travel Credit Cards, Balance Transfer Credit Cards and Rewards Credit Cards
Card TypeVisaVisa
BenefitsComplimentary Travel Insurance, No Foreign Transaction Fee, Reduced First Year Annual Fee and Sign-Up Bonus Points OfferComplimentary Travel Insurance, No Foreign Transaction Fee and Sign-Up Bonus Points Offer
Minimum Credit Limit $6,000$6,000
Minimum Income $50,000$50,000
Additional Cardholders 44
Additional Cardholder Fee $0 p.a.$0 p.a.
Rewards ProgramQantas Frequent FlyerMacquarie Rewards
Points Earn Rate 1 points per $11.25 points per $1
Points Conditions
  • 1 Qantas Point per $1 spent on eligible purchases up to $1,000 spend per statement period
  • 0.5 Qantas Points per $1 spent after the first $1,000 per statement period

Points are capped at $200,000 of eligible spend annally.

  • 1.25 Macquarie Reward Points per $1 spent

Points are capped at $200,000 of spend annually.

Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay and Google PayApple Pay, Fitbit Pay, Garmin Pay and Google Pay
Rates & Fees
Purchase Rate20.70% p.a.20.70% p.a.
Late Payment Fee$35$35
Annual Fee$249 p.a.$99 p.a.
Foreign Transaction Fee 0%0%
Overseas ATM Withdrawal Fee$5$5
Interest Free Period 55 days55 days
Cash Advance Rate20.70% p.a.20.70% p.a.
Introductory Offers
Sign-Up Bonus

Receive 20,000 bonus Qantas Points when you spend $2,000 on eligible purchases within 60 days of approval.

Receive 20,000 Macquarie Reward points when you spend $2,000 on eligible purchases within 60 days of approval.

Reduced First Year Annual Fee $99$99
Balance Transfer Rates
Balance Transfer Period 14 months14 months
Balance Transfer Rate 0% p.a.0% p.a.
Release dateOct 2008
Compare both Macquarie Bank Platinum
Visit official website

Reviews

2.1
13 reviews
  • Transparency
    5.0 (1)
  • Customer Service
    4.0 (1)
  • Rates and Fees
    5.0 (1)
  • Rewards
    4.0 (1)
  • Online Experience
    5.0 (1)
  • Application Process
    5.0 (1)
Previous
Next
RLCD09
RLCD09Sydney, NSW
  • 9 reviews

Great card for everyday use

published

This is a great visa card that earns Qantas frequent flyer points. The Macquarie banking app is first class so it's easy to monitor spend and pay bills. I definitely recommend if you are looking for a card for everyday use.

Transparency
5/5
Customer Service
4/5
SarahG
SarahGSydney
  • 25 reviews
  • 7 likes

Archaic

published

Questions & Answers

Sorry, there are no questions yet.

Get an answer from our members and Macquarie Bank representatives

Macquarie Bank Platinum

ProductReview.com.au has affiliate partnerships. These do not influence our content moderation policies in any way, though ProductReview.com.au may earn commissions for products/services purchased via affiliate links.