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Qantas Premier Platinum

Qantas Premier Platinum

1.9 from 62 reviews · View Statistics
See the Best Frequent Flyer & Travel Credit Cards in 2021 as rated by Australians on ProductReview.com.au.
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  • Up to 120,000 Bonus Qantas Points on offer if you apply by 3 May 2021

  • Earn up to 1.5 Qantas Points per $1 spent

  • 0% p.a. on Balance Transfers for 18 months

  • Complimentary Travel Insurance & Complimentary Lounge Invitations each year


  • $299 Annual Fee (reduced to $199 in your first year)

  • 3% International Transaction Fee


CategoryFrequent Flyer & Travel Credit Cards and Rewards Credit Cards
Card TypeMastercard
BenefitsComplimentary Travel Insurance, Reduced First Year Annual Fee and Sign-Up Bonus Points Offer
Minimum Credit Limit $6,000
Minimum Income $35,000
Additional Cardholders 4
Additional Cardholder Fee $50 p.a.
Rewards ProgramQantas Frequent Flyer
Points Earn Rate 1.5 points per $1
Points Conditions
  • 1.5 Qantas Points per whole AU$1 equivalent on International spend
  • 1 Qantas Point per whole AU$1 on Domestic spend (up to and including AU$10,000 per statement period)
  • 0.5 Qantas Points per whole AU$1 on Domestic spend (over AU$10,000 per statement period)
  • 1 additional Qantas Point per whole AU$1 on Qantas spend

There’s no cap to the number of Qantas Points you can earn - at home or overseas.

Contactless PaymentsApple Pay, Google Pay and Samsung Pay
Rates & Fees
Purchase Rate19.99% p.a.
Cash Advance Fee3%
Late Payment Fee$30
Annual Fee$299 p.a.
Foreign Transaction Fee 3%
Overseas ATM Withdrawal Fee$5
Interest Free Period 55 days
Cash Advance Rate21.99% p.a.
Introductory Offers
Sign-Up Bonus

Earn 100,000 bonus points when you spend $4,000 or more on eligible purchases within 3 months of approval. Plus an additional 20,000 bonus points if you make an eligible purchase by 30 June 2021.

Introductory Offers

0% p.a. for 18 months on Balance Transfers

Reduced First Year Annual Fee $199
Visit official website


  • Transparency
    3.5 (2)
  • Customer Service
    2.0 (2)
  • Rates and Fees
    3.5 (2)
  • Rewards
    3.5 (2)
  • Online Experience
    2.5 (2)
  • Application Process
    2.5 (2)
  • 2 reviews
  • 1 like

Good product, terrible dealing with Citi


I applied and braved the Citibank application process, should have known something was up at that stage.
Added to that is the lack of features in the Qantas Money app. The app is seriously a cheap and nasty afterthought and not the way to keep customer engaged.
Don’t get me started on having to set up multiple passwords for reasons that are never quite explained.

Customer Service
Charles C.
Charles C.Sydney, NSW
  • 11 reviews
  • Verified

Great bonds points for cardholders


$299 annual fee after the first year, but can get 120k points split into 20k blocks for 6 months. If you travel a lot this card is great for you. Also, 2 x lounge passes a year and 1 point per dollar up to $10,000.

Customer Service
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The reviewer stated that an incentive was offered for this review

Questions & Answers

A. Ma
A. Maasked

Do I still need to spend $1500 per month to earn bonus points for?

No answers

Does Qantas send any confirmation (written document) indicating that the travel insurance have been activated after an over $500 air or cruise ticket purchase? We bought tickets to Bali but we are not sure if the travel insurance is indeed active.

1 answer

It does not, unfortunately.

Get an answer from our members

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