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NAB Low Fee

NAB Low Fee

2.6 from 7 reviews · View Statistics

Pros

  • $30 Annual Card Fee

  • 0% on Balance Transfers for 6 months

  • Complimentary Purchase Protection Insurance

  • Add an additional cardholder at no extra cost

Cons

  • 2% Balance Transfer Fee

  • 3% Foreign Transaction Fee

Details

CategoryBalance Transfer Credit Cards
Card TypeVisa
Minimum Credit Limit A$1,000
Additional Cardholders 1
Additional Cardholder Fee A$0 p.a.
Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
Rates & Fees
Purchase Rate19.74% p.a.
Cash Advance Fee2%
Late Payment FeeA$15
Annual FeeA$30 p.a.
Foreign Transaction Fee 3%
Overseas ATM Withdrawal FeeA$5
Interest Free Period 44 days
Cash Advance Rate21.74% p.a.
Balance Transfer Rates
Balance Transfer Period 6 months
Balance Transfer Rate 0% p.a.
Balance Transfer Fee 2%
Release dateJul 2011

Visit official website

Reviews

3.0

4 reviews
5
(0)
1
(0)
  • Transparency
    4.0 (4)
  • Customer Service
    4.0 (4)
  • Rates and Fees
    3.3 (4)
  • Online Experience
    3.8 (4)
  • Application Process
    4.3 (3)
Previous
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Terry

TerryNSW, 2114

  • 15 reviews
  • 4 likes
  • Verified customer

NAB Low Fee but high interest

published
Transparency
Customer Service
Rates and Fees
Online Experience
Application Process
Incentivised ReviewNo
Main Point of ContactOnline
Card / Account Used For
  • Everyday Expenses
  • Online Shopping
  • Overseas/Travel
  • Special Purchases
Lana

LanaGreater Melbourne (Metropolitan), VIC

  • 7 reviews

Low fee!

published

I love the low fees associated with this credit card. Very easy transfer my existing balance over to this credit card and I can buy anything it’s accepted everywhere. Has never been knocked back.

Transparency
Customer Service
Rates and Fees
Online Experience
Application Process
Card Start DateMarch 2017
Main Point of ContactPhone
Card / Account Used For
  • Everyday Expenses
  • Online Shopping
  • Special Purchases

The reviewer stated that an incentive was offered for this review

IreneG

IreneGGippsland, VIC

  • 10 reviews
  • 7 likes

Ok Credit card- Low annual fee

published

I have had this credit card for many years, it has low annual fee ($30) but it used to have fly buys rewards system which they discontinued quite a few years ago, which was a shame because it was an incentive to use the card. If you want fly buys rewards you have to pay a much higher annual fee on another NAB card. I don't use the credit card much and pay it off each month, if I could be bothered I probably would look for a better deal on a credit card.

Transparency
Customer Service
Rates and Fees
Online Experience
Main Point of ContactOnline
Card / Account Used For
  • Everyday Expenses

The reviewer stated that an incentive was offered for this review

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Geelong

GeelongGeelong

  • 16 reviews
  • 13 likes

Not great if you buy internationally

published

I am not very impressed with this card overall because I get charged for international purchases. Sometimes you don’t even realise that the Australian website you are purchasing from will incur extra fees because they process internationally. I have also found that my balance is not always available when I use the app, and once it displayed the available balance incorrectly. I do like that you are not charged a fee for accidentally exceeding your limit.

Transparency
Customer Service
Rates and Fees
Online Experience
Application Process
Incentivised ReviewNo
Card / Account Used For
  • Everyday Expenses
  • Online Shopping
  • Special Purchases
See all NAB Low Fee reviews

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