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Medibank Health Insurance

Medibank Health Insurance

1.5 from 797 reviews · View Statistics
Listing monitored by Medibank

Reviews

  • Value for Money
    3.9 (17)
  • Transparency
    4.6 (12)
  • Customer Service
    4.6 (17)
  • Claim Resolution Time
    • <1 week (3)
    • 1-2 weeks (1)
    • 3+ months (1)
  • Claim ApprovedYes (6) · No (0)
Previous
Next
Berina
Berina
  • 2 reviews

AMAZING SERVICE

published

gabby was amazing to call me when she knew i was struggling with something snd even told me to email her personally if i had any problems ! Highly recommend medibank, lovely service quick and prompt. I have peace of kind knowing iam covered for everything life throws at me. I have compared with most insurance policies and medibank stuck out for me. In terms of cost and what you are covered for:) super happy

Value for Money
Transparency
Medibank
MedibankMedibank

Hi Berina, we’re so glad to read of your customer service experience with Gabby and that you’re happy with your cover. If there is anything we can help you with, please reach out.
Kindly, Jade

Rafael
RafaelGreater Melbourne (Inner), VIC

Good customer service

published

Just had great experience over the phone, Nicholas was the attendant and was very helpful to backdate a suspension due to overseas travel. It’s the first time I had an insurer being helpful instead of using every opportunity to make your life hard, so big advantage there!

Value for Money
Transparency
Medibank
MedibankMedibank

Hi Rafael,
Thanks for submitting a 5 star review.
Please send us a private message with your details so we can pass on your positive comments to Nicholas' manager.
- Mary

Rafael
Rafael

Hi Mary, which details do you require?
The policy is under my name - Rafael Fernandes Vendrame

Medibank
MedibankMedibank
Andrew
Andrew
  • 2 reviews

Medibank

published

We lost a child and wife had to undergo a d&c procedure. Medibank made us to jump a few hoops to make a claim, we put the claim multiple times and we got 0 dollar reimbursed. It's not as if it's painful to have that incident, Medibank made it even worse by refusing a valid claim and blaming it on to the hospital.

Update:
Medibank rep approached me and helped us to resolve the issue. The claim went through and it was helped to untangle the miscommunication between the hospital and medibank. The customer rep Annete was very humane and gentle while helping us. Thank you.

Value for Money
Transparency
Medibank
MedibankMedibank
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D Van Luyn
D Van LuynPerth, WA

Medibank is the best

published

Great value, quick process for my claims and I’ve been with Medibank since 2012
Not sure why they have low star ratings.

Customer services are also great.

I personally think they should have 5 stars rating

Value for Money
Transparency
Medibank
MedibankMedibank

Hi D, thanks for your lovely review! If there is anything we can help you with, please don't hesitate to reach out. - Jade

David
DavidSouth East Queensland, QLD

Great Customer Service

published

A guy buy the name of Eric called me as was requested he was brilliant he answered every question tat needed answered the policy he arranged suited me perfectly. if shopping around for a policy ask for Eric perfect solution.

Value for Money
Transparency
Medibank
MedibankMedibank

Hi David, thanks for your review. We're so glad Eric was able to help find the best cover for you! - Kindly, Jade

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Next
Da T.
Da T.
  • 7 reviews
  • 2 likes

Happy with them and will re-consider

published

I've recently change my private insurance to another one due to my employer subsidise the other funds (and a higher level of cover).
During the time with medibank, claiming is easy (I claim my max. for dental/optical). It does takes longer than expect for them to close my account and provide the certificate, but the refund of premium is quick.

Incentivised Review No
Claim Made Yes
Medibank
MedibankMedibank

Hi there,
Thank you very much for your review and feedback. If you have any questions, please don't hesitate to send us a private message.
Thanks,
Joshua

Amy C
Amy CSydney, NSW
  • 4 reviews

It has been worth it! 2 years so far - TOP HOSPITAL TOP EXTRAS

published

My partner has undergone surgery, no complications. Just had to pay for the Excess which is to be expected. We have claimed online via & via hi-caps terminal the app for our massage, physiotherapy, dental, orthodontics and podiatry with no problems. Always receive the reimbursement within two weeks of submission. The only thing I have to claim manually was our bill for the exercise physiologist. The only thing I do not like about the extras cover for Pharmacy -Can not claim anything that is under $50.00 - I found the pharmacy part in your extras and a waste and not useful. Even if you have a product you purchased for $60.00 the reimbursement is under $10.00 not much at all. Other then that Medibank has been good.

Incentivised Review No
Claim Made Yes
Medibank
MedibankMedibank

Hi Amy,
Thank you for submitting your lovely review. Concerning pharmacy, if the item is over the PBS co-payment of $41.00 then benefits can be payable. If there is anything we can do to help, please don't hesitate to let us know. - Joshua

Phoebe
Phoebe
  • 3 reviews

Good experience

published

Surprised to see so many negative comments here, never claimed anything super major but so far pretty good with a day surgery in a private hospital and fully covered apart from the gap fee.
Never had problem calling for inquiries, not sure if this is because I’m with the corporate platinum cover? Anyway.. thanks to the team with their excellent customer service.

Value for Money
Transparency
Medibank
MedibankMedibank

Hi Phoebe,
Thanks for submitting your lovely review. We are happy to read about your positive experience with us. If there is anything we can do to help, please don’t hesitate to get in touch.
Have a great day! - Joshua

judy
judyPerth, WA
  • 2 reviews
  • 5 likes

Happy to have it

published

So blessed to have this hospital coverage as I have had heart problems which I didnt know I had and all it has cost me is the $500 surplus.
Can't understand anyone giving bad reviews.

Value for Money
Transparency
Medibank
MedibankMedibank

Hi Judy,
Thanks for submitting your lovely review. We are happy to read about your positive experience with us. If there is anything we can do to help, please don’t hesitate to get in touch.
Have a great day! - Joshua

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Eeshan
EeshanSouth East Queensland, QLD

Ultra-professional phone sales rep

published

I didn't end up getting a policy with Medibank because HCF ended up giving me a better quote, but massive props to the guy on the phone - Stephen (Steve?) Foden - who gave me all of the required info, genuinely took the time to understand my situation, and was perfectly polite and continued being friendly even when I informed him that I was going with HCF.

If anyone from Medibank is reading this, please pass on my thanks again to Steve! If it hadn't been for HCF's lower quote I would've gone with Medibank, and I'll have Medibank at the top of my list for switching if HCF doesn't deliver.

Value for Money
Transparency
Medibank
MedibankMedibank
Dimu
DimuPerth, WA
  • 5 reviews
  • 1 like

So far... good!

published

Been with Medibank over 7 years, and so far our experiences have been pleasant. However, premiums keep on increasing tempting us to use the insurance more just to justify our payments.

Value for Money
Transparency
Medibank
MedibankMedibank

Hi Dimu,
Thank you for submitting your lovely review. If there is anything we can do to help, please don't hesitate to let us know.
I hope you have a lovely Christmas and a happy New Year! - Anna

Deanna
DeannaSouth East Queensland, QLD
  • 2 reviews
  • 1 like

Fantastic service

published

Just want to say a big thankyou to Tracy and Loretta at the Medibank Garden City store. Every time I go into the store for assistance they always have a smile on their faces and always exceed my expectation every time. Thankyou ladies :)

Value for Money
Transparency
Medibank
Medibank P.Medibank
Kathryn S.
Kathryn S.Greater Melbourne (Outer), VIC
  • 5 reviews

Great cover for years, but then I found something cheaper

published

Great cover for years, but then I found something cheaper so I moved to bupa.
I never had a problem of any kind while I was a member and went to hospital several times, including two obstetrics admissions. I would not hesitate moving back at all.

Value for Money
Transparency
Medibank
MedibankMedibank

Hi Kathryn,
Thank you for your lovely review. However, we are sorry to hear you are no longer a Medibank member. If there is anything we can do to help, please don’t hesitate to let us know.
I hope you have a great day!
Anna

lewriley
lewriley
  • 6 reviews
  • 4 likes

Never any issues

published

My membership with medibank is over 30 years never had any claim issues from many couples & family hospital submissions. Now in our 70'$ and have always held top cover.
I wish that they would delete pregnancy from our cover and lower the gold top rates with no excess. I have investigated many other funds including reviews ratings etc and have again decided to stay with medibank private.no current claims so far this year.

Value for Money
Customer Service
Medibank
Medibank P.Medibank
Nadia
NadiaSydney, NSW
  • 4 reviews
  • 1 like

Lucky I got the right Medibank staff who was absolutely helpful

published
Value for Money
Customer Service
Medibank
MedibankMedibank
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Page 1 of 4

Questions & Answers

Roger T.
Roger T.asked

If I pay for 12month cover before the April 1st can I get it at the current rate rather than the rate from April 1st.

1 answer
Medibank
MedibankMedibank

Hi Roger,
Generally you can. However please don’t hesitate to send us a private message so that we can check your premium for you. Thanks, Anna

Hilda
Hildaasked

My husband has throat cancer. We can have the operation immediately if we pay the specialist $5000. Could we get any kind of medicare rebate on the amount as we are both elderly but in otherwise good health. My husband is in pain and the waiting list has lengthened due to the corona virus.

3 answers
chris tedbury
chris tedbury

Well I take it you don’t have private health cover, I did and was basically forced into public If your catagory1 like me they said we must do within 30 days perhaps sera a more sympathetic doctor and beg him to get to catorgy 1 they cannot watch him die

Medibank
MedibankMedibank

Hi Hilda,

Thanks for getting in touch. I just sent you a private message to see if there is anything we can do to help.

Please note, if your question was intended for Medicare please get in touch with Medicare at https://www.servicesaustralia.gov.au/individuals/contact-us.

Thanks,
Anna

Hilda
Hilda

Hi Anna, thank you for your message. The surgical team at John Hunter Hospital at Newcastle has taken care of my husband and he is down for surgery next Friday and it will be fully funded by Medicare. The relief for both of us has been dramatic. Hilda

Reddy
Reddyasked

Why do medibank doesn't have claims via email? It is always not possible for us to go to stores or post at this stage and submit our claims. It would help customers if you have some generic email to submit claims which other insurance companies offer like BUPA?

1 answer
Medibank
MedibankMedibank

Hi Reddy,
Thanks for your question. Most claims can be submitted via the My Medibank app.
If you need help accessing your online account, please don’t hesitate to send us a private message or contact our Contact Centre on 132 331 from 8 am to 8 pm Monday to Friday & Saturdays 9 am to 4 pm (AEST) for assistance. Thanks,
Anna

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