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Qantas Premier Platinum

Qantas Premier Platinum

1.9 from 62 reviews · View Statistics
See the Best Frequent Flyer & Travel Credit Cards in 2021 as rated by Australians on ProductReview.com.au.
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Pros

  • Up to 120,000 Bonus Qantas Points on offer if you apply by 3 May 2021

  • Earn up to 1.5 Qantas Points per $1 spent

  • 0% p.a. on Balance Transfers for 18 months

  • Complimentary Travel Insurance & Complimentary Lounge Invitations each year

Cons

  • $299 Annual Fee (reduced to $199 in your first year)

  • 3% International Transaction Fee

Details

CategoryFrequent Flyer & Travel Credit Cards and Rewards Credit Cards
Card TypeMastercard
BenefitsComplimentary Travel Insurance, Reduced First Year Annual Fee and Sign-Up Bonus Points Offer
Minimum Credit Limit $6,000
Minimum Income $35,000
Additional Cardholders 4
Additional Cardholder Fee $50 p.a.
Rewards ProgramQantas Frequent Flyer
Points Earn Rate 1.5 points per $1
Points Conditions
  • 1.5 Qantas Points per whole AU$1 equivalent on International spend
  • 1 Qantas Point per whole AU$1 on Domestic spend (up to and including AU$10,000 per statement period)
  • 0.5 Qantas Points per whole AU$1 on Domestic spend (over AU$10,000 per statement period)
  • 1 additional Qantas Point per whole AU$1 on Qantas spend

There’s no cap to the number of Qantas Points you can earn - at home or overseas.

Contactless PaymentsApple Pay, Google Pay and Samsung Pay
Rates & Fees
Purchase Rate19.99% p.a.
Cash Advance Fee3%
Late Payment Fee$30
Annual Fee$299 p.a.
Foreign Transaction Fee 3%
Overseas ATM Withdrawal Fee$5
Interest Free Period 55 days
Cash Advance Rate21.99% p.a.
Introductory Offers
Sign-Up Bonus

Earn 100,000 bonus points when you spend $4,000 or more on eligible purchases within 3 months of approval. Plus an additional 20,000 bonus points if you make an eligible purchase by 30 June 2021.

Introductory Offers

0% p.a. for 18 months on Balance Transfers

Reduced First Year Annual Fee $199
Visit official website

Reviews

  • Transparency
    2.4 (10)
  • Customer Service
    2.4 (8)
  • Rates and Fees
    2.4 (9)
  • Rewards
    3.2 (9)
  • Online Experience
    1.9 (9)
  • Application Process
    3.4 (8)
Previous
Next

Card doesn't support Google Pay

published

Went to set up contactless payments on my Android phone and found out card does not support G Pay, only Apple Pay. In this day and age you would expect much better.

Rewards
4/5
Incentivised Review No
nessjez
nessjez
  • 45 reviews
  • 33 likes

Get in, get the points, get out

published

$199 for 100,000 frequent flyer points is a pretty good deal. I was able to get the bonus in my first month, paid on the day my first month's statement was sent, and I cancelled immediately after. No Google Pay function is ridiculous. The website requires you to log in with a 4 digit pin, then a 6 digit code sent to your mobile. But that's not all, try to view your statement and it THEN asks you for your password (which I'd forgotten). Unnecessarily complicated.

Transparency
2/5
Customer Service
3/5
Ryan
RyanGreater Melbourne (Metropolitan), VIC

An overall expensive card with a limited feature set.

published

Pro: A good sign on bonus and reasonable earn rate on purchases for Qantas points
Con: high annual fee of $300 a year and the only thing you really get is the points. The interest rate is very high, the card isn't worth a dime if you can't pay it off each month. It also lacks many features eg Android Pay (Apple pay is supported, I was told there is no plan to support Android Pay in the future despite being told this at sign up). Customer service is off shore and not particularly helpful. Don't even bother trying to contact them via the online form, I have never received a response.

Transparency
2/5
Customer Service
2/5
Will
WillSydney, NSW

This card is NOT compatible with Apple, Samsung or Google Pay

published

Upon receiving this card, and setting it up for everything, I realised that this card is not compatible with either Apple, Samsung or Google Pay. This is very disappointing especially in this day and age where pretty much every major card player is compatible with these mobile payment methods. Additionally, it's extremely strange considering the card is a white labeled Citibank card which IS compatible with Apple and Samsung.

Incentivised Review No
Frequent Flyer & Travel Credit Cards

Find out how Qantas Premier Platinum compares to other Frequent Flyer & Travel Credit Cards

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Raffa
RaffaSouth East Queensland, QLD
  • 2 reviews

Apple Pay, Google Pay and Samsung Pay NOT available

published

I took out this card as this website advises Apple Pay, Google Pay and Samsung Pay available. On receiving the card it turns out this is not the case and doesn't seem to be coming anytime soon.

Application Process
2/5
Incentivised Review No
  • Verified

Unsophisticated and unimpressive product.

published

The only advantage to this card is the bonus frequent flyer points in the first 6 months, assuming you meet spending requirements. The app and internet banking platforms are poorly designed and rudimentary and unsophisticated in their functions. It is frustrating to use. No ApplePay facility either. Which all makes the annual fee of $299 expensive for an overall unimpressive product in what is a competitive market for credit cards. I would not recommend this credit card.

Transparency
2/5
Rates and Fees
1/5
Darren434
Darren434Metropolitan Adelaide, SA

No Apple Pay. Really?

published

I really was surprised that a card in this day and age offers no Apple Pay. Get with the times Qantas Money if you want to meet minimum customer expectations!

Transparency
2/5
Application Process
3/5

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Next
Katie
KatieTweed Heads, NSW
  • 5 reviews
  • 9 likes

Very Disappointed

published
Transparency
3/5
Customer Service
2/5
Matthew
MatthewSydney, NSW
  • 3 reviews
  • 5 likes

Still no Apple Pay

published

Overall decent rewards but seriously no Apple Pay? Also, I can’t link the card to my acorns or raiz account. Come on I t’s 2020, you should be doing better considering the cost of the annual fee.

Transparency
3/5
Customer Service
4/5
Frequent Flyer & Travel Credit Cards

Find out how Qantas Premier Platinum compares to other Frequent Flyer & Travel Credit Cards

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Not worth it

published

The card seems to accumulate Qantas points regularly, though I don't check this. I chose this card for the travel insurance.

I'm not going to continue with this card because it is too hard to communicate with the company. The website is not all intuitive. There is no phone option to talk to a consultant. If you don't choose one of their two options, the call is terminated. Through experience and desperation, I've learned to choose the easiest option, relevant or not. I followed the instruction to report an unexpected SMS, thinking it was a security issue. It just wasted a lot of my time and they didn't know what I was talking about.

Transparency
3/5
Customer Service
1/5
veelicious
veelicious
  • 2 reviews
  • 2 likes

Worried about security

published

I've been using this card for years and enjoyed the boost to my frequent flyer points balance but I am worried about security.
I have had 3 card changes in the last 2 years due to my credit card details being stolen. I shop regularly at the same places and this doesn't happen with my other cards so I'm not sure why this card is more susceptible to fraud and scams.
I think I would rather stop earning points than having my details sold online.

Incentivised Review No
Main Point of ContactPhone
Card / Account Used For
  • Everyday Expenses
  • Online Shopping
  • Overseas/Travel
  • Special Purchases
Gman
GmanSydney, NSW
  • 3 reviews
  • 5 likes

In this competitive space, this card offers no advantages and plenty of disadvantages

published

The "Details" on this card on this very page is misleading. This card does NOT work with the contactless payment (I tried Samsung pay and Google pay) it also does not work with any money management app (like moneytree or pocketbook). It has a TERRIBLE app and even worse monthly statement. In fact I will be complaining to the ACCC as to how misleading their payment info is. In short, the summary page only shows the minimum payment required but does NOT show the full payment required to avoid any late fees. You will have to scroll all the way to the bottom of the statement to find that. The app also does not show this. Such greedy practices

Transparency
1/5
Customer Service
2/5
Frequent Flyer & Travel Credit Cards

Find out how Qantas Premier Platinum compares to other Frequent Flyer & Travel Credit Cards

Know better, choose better.

Compare all

No Apple Pay - its 2019!

published

Contrary to the information provided on this product review website, the Qantas Premier Platinum card does not support Apple Pay. Very disappointing. Citigroup - please get your act together! It's nearly 2020 for heavens sake!

Transparency
4/5
Customer Service
4/5
Annet
AnnetSouth East Queensland, QLD

Concerns with customer service

published
Transparency
2/5
Customer Service
1/5

Questions & Answers

A. Ma
A. Maasked

Do I still need to spend $1500 per month to earn bonus points for?

No answers
Pablo61
Pablo61asked

Does Qantas send any confirmation (written document) indicating that the travel insurance have been activated after an over $500 air or cruise ticket purchase? We bought tickets to Bali but we are not sure if the travel insurance is indeed active.

1 answer
Bodhi
Bodhi

It does not, unfortunately.

Get an answer from our members

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