• 0% on Balance Transfers for 6 months

  • 7 Complimentary Insurances, including Overseas Travel Insurance

  • Add an additional cardholder at no extra cost


  • 2% Balance Transfer Fee

  • 3% Foreign Transaction Fee

  • No attached rewards program


CategoryBalance Transfer Credit Cards
Card TypeVisa
BenefitsComplimentary Travel Insurance
Minimum Credit Limit A$6,000
Additional Cardholder Fee A$0 p.a.
Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
Rates & Fees
Purchase Rate19.74% p.a.
Cash Advance Fee2%
Late Payment FeeA$15
Annual FeeA$90 p.a.
Foreign Transaction Fee 3%
Overseas ATM Withdrawal FeeA$3
Interest Free Period 44 days
Cash Advance Rate21.74% p.a.
Balance Transfer Rates
Balance Transfer Period 6 months
Balance Transfer Rate 0% p.a.
Balance Transfer Fee 2%

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