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RAA Car Insurance
Comprehensive, Third Party, Third Party, Fire & Theft, Veteran and VintagekerbarbAdelaide, South Australia
- 11 reviews
- 10 likes
Unbelievable, quick resolution and good resolution.
I had the unfortunate experience in having my Caravan written off due to an accident. The assessor stopped his holidays just to assess our loss due to the sum of the claim. The call takers in every department were friendly, courteous and very helpful. In just 3 working days, the payout was in my bank account. Can not speak more highly of the cover or customer service.
Eloise CareyMetropolitan Adelaide, SA
- Car Insurance - Comprehensive
- Verified customer
Best insurance provider around
I’ve been a member of the RAA for 10 years with home and contents insurance, car insurance and roadside assist, they have helped me more times then I can count. I could not be happier with the service they provide, their staff are so friendly and helpful, their prices are very fair. They genuinely care about their customers. I would highly recommend them to anyone.
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Frencham8Metropolitan Adelaide, SA
- 4 reviews
- 1 like
Happy With Car Insurance
Good price and FANTASTIC service. I can't speak more highly enough about RAA Car Insurance. Over the years I have gone to a number of insurers, and whilst RAA might be slightly higher, the quality of their service has always been 10/10.
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Daniel GraceMetropolitan Adelaide, SA
High class customer service
I am dealing with a stressful situationin relation to my car recently been hit.
Chloe Berry the customer rep for RAA is outstanding. She made my day by takin g care of my issue in organising a loan car she took that extra step and ensured the car hire place called me back. Chloe was so understanding only if more people were that professional. Great experience
SukieSouth Australia
Could not imagine better service
After a family member suffering a vehicle write-off from an uninsured driver, far away from home, RAA did the ground-work ... didn't say it was too hard, phoned the tow-truck company, analysed photos in lieu of assessment being an option, top job RAA!
DouglasSouth Australia
Our claim handled with efficiency and care.
Took out comprehensive car insurance on our new car. Involved in an accident which was my fault and damaged the car beyond repair. RAA staff were efficient and helpful with our claim and replaced our car with a new one with no problems. Will now insure again with RAA. as they are the best. Douglas.
davrosMetropolitan Adelaide, SA
- 2 reviews
- 2 likes
Excellent insurer for custom cars
Came out to work one morning to a semi burnt out interior in my 03 Saab 93. Raw took the car that day (monday) and by weeks end had the claim settled. Could not ask for a better company in such a stressful time. The policy was well priced and agrees value ment my custom Saab was covered. The phone attendants understood and included all my mods. From intercooler to c02 systems and tunes.. Thank you RAA. You will have my future business and my families.
1 comment
bzerk86Metropolitan Adelaide, SA
- 39 reviews
- 27 likes
- RAA Car Insurance
- Verified customer
Best Insurance I have Ever Dealt With
After a very poor experience with a competitor, I did my research and people had rated RAA highly by word of mouth. I changed all our insurances (two vehicles, house and contents) to RAA. Not only was the process straight forward, it was cheaper than my current premiums.
Unfortunately I have had to claim a few times (2x motor vehicle accidents, 1x contents accidental breakage) and each time I received a very speedy consistent response. The staff have been an absolute pleasure to deal with and all claims were resolved with no delays. To anyon...
Read moree reading these reviews, remember that people are more likely to go out of their way to write a review about a poor experience than a good one, it's human nature. We have been so pleased with RAA we now have a monitored security system by them and by packaging this, our insurances and roadside service we save quite a bit by bundling. It's also worth noting that our car insurance premiums have decreased since we had the previously mentioned two not at fault accidents. Keep up the good work RAA and I will continue to be a loyal customer.1 comment
RAA o.Royal Automotive Association
Hi there, thanks so much for sharing your great feedback! Sorry to hear you've had to make a few claims, but glad to hear the claims process has been quick and easy for you. We always like to read fee...
Read moredback from our members, so thanks again for sharing your with us and for being a member! Cheers, LauraOther Car Insurance
Amanda LortonAdelaide
Several claims made, all simple, easy and painless!
I have had the unfortunate need to make 4 car insurance claims in the last 5 years as well as 2 house claims . Each time my claim has been paid out after a quick assessing process. Most recently I had a windscreen claim, it shattered on a Sunday and via the online claim system, it was replaced on the Monday at my work! I will never consider using any other insurer than RAA.
1 comment
RAA o.Royal Automotive Association
Hi Amanda, thanks so much for sharing your great feedback! Sorry to hear you've had to make some claims in the past few years but glad that they've been resolved, and glad that you're back on the road...
Read more after your windscreen replacement. We're glad to have you on board as a member. Hope you have a lovely Christmas! Cheers, LauraFind out how RAA Car Insurance compares to other Car Insurance
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LaurenMetropolitan Adelaide, SA
- 6 reviews
- 9 likes
Wouldn't be without them
I have been with the RAA my whole driving life (as a member with roadside assistance, and with them as my insurer) and they've been amazing every time I have needed them.
Four years ago I was in a car accident, and my car was a write-off. I was shaken and very upset through the whole thing, but everyone I spoke to on the phone was wonderful and so helpful. They made a difficult time that little bit easier, and I will be forever grateful.
My first car (not the one I wrote off, sadly) was a complete bomb, and I was always needing to call o...
Read moreut RAA Roadside Assist for one thing or another, and every mechanic who assisted me was prompt, friendly and professional. I don't need them as much (had a dead battery recently, still need them sometimes!) now that I have a much better car, but I'll never be without an RAA membership and RAA insurance.1 comment
RAA o.Royal Automotive Association
Hi Lauren, thanks so much for sharing your feedback! It's great that you've continued to be a member over the years and we're glad to hear we've been able to help you in so many ways. It's lovely to hear from our members. Kind regards, Laura
Jaz
- 2 reviews
- 4 likes
Outstanding service- THANK YOU
I have used them for under a year, have called them out twice now. Both times, great service.
My most recent callout, I had two staff members who were absolutely brilliant. Super friendly, great attitudes despite being called out in high winds/rain and from 6pm-7:30pm. More than impressed, have really gotten my money’s worth of service.
1 comment
RAA o.Royal Automotive Association
Hi Jaz, thanks so much for sharing your feedback. We're glad to hear you've been happy with our service and that we've been able to help you out. Kind regards, Laura
GrahamMetropolitan Adelaide, SA
- 3 reviews
- 2 likes
What a change from QBE
I changed insurers due to the appalling experience I had with QBE.
My experiences with RAA have been reassuring and helpful.
I am happy to pay a little more to get service that is nothing but the best.
Goodbye QBE.
Never again.
1 comment
RAA o.Royal Automotive Association
Hi Graham, thank you for taking the time to share your feedback. We're so glad to hear you've been happy with our products and service so far - great to have you on board as a member! Thanks again, Laura
VidiAdelaide
- RAA Car Insurance
- Verified customer
Great Service!
Had an accident where a lady hit my motorcycle and I was wrongly accused by false report. RAA especially Sheree as my claim handler stood up for me and helped me through every process. I also got the result of my claim within 2 weeks. What a great job! will surely choose RAA for my next vehicle
1 comment
RAA o.Royal Automotive Association
Hi Vidi, thanks so much for your great feedback! We're glad to hear you were happy with the claims process and that everything was sorted out for you quickly. Thanks again for sharing! Cheers, Laura
RAA roadside assistance
i was in queensland and i needed road side assistance they send us RACQ to fix our car i really appreciate that.im with RAA for less than a year and im happy so far
1 comment
RAA o.Royal Automotive Association
Hi Shak, thanks for the lovely feedback, I will make sure this is sent on to our team. Kind regards, Gemma
Other Car Insurance
Great customer service and amazing value!
I only joined RAA a few months ago and was involved in a car accident recently. RAA took care of everything for me, everything was sorted within the week and money transferred to me after my car was written off.
I would definitely recommended RAA!
1 comment
RAA o.Royal Automotive Association
Hi Trina, Thanks for the feedback on our claims. Glad to hear your car was sorted within a week, it must have been a scary time after having an accident. I'll pass on your feedback to our team. Thanks again, Gemma
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RadelaideAdelaide
- 6 reviews
- 1 like
Excellent local call centre and good insurance service
The few times recently I have had to deal with RAA for car insurance they have been excellent. Calls are answered quickly in Australian call centres, the staff are friendly and knowledgeable. Their fees are competitive and the website works well. 5 Stars from me.
1 comment
RAA o.Royal Automotive Association
Hi Radelaide, thank you for that great feedback. Yes, our team is proudly South Australian, based at Mile End, employing local people to serve our state. I'll make sure we send your feedback on to our team. Thanks again. Kind regards, Gemma
Ron3982Metropolitan Adelaide, SA
- 18 reviews
- 19 likes
Best Insurance Company
Absolutely a company with high integrity, competative, combined with smooth operations after a car accident, where car was written off, claim made and settled within 4 days. Would not go anywhere else. Thanks RAA
1 comment
RAA o.Royal Automotive Association
Hi Ron, great to hear your lovely feedback on our insurance. I will ensure it is passed on to our team. Have a lovely week. Kind regards, Gemma
Kerri
- 5 reviews
- 1 like
- RAA Car Insurance
- Verified customer
I love dealing with RAA
I have 2 vehicles insured with RAA (full comprehensive insurance) and my home and contents insurance AND RAA membership and I won’t deal with another insurance company. They are very helpful over the phone and easy to deal with and are good value for money. The more you register with them the more discount you get. You also get discount on other products like spec savers and some electrical companies
1 comment
RAA o.Royal Automotive Association
Hi Kerri, Glad to hear you have had a great experience with us! Kind regards, Gemma
MarkAdelaide
Insured for 1 month - Claimed - Great service
I have been with RAA Insurance for 1 month. I was involved in a rear end collision (I was the car that was hit) that wrote off my car.
I claimed using the app and then rang to finalise the claim.
RAA waived my excess and sent me 3 crash repairers that were close to home that I could go to as well as informed me that I could go to any approved repairer that I chose.
As I provided both my details and the other party's details, photos of the accident and the police report number, they made this process simple and asked just 10 questions to clarify the incident.
Very simple process and the customer service representative was a joy to deal with at a time when I was stressed due to the accident.
10/10
1 comment
RAA o.Royal Automotive Association
Hi Mark, Glad to hear you were able to get through your claim with ease. I will send this feedback on to our claims team. Kind regard, Gemma
Bill
- 2 reviews
Great insurance and road assist
Used road service a couple of times, got their in a reasonable time and problem sorted. With claim on accident all went smoothly with advice on repairer and my choice of repairer (not cheaper of 3 like some companys), People give 1 star because they cant make a claim out of business hours? Any insurance company where you can?
1 comment
RAA o.Royal Automotive Association
Hi Bill, thank you for your kind words about our insurance. Glad to hear you were able to sort out your claim with ease. I will pass on your feedback to our team. Kind regards, Gemma
Questions & Answers
Trev Smithasked
What is third party property insurance policy
No answers
adila704asked
I have comprehensive car insurance ! Recently had accident! my car will be non - repairable. My car is used when we bought but it’s a 2017 Honda and was only done 10,000 and around 40,000 on the clock right before the crash !, my question is , I read it in the PDS that car can be replaced with same model , year and condition ! We have loan with the car , and we only need a replacement car as we need a car anyways as we have 4 children ! Dose it possible to get replacement car instead the insurer pay out our loan and stuff ? This is my first claim ever! Hopefully will be hassle free as I already experienced a very unpleasant costumer services and stressing ! Praying for a good result ! Thank you !
No answers
Marelle S.asked
What is the average wait time for a pay out figure on a vehicle that has been written off under a comprehensive policy?
2 answers
Hi Marelle, it took about eight weeks, but I delayed the process by not having my phone on hand (leaving it in the car and not checking the missed calls) when the RAA had tried to ring.
Thanks Douglas. I have never encountered such a lack of customer service. It is causing me a huge amount of stress and financial pressure. I've been a RAA member for 17 years, and it means nothing. Never again.
Details
RAA Car Insurance - Veteran and VintageNo reviews yet | ||||
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Category | Car Insurance | Car Insurance | Car Insurance | Car Insurance |
Other Insurance Types Offered | Home and Contents and Landlord | Home and Contents and Landlord | Home and Contents and Landlord | Home and Contents and Landlord |
Coverage Type | Veteran, Vintage and Classic Vehicle | Comprehensive | Third Party, Fire and Theft | Third Party Property Damage |
Underwriter | RAA Insurance | RAA Insurance | RAA Insurance | RAA Insurance |
Legal Liability Cover | Included up to $20 million | Included up to $20 million | Included up to $20 million | Included up to $20 million |
Reduced or Zero Excess Windscreen Cover | Zero Excess Included | Not Offered | Not Offered | |
Choice of Repairer | Allowed | Allowed | Allowed | Allowed |
After Accident Care | ||||
Emergency Transport & Accommodation | Included up to $750 | Included up to $750 | Not Included | Not Included |
Towing Costs | Included | Included | Included | Not Included |
Essential / Emergency Repairs | Included up to $750 | Included up to $750 | Not Included | Not Included |
Benefits | ||||
Hire Car after Theft | Not Included | You will not be covered for hiring charges:
| If you have Third Party Property, Fire and Theft Car Insurance you will be covered for the cost of hiring a similar replacement vehicle if your vehicle is stolen. You will not be covered for hiring charges:
| If you have Third Party Property, Fire and Theft Car Insurance you will be covered for the cost of hiring a similar replacement vehicle if your vehicle is stolen. You will not be covered for hiring charges:
|
Lock and Key Replacement | Included up to $750 | Included up to $750 | Included up to $750 | Not Included |
Trailer & Caravan Cover | Not Included | Included up to $1,500 | Not Included | Not Included |
Child Safety Seats and Prams | Included up to $750 | Included up to $500 | Included up to $500 | Not Included |
New-for-old Car Replacement | Not Included | Earlier of 2 years from original registration | Not Included | Not Included |
Personal Property Cover | Included up to $750 | Included up to $1,000 | Not Included | Not Included |
Uninsured Motorist Benefit | Not Applicable | Not Applicable | Included up to $3,000 | Included up to $3,000 |
Accidental Loss or Damage | ||||
Malicious Damage / Vandalism | Included | Included | Not Included | Not Included |
Fire | Included | Included | Included | Not Included |
Collision | Not Included | Included | Included | Included |
Natural Events | Included | Included | Not Included | Not Included |
Theft or Attempted Theft | Included | Included | Not Included | Included |
Manual | Download manual | Download manual | Download manual | Download manual |
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RAA o.Royal Automotive Association
Hi Davros, thank you so much for taking the time to write a review on our insurance and claims process. We appreciate that! Have a lovely rest of your week. Kind regards, Gemma