0% p.a. on Purchases for 15 months (minimum monthly repayments required)
0% p.a on Balance Transfers for 6 months
Seven Complimentary Insurances, including Overseas Travel Insurance
$100 Annual Fee
2% Balance Transfer Fee
3% International Transaction Fee
|Category||Low Rate Credit Cards|
|Contact Number||13 22 65|
|24-Hour Phone Contact||No|
|Online Live Chat||Yes|
|Benefits||Complimentary Travel Insurance and Introductory Interest Rate|
|Minimum Credit Limit||$6,000|
|Additional Cardholder Fee||$10 p.a.|
|Contactless Payments||Apple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay|
|Rates & Fees|
|Purchase Rate||13.99% p.a.|
|Cash Advance Fee||21.74%|
|Late Payment Fee||$15|
|Annual Fee||$100 p.a.|
|Foreign Transaction Fee||3%|
|Overseas ATM Withdrawal Fee||$5|
|Interest Free Period||55 days|
|Cash Advance Rate||2.00% p.a.|
|Introductory Rate||0% p.a. on purchases for 15 months|
0% p.a. on purchases for 15 months. 0% p.a. for 6 months standard balance transfer rate - 2% balance transfer fee applies.
I have this since couple of years now and am happy with it and its reward points. Have also used this overseas and have got no issues using it or with the exchange rates charged for. Moreover its very easy to speak to their customer care and get your concerns/queries resolved. Overall good.
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