very good to deal with
recently I booked a cruise on sea princess and came down with a virus that was spreading around the ship, I was glad I had my cover insurance I put my medical claim in to my cover with no problems at all my costs were deposited into my account that is why I will stay with my cover look forward to mt next holiday with my cover insurance.
Easy to deal with
I bought worldwide comprehensive insurance last year after checking lots of reviews for various companies, couldn't actually find many for Mycover and was a little concerned but there are always negative opinions and I decided most were from people who hadn't read the product disclosure statements. Admittedly the PDS does look daunting but if you want peace of mind you should read it. I loaded mine into IBooks on my ipad as well.
Unfortunately I did need to make two claims, one for a snatched necklace and one for medical costs, Both of these...
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|Category||Travel Insurance||Travel Insurance||Travel Insurance||Travel Insurance|
|Maximum Age Covered||101 years old||101 years old||101 years old||101 years old|
|Overseas Emergency Assistance||Unlimited||Unlimited||Not Included||Unlimited|
|Accidental Death||$25,000||Not Included||$25,000||$25,000|
|Emergency Dental||$1,000||$1,000||Not Included||$1,000|
|Pregnancy (max weeks)||23 weeks||23 weeks||23 weeks||23 weeks|
|Resumption of Journey||Not included||Not included||Not included||Not included|
|Hospital Cash Allowance||$5,000||Not Included||Not Included||$5,000|
|Overseas Emergency Medical & Hospital Expenses||Unlimited||Unlimited||Not Included||Unlimited|
|Loss of Income||$10,400||Not Included||Not Included||$10,400|
|Permanent Disability||$25,000||Not Included||Not Included||$25,000|
|Luggage & Personal Effects|
|Theft of Cash||$250||Not Included||$250||$250|
|Credit Card Fraud||$5,000||Not Included||Not Included||$5,000|
|Travel Documents / Passport||$5,000||Not Included||Not Included||$5,000|
|Maximum Single Item Limit||$3,000||$3,000||$3,000||$3,000|
|Luggage & Personal Effects||$10,000||$3,000||$10,000||$10,000|
|Rental Vehicle Excess||$3,000||$3,000||$3,000||$3,000|
|Motorbike / Moped Coverage||Included up to 50cc||Included up to 50cc||Included up to 50cc||Included up to 50cc|
|Domestic Pet Care||$500||Not Included||Not Included||$500|
|Special Activities Packages|
|Golf||Not Included||Not Included||Not Included||Not Included|
|Cruise||Optional Extra||Not Included||Optional Extra||Optional Extra|
|Adventure||Not Included||Not Included||Not Included||Not Included|
|Snow / Ski||Optional Extra||Not Included||Optional Extra||Optional Extra|
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