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NAB Rewards Classic

NAB Rewards Classic

2.5 from 2 reviews

See the Best Rewards Credit Cards in 2019 as rated by Australians on ProductReview.com.au.


  • 30,000 NAB Rewards Bonus Points on offer

  • Earn up to 2.25 Points per dollar

  • Complimentary Purchase Protection Insurance


  • $95 Annual Card Fee

  • 2% Balance Transfer Fee

  • Accessible Minimum Credit Limit of $500


CategoryRewards Credit Cards
Card TypeVisa
BenefitsSign-Up Bonus Points Offer
Minimum Credit Limit $500
Rewards ProgramNAB Rewards
Points Earn Rate 0.75 points per $1
Points Conditions
  • 0.75 NAB Rewards Point for every dollar spent on everyday purchases

  • Double points on purchases made at major department and hardware stores (instore and on line) including: Myer, David Jones, Kmart, Target, Big W, Bunnings, Mitre 10, Home Timber and Hardware, Stratco and Total Tools

  • Triple points on purchases with Webjet, when travelling overseas or on overseas purchases made here in Australia

There is no cap on earn rate.

Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
Rates & Fees
Purchase Rate19.99% p.a.
Annual Fee$95 p.a.
Interest Free Period 44 days
Cash Advance Rate21.74% p.a.
Introductory Offers
Sign-Up Bonus 30,000 Bonus Points when you spend $500 within 60 days of account opening.

Visit official website


Review distribution

5 star
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1 star



  • 8 reviews
  • Verified customer

Okay rewards card bundled with homeloan


Like a lot of other cards you do get charged a fee for international transactions. The rewards store has a reasonably wide range of gift cards, gifts and cash. You get bonus points at some big stores such as bunnings which is a help. Interest free days aren't the full 55 days of other cards leaving only around 14 days from when you get the statement to when you need to pay. Great app to use gpay.

Customer Service
Rates and Fees
Online Experience
Application Process
Card Start DateMay 2017
Main Point of ContactOnline
Card / Account Used ForEveryday Expenses and Special Purchases
See all answers


MarkHobart, TAS

  • 8 reviews

Basic card with minimum rewards


You receive 0.75 reward points per $1 spend. You need 19230 points ($25640) for a $100 supermarket gift card. Rewards are small. $95 annual card fee. 30000 reward point upon sign up.

Customer Service
Rates and Fees
Online Experience
Application Process
Card Start DateDecember 2018
Main Point of ContactPhone
Card / Account Used ForEveryday Expenses
See all answers

The reviewer stated that an incentive was offered for this review

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