Lumbini goes above and beyond every time!
We were referred to Lumbini at Mel Finance Services via the VSMA team and we couldn't be happier with the service we've received. Right from the very beginning, nothing has ever been a hassle and Lumbini has always been happy to take the time to answer all of our questions and guide us through processes. He is so knowledgable and has always ensured we fully understand and are comfortable with all activity being undertaken. He has the biggest smile and is super friendly too - we wouldn't hesitate to recommend him and Mel Finance Services.
Great advice with an attention to detail creating a desirable outcome.
Lumbini has been a rockstar to work with and very patient while talking through the details. We felt very well looked after and we will be back for the next purchase when the time is right. Thanks again Lumbini and to the VSMA team for introducing us.
Cannot recommend him highly enough
Lumbini's brokerage services set up new loans for investment and SMSF made our COVID-year portfolio transformation possible! Explained everything and managed the whole process covid-flexibly with the banks and lenders.
From the outset, Lumbini has been a pleasure to deal with. He has given us honest and accurate advice and at all times we have felt that he truly is working to get the best results for our situation.
Lumbini has always made himself available at a time to suit our schedule and he has followed everything through to ensure completion.
We will definitely be using Lumbini for our future financing needs.
This was a good experience, helpul and personal every step of the way
My experience with this company was excellent. I felt i was shown the best rate out of all the other banks. Was informative. I was able to discuss with the broker any questions promptly. He was easy to talk with. Overall i felt the experience was personable,and insightful because of his experience in this field.
Highly recommend Lumbini
We would highly recommend Lumbini to anyone. He was very responsive & updated us throughout the refinancing process. And we now have better interest rates and a better structure than our previous bank thanks to him too!
Gayan and Ruvi
Professional and did a great job
Lumbini did a great job with my refinancing. Really professional, responsive, great attention to detail and got the job done seamlessly. Thanks Lumbini for your advice and helping me unlock great savings.
We highly recommend Lumbini, he is a pleasure to deal with, he made the whole process stress free and is very efficient. Lumbini takes the time to explain everything in detail and is very responsive with any queries that we had. Thanks Lumbini!
Best finance experience
We had a great experience with Zelka, and then when Lumbini took over its nothing but amazing. Lumbini is helpful, always quick to respond to our questions and calls, very patient and obliging.
Lumbini gives us updates advice and goes the extra mile to get us the best interest rate.Highly recommend Lumbini and Mel finance Services.
Efficient and professional
Lumbini helped us through every step of the loan application, the processing & approval.
He is very effective in his communication and efficient in his working style. Simple but efficient.
we highly recommend Lumbini for any mortgage services.
Lumbini is all class.
Lumbini was a pleasure to work with.
He was available anytime, was extremely punctual and professional and couldn't have made the process any smoother.
Being first timers to this process, I can't imagine what it would be like to do this myself, or have a broker that wasn't quite up to the job.
Highly recommend Lumbini for this to anyone.
A Review from a Client
Lumbini has a true professional approach, genuine and always guide with proper advice. He was always available to answer questions and extremely helpful at all times. Highly recommended his service.
Lumbini Did A Fantastic Job Securing Our First Home in Melbourne
Excellent Mortgage Broker. Knows His Stuff. Also an all-round nice guy and very professional. Lumbini helped us secure our first home in Melbourne, smoothly and efficiently. He really enjoys his job too, I can tell. Highly recommended!
- Verified customer
Excellent service and reliable and efficient work
I recently had the pleasure of meeting and using the services of Lumbini for getting a competitive Investment loan. I contacted a few brokers but settled on Lumbini as he was most articulate, approachable as extremely honest . His work ethic is next to none and was able to quickly get things sorted out with minimal fuss. He is good with his follow ups and ensured I was kept updated with how things were progressing. Highly recommended and I will again be using his services in the near future.
Best in Bayside
Everything was smooth sailing. I didn't have to worry about a thing. I didn't know anything about hone loans but he took us step by step, got everything ready got approved so quickly. All smooth sailing. Highly recommend.
Excellent service, always willing to help, responsive, ontime and friendly
My partner and I were looking for buying our first house together, and needed help from an expert to clearly explain everything about the process, such as how much money we can borrow, which banks provide better interest rate, how is the market, etc. Lumbini was a great help from the start to the last. He organised pre-approval for our loan very quickly, and is always very responsive to all our emails and phone calls. He's always willing to go the extra mile and we'd definitely recommend him to our friends.
A good broker
I totally recommend Lumbini to everyone. He was always available to answer questions and offered guidance. Lumbini provided a professional home loan broker service.Thanks for the great work. Totally recommended.
The service Lumbini provided us was beyond the mortgage broker’s job. From the beginning, Lumbini was there to ensure we are taking the best strategies in house hunting, dealing with agents and finally to get the lowest and best rates from lenders. He was always available when we needed him with a big smile. Totally recommend him to all my friends.
On our first meeting Lumbini was very professional and presented me with many options. He explained everything in detail and helped me choose the best loan for my needs. He kept me informed every step of the way. I highly recommend Lumbini to everyone wanting a professional, decicated and hard working mortgage broker
Exceeded our expectations!
We had the best experience buying our first home with the help of Mel Finanace Services! Lumbini is incredibly adept at understanding a client’s needs and finding solutions that make the process of buying a property one that you can actually enjoy.
Lumbini invested a lot of time upfront in understanding and advising us about the options avaibale to us. Once we decided to apply, he effectively removed the complexity in the application process without compromising on the finer details. What we appreciated most was that he went the extra mile to...secure a product that literally saved us thousands of dollars in LMI. We felt that he always protected our interest (despite his commission being payable by the lender), was honest and transparent in his communication with us and extremely knowledgeable about the market. We would definitely recommend him to our family and friends, and hope to keep working with Mel Finanace Services in the future! May 26th 2019 Update: Mortgage manager for the long run Lumbini helped us with our first home purchase last year. He did a stellar job back then and we were thrilled with the mortgage package that we got. Lumbini contacted us recently on the completion of the first year of our mortgage and proactively negotiated a further discount on our mortgage with our bank. We are delighted with how helpful and preemptive Lumbini has been, and can easily say that our relationship with him is for the long run. Would highly recommend Mel Finance to anyone looking to buy a house or refinance an existing mortgage. Thanks again Lumbini!
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