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RateSetter Personal Loan

RateSetter Personal Loan (page 2 of 11)

4.7 from 208 reviews

Reviews

Review distribution

5 star
176
4 star
21
3 star
4
2 star
2
1 star
5

Easy and fast

published

I am fully satisfied with the service provided since they were friendly. I didnt experience any extra cost on my end. The rate provided was competitive and well within the market.

Customer Service
Application Process
Timeliness

Zsomlo

Zsomlo

  • 2 reviews
  • Verified customer

Quick & Easy

published

This is my second loan with RateSetter and in my opinion the rates are very competitive and the approval process is very fast.
The on-line application is self explanatory, very easy to follow and all costs related to the loan are spelled out before you accept the offer.
As a second-time borrower I can highly recommend RateSetter.

Loan TypeVariable Rate

Review collected in partnership with RateSetter

  • Verified customer

Really good interest rate, no fuss

published

customer service = excellent
no hidden costs, easy to understand contract
brilliant rate, best i could find. was a bit dubious at the beginning thought it was too good to be true.
loan approved, money in bank, contract all up front with ALL costs calculated

Transparency
Customer Service
Loan TypeFixed Rate

Review collected in partnership with RateSetter

Mary

MaryGreater Melbourne (Outer), VIC

  • Verified customer

Easy application, quick turnaround

published

Just took my second loan with RateSetter. Application process was smooth and straightforward and communication was excellent. RateSetter provided exactly the service we needed and would definitively recommend their service to friends and family.

Customer Service
Application Process
Timeliness
Loan TypeFixed Rate
See all answers

Review collected in partnership with RateSetter


Aussie8

Aussie8South West, WA

  • 3 reviews
  • 2 likes
  • Verified customer

Easy application!

published

Application was easy and straightforward. Approval was within 48 hours due to high workloads but still great service. Once approved and accepted money was through within 48 hours. Website is easy to use and understand which makes it great to keep track of payments etc. Thanks Ratesetter for saving the day!

Transparency
Customer Service
Application Process
Timeliness
Loan TypeFixed Rate
See all answers

Review collected in partnership with RateSetter


Charmaine M.

Charmaine M.Central West, NSW

  • Verified customer

Love this Rate Setter

published

Hi, this is my second personal loan with Rate Setter and I highly recommend them to anyone looking for a loan. Extremely fast turn around, easy application process and communications are prompt and straight forward. Fees are reasonable and terms and conditions are easy to understand. No problems with extra payments and early loan payout. Online member access is super easy to use and you can see every detail of the loan repayments and dates.

Transparency
Customer Service
Application Process
Timeliness
Loan TypeFixed Rate
Loan Start DateOctober 2019
See all answers
1 comment
Charmaine M.
Charmaine M.

I bought a used Longarm quilting machine!

Review collected in partnership with RateSetter


Rhonda E.

Rhonda E.Greater Melbourne (Outer), VIC

  • 2 reviews
  • Verified customer

Great customer service and communication

published

Easy process with great communication. Quick reply considering the need for the usual copies of identification. Highly recommend as it was an easy, seamless process with a favourable outcome. Website was easy to navigate and understand.

Transparency
Customer Service
Application Process
Timeliness
Loan TypeFixed Rate
Loan Start DateOctober 2019
See all answers

Review collected in partnership with RateSetter


  • Verified customer

4/5 Experience

published

Prompt and helpful customer service. Very simple application process. The website is not very mobile device friendly. This could be improved. All extra cost were clearly articulated. Overall a great service.

Transparency
Customer Service
Application Process
Timeliness
Loan TypeFixed Rate
See all answers

Review collected in partnership with RateSetter

Jason

JasonPeel, WA

  • Verified customer

Very helpful and professional

published

Loan specialist rang to confirm a few things about the loan, he was very professional and considerate in his approach. I would recommend this company to anyone interested in seeking a loan. Thank Ratesetter team.

Application Process
Timeliness
Loan TypeFixed Rate

Review collected in partnership with RateSetter

  • Verified customer

Excellent service

published

Excellent service. No issues even when having to apply for another loan on top of the current one. Easy and efficient process to consolidate loans. Was really surprised when my initial RateSetter loan had been matched at a lower rate!

Application Process
Timeliness
Loan TypeFixed Rate

Review collected in partnership with RateSetter


Clifford

CliffordSouth East Queensland, QLD

  • Verified customer

Amazing Service

published

Initial contact was simple as with every other step in the process. I was impressed beyond belief in how simple and fast this enjoyable experience was. I cannot thank your team enough.

Transparency
Customer Service
Application Process
Timeliness
Loan TypeFixed Rate
Loan Start DateOctober 2019
See all answers

Review collected in partnership with RateSetter


Nelu

NeluGreater Melbourne (Outer), VIC

  • 3 reviews

Great processing time

published
Transparency
Customer Service
Application Process
Timeliness
Loan TypeFixed Rate
See all answers
1 comment
RateSetter
Alexandra S.RateSetter

Misleading

published
Transparency
Customer Service
Application Process
Timeliness
Loan TypeFixed Rate
See all answers
1 comment
RateSetter
Alexandra S.RateSetter

Jelena

JelenaGreater Melbourne (Metropolitan), VIC

  • 3 reviews
  • 1 like
  • Verified customer

How the service should be

published

The whole process from the initial contact until the completion of the loan was smooth and efficient, At every stage of the process I was updated and contacted immediately if something further was required to prevent delays. I also like that online page is transparent, informative and easy to use. I would highly recommend to anyone.

Transparency
Customer Service
Application Process
Timeliness
Loan TypeVariable Rate
See all answers

Review collected in partnership with RateSetter

  • Verified customer

Probably the best rates around!

published

Second time using this company and they always get it right. A couple of dental expenses required more funds than initially thought. The team were efficient and able to provide the extra funds required.
Can highly recommend this company!

Transparency
Customer Service
Application Process
Timeliness
Loan TypeFixed Rate
See all answers

Review collected in partnership with RateSetter

Brett

BrettPerth, WA

  • Verified customer

Great service

published

Bit slow to start but once we got in contact great service quick and efficient. Would highly recommend rate setter and will definitely use their services again the loan was approved and all paper work submitted and sorted overnight.

Application Process
Timeliness
Loan TypeFixed Rate
Loan Start DateOctober 2019
See all answers

Review collected in partnership with RateSetter


Anne

AnneSydney Surrounds, NSW

  • Verified customer

Quick and easy. And trustworthy

published

Harley was very helpful and prompt with communication. The interest rate was very competitive and cheaper than most banks, the reason I chose rate setter to get a personal loan with.

Transparency
Customer Service
Application Process
Timeliness
Loan TypeVariable Rate
Loan Start DateOctober 2019
See all answers

Review collected in partnership with RateSetter


Frank

FrankSouth East Queensland, QLD

  • Verified customer

Very good customer service

published

Good support with questions and they do call you back. But once underway very quick process if there are time sensitive matters that require urgent access to funds. I would most certainly recommend their services because of the quick turn around and great customer service.

Transparency
Customer Service
Application Process
Timeliness
Loan TypeFixed Rate
Loan Start DateOctober 2019
See all answers

Review collected in partnership with RateSetter


  • Verified customer

Nice and easy to deal with.

published

Every thing was very straight forward and made easy . I am also satisfied with the rate Of the loan over all a good outcome.No hidden cost everything seems above board .

Transparency
Customer Service
Application Process

Review collected in partnership with RateSetter


Katrina

KatrinaGreater Melbourne (Inner), VIC

  • Verified customer

The process was efficient & the customer service excellent

published

There were no hidden costs. I was kept informed throughout the whole process.
The process was efficient & fast I spoke to a consultant before applying and found the customer service excellent

Transparency
Customer Service
Application Process
Timeliness
Loan TypeFixed Rate
See all answers

Review collected in partnership with RateSetter


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Questions & Answers

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Details

CategoryLoans and Personal Loans
Contact Number 1300 768 710
Address14 Martin Place, Sydney NSW 2000, Australia
Email Address contact@ratesetter.com.au
Interest Ratefrom 5.54% p.a.
Comparison Rate from 7.16% p.a.
Monthly Fee $0.00
Repayment FrequencyFortnightly, Monthly and Weekly
Loan Amount $2,001.00 to $45,000.00
SecurityUnsecured
Loan Term0.5 to 5 years
Rate TypeFixed and Variable
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