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NAB Low Rate Platinum

NAB Low Rate Platinum

4.0 from 1 review

See the Best Low Rate Credit Cards in 2019 as rated by Australians on ProductReview.com.au.


  • 0% p.a. on Purchases for 15 months (minimum monthly repayments required)

  • 0% p.a on Balance Transfers for 6 months

  • Seven Complimentary Insurances, including Overseas Travel Insurance


  • $100 Annual Fee

  • 2% Balance Transfer Fee

  • 3% International Transaction Fee


CategoryLow Rate Credit Cards
Contact Number 13 22 65
24-Hour Phone Contact No
Online Live Chat Yes
Card TypeVisa
BenefitsComplimentary Travel Insurance and Introductory Interest Rate
Minimum Credit Limit $6,000
Additional Cardholder Fee $10 p.a.
Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
Rates & Fees
Purchase Rate13.99% p.a.
Cash Advance Fee21.74%
Late Payment Fee$15
Annual Fee$100 p.a.
Foreign Transaction Fee 3%
Overseas ATM Withdrawal Fee$5
Interest Free Period 55 days
Cash Advance Rate2.00% p.a.
Introductory Offers
Introductory Rate 0% p.a. on purchases for 15 months
Introductory Offers

0% p.a. on purchases for 15 months. 0% p.a. for 6 months standard balance transfer rate - 2% balance transfer fee applies.

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Review distribution

5 star
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1 star


EshwariGreater Melbourne (Inner), VIC

Good Product


I have this since couple of years now and am happy with it and its reward points. Have also used this overseas and have got no issues using it or with the exchange rates charged for. Moreover its very easy to speak to their customer care and get your concerns/queries resolved. Overall good.

Customer Service
Rates and Fees
Online Experience
Application Process
Card Start DateSeptember 2017
Main Point of ContactPhone
Card / Account Used ForEveryday Expenses, Online Shopping, Overseas/Travel and Special Purchases
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