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Qantas American Express Ultimate

Qantas American Express Ultimate (page 2 of 4)

4.0 from 65 reviews

See the Best Frequent Flyer & Travel Credit Cards in 2019 as rated by Australians on ProductReview.com.au.

Pros

  • Regular Bonus Point Offers (currently 55,000)

  • High Points Earn Rate

  • Uncapped Annual Points Accrual

  • $450 yearly Qantas Travel Credit

  • Two complimentary Qantas Lounge invitations

Cons

  • High Annual Fee ($450)

  • Only 44 days Interest-Free Period

  • 1% Balance Transfer Establishment Fee

  • $65,000 minimum income requirement

  • Reviewers commonly complain that AmEx is not accepted everywhere

Reviews

(33)
(18)
(5)
(0)
(9)
  • Rewards
    4.6 (37)
  • Online Experience
    4.3 (36)
  • Incentivised Review Yes (40%) · No (60%)
  • Transparency
    4.4 (36)
  • Customer Service
    4.6 (38)
  • Rates and Fees
    3.6 (38)
  • Card / Account Used For
    • Everyday Expenses (34)
    • Online Shopping (26)
    • Overseas/Travel (20)
    • Special Purchases (16)
  • Application Process
    4.4 (39)

LXJ

LXJSydney, NSW

Earn points for free!

published

A free card for travellers as the annual fee of $450 is offset by the $450 AMEX travel credit. The prices through AMEX travel almost always match Qantas’s prices too!

Transparency
Customer Service
Rates and Fees
Rewards
Online Experience
Application Process
Card Start DateSeptember 2019
Main Point of ContactPhone
Card / Account Used For
  • Overseas/Travel
See all answers

MrsB

MrsBGreater Melbourne (Outer), VIC

  • 8 reviews

Handy points booster

published

Great credit card to boost points if you can pay balance each m9nth. $450 flights voucher offsets annual fee which is great and they offer regular offers which are handy. Overall good card to have in the wallet.

Customer Service
Rates and Fees
Rewards
Online Experience
Application Process
Card Start DateFebruary 2018
Main Point of ContactOnline
Card / Account Used For
  • Everyday Expenses
  • Online Shopping
See all answers
John B.

John B.Greater Melbourne (Inner), VIC

  • 2 reviews

Easy to use. Great mobile app. Valuable offers.

published

With a $450 annual fee, the Qantas Amex card repays you with a $450 yearly Qantas flight credit. Monthly opt in offers provides offers help you save, whether it's $150 off a $500 spend at Sony, or rebate on Amazon Prime.

Transparency
Customer Service
Rates and Fees
Rewards
Online Experience
Application Process
Card Start DateOctober 2017
Main Point of ContactOnline
Card / Account Used For
  • Online Shopping
  • Overseas/Travel
  • Special Purchases
See all answers

The reviewer stated that an incentive was offered for this review

T l

T lGreater Melbourne (Metropolitan), VIC

Best value card on the market.

published

This is hands down the best value card on the market. Between the high sign on bonus, effective neutral annual fee due to travel credit and icing on the cake as 2 lounge passes and travel insurance.

Transparency
Customer Service
Rates and Fees
Rewards
Online Experience
Application Process
Card Start DateJanuary 2019
Main Point of ContactPhone
Card / Account Used For
  • Everyday Expenses
  • Online Shopping
  • Overseas/Travel
  • Special Purchases
See all answers

The reviewer stated that an incentive was offered for this review


tecky123

tecky123Sydney

  • 5 reviews
  • 1 like

Good value for rewards

published

This is one of the top of the line comsumer cards. Although it comes with a big $450 annual fee, you get the same amount back as a Qantas voucher. Useful card for everyday spending with good rewards ratio. Also ofers lounge passes which is a bonus. The only downside is that it's not accepted everywhere.

Application Process

The reviewer stated that an incentive was offered for this review


Hervor

HervorSouth West, WA

Great card with lots of benefits

published

This card has great rewards 1.25 Qantas frequent flyer points per $1 spend, lots of discounts on products such as fuel, accomodation and bonus points for supplementary cards. QFF points, including bonus points, are paid at the end of the month earned (No waiting!). Annual fee is returned as a Qantas flight credit so a very cheap and effective points earning card.

Transparency
Customer Service
Rates and Fees
Rewards
Online Experience
Application Process
Card Start DateMay 2019
Main Point of ContactOnline
Card / Account Used For
  • Everyday Expenses
  • Online Shopping
  • Overseas/Travel
See all answers

Dexter

DexterGreater Melbourne (Metropolitan), VIC

  • 7 reviews
  • Verified customer

Great for Qantas Points

published

Pros: Very quick to accumulate Qantas Frequent Flyer points. Often get the "click to save" offers which is a good incentive to regular shoppers like me. Customer service is great, refund was quick and hassle-free.
Cons: Expensive annual fee. A lot of places still don't accept AMEX. Paying International transaction fees when others are free.

Transparency
Customer Service
Rates and Fees
Rewards
Online Experience
Application Process
Main Point of ContactOnline
Card / Account Used For
  • Everyday Expenses
  • Online Shopping
  • Special Purchases
See all answers

Jatboy

JatboySydney, NSW

  • 5 reviews

Plan, Use and get rewarded.

published

I applied for this card by reading articles about credit cards from a credit cards hacks website. This card gave me 100000 Qantas points on spendings of 3000 in 3 months and annual fee of $450. I think it's a good deal if you can think of your expenses in advance and plan accordingly. You also get $450 worth of travel credits on Amex travel website as well.

Transparency
Customer Service
Rates and Fees
Rewards
Online Experience
Application Process
Card Start DateJuly 2019
Main Point of ContactOnline
Card / Account Used For
  • Everyday Expenses
See all answers

The reviewer stated that an incentive was offered for this review

Andrew

AndrewSydney, NSW

  • 7 reviews
  • 1 like

Essentially a free card with the $450 travel credit

published

Don't let the $450 annual fee on this card scare you. There are so many benefits to this card that makes it a must have.
Firstly, the $450 annual fee is essentially cancelled out as you are entitled to a $450 travel credit to use towards a Qantas flight. Make sure you use it!
There's also 2 points per $1 spent on most things. From what I know not a lot of cards offer this anymore. In fact many of them are going to as low as 0.5 point per $1 spent.
And finally, I know AMEX may not be accepted at most places (although this is slowly changing from my experience). There are heaps of reward offers with this card. For example spend $50 and get back $20 at various retailers.
All in all a great card if you use the travel credit each year.

Customer Service
Rates and Fees
Rewards
Online Experience
Application Process
Card Start DateApril 2019
Main Point of ContactPhone
Card / Account Used For
  • Everyday Expenses
  • Online Shopping
See all answers

The reviewer stated that an incentive was offered for this review

cindyberlindeee

cindyberlindeeeSydney, NSW

  • 5 reviews

Good benefits if you're planning to travel Qantas

published

AMEX offers great; Sign up points bonus makes the card worthwhile; there's an annual fee but if you're planning to travel Qantas anyway you will have no trouble meeting making back the annual fee charge

Transparency
Customer Service
Rates and Fees
Rewards
Online Experience
Application Process
Card Start DateSeptember 2019
Main Point of ContactOnline
Card / Account Used For
  • Online Shopping
  • Overseas/Travel
  • Special Purchases
See all answers

The reviewer stated that an incentive was offered for this review


Karan

KaranMelbourne

  • 6 reviews
  • 1 like

Point Game

published

I have been using this card for over a year now. Customer service is pretty good. No issues what so ever. You earn Frequent flyer points and interst rates are competitive too.

Transparency
Customer Service
Rates and Fees
Rewards
Application Process
Card Start DateFebruary 2018
Main Point of ContactPhone
Card / Account Used For
  • Everyday Expenses
See all answers

The reviewer stated that an incentive was offered for this review


Amir p.

Amir p.South East Queensland, QLD

  • 4 reviews

Great for a frequent flyer

published

It was easy to be used without hassle. My MasterCard didn't work and Amex I wasn't hoping to work so easily. I got great exchange rates too from AUD to INR

Transparency
Customer Service
Rates and Fees
Rewards
Online Experience
Application Process
Card Start DateSeptember 2017
Main Point of ContactOnline
Card / Account Used For
  • Everyday Expenses
  • Online Shopping
  • Overseas/Travel
See all answers

The reviewer stated that an incentive was offered for this review


Kate

KateSouth East Queensland, QLD

Don't get this card!

published

Buyer beware...If you have or have had a American Express card do NOT get this card. You will not get any of the bonus as advertised and pay $450. American Express know who their members are and still offer this card.

Transparency
Customer Service
Rates and Fees
Rewards
Card Start DateMay 2019
Main Point of ContactPhone
See all answers

Daniel MCCullough

Daniel MCCulloughPerth, WA

  • 7 reviews
  • 2 likes
  • Verified customer

Poor incentives, but high and easy credit approval

published
Transparency
Customer Service
Rates and Fees
Rewards
Online Experience
Application Process
Card Start DateFebruary 2018
Main Point of ContactPhone
Card / Account Used For
  • Online Shopping
  • Overseas/Travel
  • Special Purchases
See all answers
K. A. V.

K. A. V.Manor Lakes

  • 4 reviews

Fantastic card for those who use Amex

published

The Qantas American Express Ultimate card is on the more expensive side of the annual fee sitting at $450 per annum but the great thing is that you get that back in travel credit. Great trick with the card is that if you want until the last week before the credit expires you have 2 lots to use at once. Just remember you will need to make 2 separate bookings.
Also I received information on low interest terms, balance transfers, rebates on usin the card etc on a regular basis which is a great surprise when you find one that fits your needs and want.

Card Start DateMarch 2018
Card / Account Used For
  • Everyday Expenses
  • Online Shopping
  • Overseas/Travel
  • Special Purchases
Bruce

BruceSouth East Queensland, QLD

  • 11 reviews

A bit pricey

published

I’m not planning on renewing this card: $450pa annual fee is a bit much. The $450 AMEX travel credit you get in return is a little misleading- can’t us it in conjunction with Frequent Flyer bookings which is how we do things, so it just sits there until expiry or throw away on a quick trip for the sake of it.
Need a backup MasterCard/Visa to support - still limited options with AMEX.
Regular Cashback offers is the best thing about AMEX. Great App for iOS too.

Transparency
Customer Service
Rates and Fees
Rewards
Online Experience
Application Process
Card Start DateSeptember 2018
Main Point of ContactOnline
Card / Account Used For
  • Everyday Expenses
  • Online Shopping
See all answers

js1

js1Metropolitan Adelaide, SA

  • 9 reviews
  • Verified customer

Excellent combination

published

Was able to get this with a discounted annual fee and Qantas points for joining. I would not use this for international/overseas purchases as a fee is charged for those but for all other purchases it gives you the maximum points.

Transparency
Customer Service
Rates and Fees
Rewards
Online Experience
Application Process
Main Point of ContactOnline
Card / Account Used For
  • Everyday Expenses
See all answers

UNHAPPYCAMPER

UNHAPPYCAMPERSydney

  • 11 reviews
  • 1 like
  • Verified customer

It's like a best friend that will always be there for you

published

If you used your card overseas, how was your experience with it?
Im travelling to Europe and so far everything ticket related was payed for using this card
How easy did you find it to transfer your balance to this credit card?
Super easy it was all done online and you don't need to worry they take care of it all
How satisfied are you with the rewards available to you?
absolutely satisfied and I cant wait to enjoy the benefits
Is it easy to accumulate points, and is it simple to redeem them?
very easy and at the end of each month everything is transferred over to your supporting provider, if only other things in life were this easy.

Transparency
Customer Service
Rates and Fees
Rewards
Online Experience
Application Process
Card Start DateMarch 2019
Main Point of ContactPhone
Card / Account Used For
  • Everyday Expenses
  • Online Shopping
  • Overseas/Travel
  • Special Purchases
See all answers

The reviewer stated that an incentive was offered for this review


Ian

IanWollongong

  • 12 reviews

AMEX Provides Great Value after 40 Years

published
Transparency
Customer Service
Rates and Fees
Rewards
Online Experience
Application Process
Card Start DateMarch 2019
Main Point of ContactPhone
Card / Account Used For
  • Everyday Expenses
  • Online Shopping
  • Overseas/Travel
  • Special Purchases
See all answers

Pat C

Pat CPerth, WA

  • 7 reviews
  • 5 likes

If you're a Frequent flyer, this is THE card

published

For any Qantas Frequent Flyer, this is the best card. I have used it overseas with no problem at all. it's accepted in almost all stores now. The $450 yearly fee is given back to you in a form a travel credit with Amex Travel and Qantas which is a big plus. The fact that your travel insurance is also covered with the card is great. We were lucky to get a bonus 100,000 points when we applied for the card. I would highly recommend it.

Transparency
Customer Service
Rates and Fees
Rewards
Online Experience
Application Process
Card Start DateFebruary 2018
Main Point of ContactOnline
Card / Account Used For
  • Everyday Expenses
  • Online Shopping
  • Overseas/Travel
  • Special Purchases
See all answers

The reviewer stated that an incentive was offered for this review


Page 2 of 4

See all Qantas American Express Ultimate reviews

Questions & Answers

rghowes

rghowesasked

Can I use my card to set up regular monthly accommodation house rental payments to the account of the owner?

No answers

Ahmed N.

Ahmed N.asked

@productreview
why the review I wrote is still pending ????????

No answers

Precy P

Precy Pasked

Hi, I have an American Express card. I booked for a flight for my husband(not complimentary card holder) and son using my Amex to pay for the airfare. Are they entitled to use Amex lounge even if im not travelling with them?

1 answer
fred f
fred f

What answer did they give when you contacted them directly?


Get an answer from our members and American Express representatives

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