Only use it as a last resort
Medium/ short term cash credit loans are not for everyone. Having said that, I borrowed money from them to purchase a car due to being a temporary resident, I had very limited options at the time, even though I worked full-time. Working a couple of hours a week extra to do food delivery or taxi for a few months was enough to pay the interest (which I admit is very high) and some of the principal... regardless, it all comes down to responsible borrowing.
It worked reasonably for me, in my use case, however, if someone is living off social welfa...re or at minimum wage and wants to buy a $2000 4K TV to impress their date for a Netflix night, it's kind of their fault if they default and have to pay high fees and have their credit score lowered. I would strongly recommend that you try to borrow money through your employer/ friends/ family first as Nimble may solve your money problem for now but will absolutely destroy your credit score (like 800 to 400). For me, fast forward 3 years of perfect employment and repayments, it has still not recovered to the pre-Nimble level. This will adversely impact your options for bigger purchases like a house or a car despite your financial situation being good. Anyway, about the product itself, I had my funds delivered within an hour of starting the application and they have pretty good customer service. The only reason I am giving 3 stars is due to high establishment, rescheduling and dishonour fees, which by the way are the highest or close to highest legally allowed and the high cost to the credit score., Please note these issues aren't unique to Nimble and are ubiquitous across all similar credit providers.
waste of time
cant get a 300 loan which would be paid off in 4 weeks work full time now i see y no one deals with them do not go near them
Customer service leaves a lot to be desired
Company was not able to resolve my complaint. Tried to call me once and when I didn't answer did not leave a message but sent an email. I responded to that email and there was no more communication from them despite my asking for someone to get back to me. Very hard company to deal with and will not be doing business with them at all.
Not happy jane
i was writing this review 6 months ago, id have given it 5 stars. Been useing nimble since 2014 and have been a full time employee ever since then. Between 2014 and 2020, i was declined for a loan once! Let me repeat that, 6 years of applications with only 1 rejected. I must have applied for 50 loans during those 6 years with repayments always met or altered by me contacting them in advance. However this year, i have applied for 3 loans of the min amount of $300 and all 3 times have been knocked back. Nothing has changed re my credit file, empl...oyment, finance etc. NOTHING! Yet iv been declined 3 times in a succession. Iv called them up and they cant give me a clear answer as to why. They did tell me they have 'lending criteria' to which i asked, 'what exactly is your lending criteria'? To which they said 'dont know'! Um what?? Thats like a doctor saying 'theres certain foods that will affect your diabetes but dont ask me what they are cause i dont know' like seriously guys?? I sent an email 2 weeks ago to there complaints department asking for the exact reason why i keep on being declined yet no reply. As a sidenote, im having no issues getting approved with other payday lenders. Looks like il be taking my business elsewhere
Exorbitant fee scheme,
Make it hard to make additional payments as it will effect the total fees.
A truly exceptional bunch of scumbags
AVOID Like the plague,
There are other lenders around that are better,
Like Wallet Wizard....
Nimble it’s 10 Stars from me
Nimble and it’s easy process offers a sense of security knowing if needed I can get financial help fast. Quick, easy and reliable. Customer satisfaction is important to them always.
always handy when extra cash is needed, would use again. easy repayment terms, direct debit is very easy and no need to worry about missing a payment because automatically debited
Great backup for when you’ve over sent for the month
I’m happy with the customer service and the prompt reply to the loan request. I think I would rate nimble 5 stars if there was like a loyalty status in place where people who have lent on several occasions and are always paying off their loan on time and without any dramas get a lower interest rate for their next loan. Maybe that’s something worth considering in future.
Easy straight process..helped in every way.
Fees were lower than expected.. Staff were friendly and helpful.. And I have finally have a beautiful new fridge that I could only of dreamt of if not for nimble
I just love Nimble
I’m very satisfied with nimble .
My experience with Nimble has been great and I would recommend Nimble to anyone.
The customer service was great as we’ll.
Nimble helped me out when I needed help the most
Fast, simple , loans when you need it! Of course the interest is a lot but that’s what happens when you need money fast
Interest is excessive but I guess when you need money fast that’s what you have to expect
Customer service was fast as by the way of emails and the loan wAs fast and simple
Quick Response & Services
The objective of sourcing emergency funds was met from Nimble as being a new customer. Nimble worked with requesting information that lead to a effortless and timely manner. Certainly recommend to others and will continue to use them in dire straits.
Easy and hassle free
Every aspect was simplistic and stress free. Plus I was able to access the funds instantly. I have always used Nimble over the years and will continue to use them in the future
would of been 5 stars but still waiting for my nimble card that was issued on the 20/11/19 but getting another loan was still effortless no extra costs so far happy
Very good lenders
Outstanding help terrific lender to deal with got the car fix all thanks to nimble the best ever. Can't give them enough thanks such fast action with the money arriving in the account Thank you
Questions & Answers
Was emailed earlier to ring re application. I rang amd was told they had everything, it's now 4 hours later , I've emailed twice,but still haven't been notified if my application was successful.
Have used nimble many times before, and its always been easy and quick with great service.
I applied yesterday, so it's 24 hours since.
Hoping to hear something soon, it's the weekend tmrw and was hoping to have the money before hand.
Excellent loan provider never had a problem always there for me thank you
Hi Ggage 61,
Thanks so much for the feedback, we're so glad we could help out!...Cheers, - Team Nimble
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Please email email@example.com, they will be able to close your account for you. Enjoy your day!...Cheers, - Team Nimble
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