Reduce Home Loans

Reduce Home Loans live up to their Name
Working with Gary & Andrew & Jet in there in there parts of our loan process by being team players well done guys see yous in the future for further service

Great rate, one of the best in the market. Good customer service from Lisa was a bonus. This is the second time I’ve gotten a mortgage with Reduce and it’s been a pleasant experience again.

Good customer service and plenty of opportunities to ask questions and clarify my queries. Easy process to follow and best rate I could find. I'm glad I changed from one of the big four banks.

Cheapest/most competitive rate I could find in the current market, and they have generally shorter timeframes for approvals than the big banks. My contact at Reduce Home Loans (Nick Freney) was friendly, responsive and helpful, and made me feel genuinely valued.

Only issue was that, after the loan is approved, Reduce contracts out a separate company called MortgageEzy, who uses Gailee Solicitors for conveyancing. My solicitor had difficulty working with Gailee Solicitors to get our property settlement over the line, finding them to be poor c...

Pretty happy with my refinance. Originally had a pretty good rate but after switching I'm now getting 1.89% with only minimal fees incurred. One downside is the $500 fee that I'll have to pay to exit the mortgage which of course they didn't tell me about until way into the application process. Redraws are however easy as is their website. Very basic, but that's a good thing as far as I'm concerned.

With the help of loan manager from reduce the process from loan preparation, approval and settlement went smoothly. The only minus point is the email communication when extra documents required were not clearly presented to us e.g including the uncommon abbreviation. Thankfully the loan manager helped us to resolve this issue otherwise it would result in delaying the loan settlement.

Customer service was polite and professional.
All fees were transparent and communicated to me before. Do not overpaid for banks, go for the lowest rate which you can get. Cheers

Their team was extremely helpful through the whole process and we’re always available to answer questions and updates. Great interest rates and flexible with all the loan setup. Would recommend

Cheapest rates our of any lender. They even gave me the cheapest rate when I didn’t completely qualify. Very responsive customer service and always able and willing to answer my questions.

One of the lower rates I found on the market. Bryce was brilliant at working around my busy schedule and kept in regular contact. Happily answered all my questions and made sure everything ran smoothly.

Good interest rate. Process was efficient up to the Settlement Agent which needed some management. Offering and features were better than expected for the entity. All good in the end.

This is our second loan though reduce. Just like last time the service was personal and helpful.
They gave us a number of great products to choose from.
The approval process was quick and easy, even in a time when the banks are all very busy.

Dane was so good, my loan process was so quick and easy. Dane was very helpful, got a very good response. I had some issue with settlement, other than that it is good.

Started the process in late 2020 to refinance to a better rate. Company reps very responsive despite it being a very busy time. Very smooth process with clear instructions along the way. Costs were detailed up front and there was nothing unexpected. Disappointed in the convenience of redraw being web-only - no app. But otherwise very happy with the process and the final rate!

Reduce home loans offer a fantastic home loan rate which is far better than any of the big 4 can offer. The process of getting all your documentation can be a bit tedious but the reward of a great rate at the end of it is worth it. Customer service was always able to get through to them really quickly when needed. Would recommend Reduce.