Great advice with an attention to detail creating a desirable outcome.
Lumbini has been a rockstar to work with and very patient while talking through the details. We felt very well looked after and we will be back for the next purchase when the time is right. Thanks again Lumbini and to the VSMA team for introducing us.
This was a good experience, helpul and personal every step of the way
My experience with this company was excellent. I felt i was shown the best rate out of all the other banks. Was informative. I was able to discuss with the broker any questions promptly. He was easy to talk with. Overall i felt the experience was personable,and insightful because of his experience in this field.
Highly recommend Lumbini
We would highly recommend Lumbini to anyone. He was very responsive & updated us throughout the refinancing process. And we now have better interest rates and a better structure than our previous bank thanks to him too!
Gayan and Ruvi
Best finance experience
We had a great experience with Zelka, and then when Lumbini took over its nothing but amazing. Lumbini is helpful, always quick to respond to our questions and calls, very patient and obliging.
Lumbini gives us updates advice and goes the extra mile to get us the best interest rate.Highly recommend Lumbini and Mel finance Services.
Highly recommend Mel Finance Services
Lumbini is an exceptional mortgage broker. As first home buyers he explained everything simply and made the process so easy. He is very professional and a pleasure to deal with.
- Verified customer
Excellent service and reliable and efficient work
I recently had the pleasure of meeting and using the services of Lumbini for getting a competitive Investment loan. I contacted a few brokers but settled on Lumbini as he was most articulate, approachable as extremely honest . His work ethic is next to none and was able to quickly get things sorted out with minimal fuss. He is good with his follow ups and ensured I was kept updated with how things were progressing. Highly recommended and I will again be using his services in the near future.
Best in Bayside
Everything was smooth sailing. I didn't have to worry about a thing. I didn't know anything about hone loans but he took us step by step, got everything ready got approved so quickly. All smooth sailing. Highly recommend.
On our first meeting Lumbini was very professional and presented me with many options. He explained everything in detail and helped me choose the best loan for my needs. He kept me informed every step of the way. I highly recommend Lumbini to everyone wanting a professional, decicated and hard working mortgage broker
Exceeded our expectations!
We had the best experience buying our first home with the help of Mel Finanace Services! Lumbini is incredibly adept at understanding a client’s needs and finding solutions that make the process of buying a property one that you can actually enjoy.
Lumbini invested a lot of time upfront in understanding and advising us about the options avaibale to us. Once we decided to apply, he effectively removed the complexity in the application process without compromising on the finer details. What we appreciated most was that he went the extra mile to...secure a product that literally saved us thousands of dollars in LMI. We felt that he always protected our interest (despite his commission being payable by the lender), was honest and transparent in his communication with us and extremely knowledgeable about the market. We would definitely recommend him to our family and friends, and hope to keep working with Mel Finanace Services in the future! May 26th 2019 Update: Mortgage manager for the long run Lumbini helped us with our first home purchase last year. He did a stellar job back then and we were thrilled with the mortgage package that we got. Lumbini contacted us recently on the completion of the first year of our mortgage and proactively negotiated a further discount on our mortgage with our bank. We are delighted with how helpful and preemptive Lumbini has been, and can easily say that our relationship with him is for the long run. Would highly recommend Mel Finance to anyone looking to buy a house or refinance an existing mortgage. Thanks again Lumbini!
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