Oceania Insurance Digital First Third Party Property, Fire & Theft
Part of Oceania Insurance 3.9 

Oceania Insurance Digital First Third Party Property, Fire & Theft

Oceania Insurance Digital First Third Party Property, Fire & Theft

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CategoryCar InsuranceCar InsuranceCar Insurance
Other Insurance Types Offered CarCarCar
Coverage TypeThird Party, Fire and TheftComprehensiveThird Party Property Damage
UnderwriterAuto & General ServicesAuto & General ServicesAuto & General Services
Legal Liability Cover Included up to $20 millionIncluded up to $20 millionIncluded up to $20 million
Roadside Assistance Not OfferedNot OfferedNot Offered
Reduced or Zero Excess Windscreen CoverNot OfferedReduced Excess Optional ExtraNot Offered
Choice of RepairerNot AllowedNot AllowedNot Allowed
After Accident Care
Hire Car after an Incident

Not Included

Optional Extra

Not Included

Emergency Transport & AccommodationNot Included$200 per day, up to $1,000 in totalNot Included
Towing Costs Included (Fire & Theft Only)IncludedNot Included
Hire Car after a No Fault Accident

Not Included

Not Applicable

Not Included

Essential / Emergency RepairsNot IncludedIncluded up to $500Not Included
Pay As You Drive / Fixed Kilometre DiscountNot OfferedNot OfferedNot Offered
Hire Car after Theft

Included up to $1,000 (maximum of 14 days)

Included, up to $1,000 (maximum of 14 days)

Not Included

Lock and Key ReplacementNot IncludedIncluded up to $1,000Not Included
Transit Cover Not IncludedNot IncludedNot Included
Trailer & Caravan CoverNot IncludedIncluded up to $1,000 (contents of the trailer or caravan not included)Not Included
Child Safety Seats and PramsNot IncludedIncluded up to $500Not Included
New-for-old Car Replacement

Not Included

The earlier of 2 years or 40,000 km from original registration.

Not Included

Personal Property CoverNot IncludedIncluded up to $500Not Included
Uninsured Motorist Benefit Included up to $5,000Not ApplicableIncluded up to $5,000
Accidental Loss or Damage
Malicious Damage / VandalismNot IncludedIncludedNot Included
FireIncludedIncludedNot Included
CollisionNot IncludedIncludedNot Included
Natural EventsNot IncludedIncludedNot Included
Theft or Attempted TheftIncluded (Theft Only)IncludedNot Included
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