The most competitive interest rates available!
John from Pacific Morgage Group has looked after our morgage for many years. John always hunts down the lowest interest rates available from the market. We always get great customer service and professionalism from Pacific Morgage Group. My Wife and I highly recommend Pacific Morgage Group for anyone who wants the best interest rates available.
Great product and exceptional service
I recently refinanced my residential home with PMG and I was very impressed with there service and efficiency.
I had shopped around to others and no one would come close to the rates and service that these guys offered.
John was very professional and available at anytime to answer my questions.
I would highly recommend then to anyone looking to refinance or purchase
Excellent and very reliable
I dealt with John and throughout the process John was really professional and went beyond to answer my calls and reply to messages in time. Will certainly recommend John and his team.
Complicated arrangements set up well with good rates
We have worked with John at Pacific Mortgage Group for 2 years now after he arranged remortgages of our investment properties and home. It was complicated but he managed the entire process, saved us a good deal on the way and set up much better loan structure. This has allowed us to work with them again to remortgage to take advantage of the current fixed rate offers. Don't underestimate the importance of this skilled service; it set us up well and we benefited in the hip pocket every month.
Christine at PMG was a delight to work with. She obtained the best home loan rate according to our terms (not an easy feat), and made the whole process clear to understand & stress free. She was very helpful & diligent. I highly recommend PMG (& Christine)!
Best customer service.
This is the second time we have organised loans through Christine at PMG and couldn’t be happier with her service. Very helpful and always so quick to reply to emails. She went above and beyond to get our loans over the line when things went a bit pear shaped. She will definitely be our first port of call next time we need finance.
very helpful and friendly service
Pacific Mortgage Group provided helpful and efficient service when we were refinancing our home loan. We are happy with the rate provided and Christine was able to make the process as easy as possible and assist with any quesitons regarding the paperwork. Would recommend.
Fast effective service with simple cheap products
Have just refinanced with PMG again to an even lower rate. The service is fast and efficient and the team at PMG did most of the leg work for me. The product speaks for itself, extremely low rates with 100% offset unlocking extra capital.
Questions & Answers
To those who have taken a loan from PMG, do you get refunded for the solicitor/legal fees? Or is the refund just for the application, processing/valuation, and settlement fees?
thanks very much!
I'm a bit worried about my application because of the negative reviews and that I'm nervous around money. Who underwrites PMG for the offset accounts, etc? I know I sound like a dumb-bum but I like the interest rates and conditions but am unsure about the fundamentals. How do I know which bank I'll end up with? Not that I care - I just want to know.
The lender that they used for me was Australian First Mortgage. Its not an offset account, its a redraw facility that they offer (similar but a bit different). If you do decide to go with them, just ensure that the rate you are told when you are given preapproval does not mysteriously change when you submit your proper loan application. I think its pretty dodgy that they can change the rate after you have been given preapproval hence leaving you little time to try to find another lender once you have bought a house.
Have you thought about looking at loans.com.au or ubank? I will be checking them out once I get a chance to refinance.
Yes I have had similar experiences with AFM but when I told PMG I was unhappy John did my next loan at Mortgage Ezy. I wish he had done all of mine there. Great rate and its moved down with every RBA decrease and nothing has been too much trouble for them. maybe they get less commission from them but I would recommend you ask John to quote their rate next time.
To the people who have taken out loans with PMG.
Have any of you found with the variable rate home loan that the interest rate has increased at all after commencing the loan???? (such as to say in a dodgy way)?? Wanting a loan asap but don't want to get scammed in the long run....all experiences welcomed!
No. PMG is just a broker. They use lending institutions who loan you the money. My mortgage is through an NAB subsidiary and so is my brothers ( another PMG) client. Once you have the loan settled you don't here from PMG again. AFAIK interest rates will rise and fall around the sane time as any other lenders will.
I've had a great experience with them. My interest rate is low compared to other lenders out there. I was recommended by a family friend who has been with PMG for many years now, his rate is still low even after many years.
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