Professional, dedicated and informed
I have dealt with Nick from Savvy a few times now and always find their service to be professional, prompt, trustworthy and a great help to my business! I would (and do) recommend them highly.
Absolutely useless. Said it would take 3 business days to receive funds. 2 weeks later and still trying to sort it out. Was eventually declined because of info I already gave at the very beginning of the application. Went to another company and my loan amount was halved because I was rejected by them. Wasted weeks of my time and ended up costing me over $1500
Don't believe them
I applied for a loan, being told that they help people with poor credit scores, I did everything they asked, and received a call back to be told they aren't going to bother trying to get it approved because of my credit score.
The guy didn't care, and hung up on me when I asked questions.
I rang him back, hr answered the questions, but never apologized for hanging up on me. Very rude.
Just ok if you don’t change anything and pay always on time.
The good ..
-in my opinion best intrest rate I coud get
- a lot of hassle as the person struggles to get his job on time.
- establishments fee $850
- everything else cost $ or lots of $$$ if you like to know for your balance you pay. You like to change anything you pay $$$$
- even if you like to pay off your debt it will cost $$$$$
- if you don’t pay on time you pay lots more...
Don't Bother - Did Not Contact Me
Telephoned Savvy Thursday, [name removed] said he would send an application form but I have not received this.
Received text message Saturday said he tried calling which he had not, and if I did not send in the application within 72 hours it would be withdrawn
I have tried calling on 2 numbers left by [name removed] but no response
It is now late Monday afternoon and I have received NO application or telephone calls.
So looks like my application will be withdrawn without being able to apply.
Just an update for this review - After my review was...published I received a message from the Head of Sales at Savvy apologising and wanting to know details re. the agent involved so they could be given further training and he asked if he could put me in touch with a senior broker.....I replied 'Yes Please'...... It has now been exactly a week since I sent my reply to the head of sales at Savvy but have had NO REPLY from him or any of his 'senior brokers'. I don't think the training is working too well................
- Savvy Personal Loans
- Verified customer
Don’t bother with this company.
Spoke to Kevin.
He got me pre-approved for a loan, but failed to set expectations, kept me hanging on for the 2 weeks it took him to go to 2 lenders that they have - then came back with a 195 p/week option, when I told him that 125 was my maximum and a 25% interest rate.
He wouldn’t pass along any details through the whole process and kept me out of the loop.
When I said no, he called me and left a lengthy voice message for him and a colleague talking about my situation and the colleague was more worried that I was going to another company and they were only going to undercut by a little bit and that they would convince me and they loose out.
Super unprofessional - Took way too long and a waste of time going through this company.
Just got of the phone with Savvy customer service. I was only ringing to enquire (NOT APPLY) on behalf of my son to see what options, rates, repayments etc would be in his current position only just turning 21, casual employment for almost 2yrs and only finance commitments is boarding and mobile phone plan. No credit history. Looking at $6000- $8000 lending capacity.
No attempt what so ever to give any information because I am not the person looking at applying. Tone of voice verified that he was uninterested in speaking to me. Potentially a possible new customer lost.
- Savvy Personal Loans
- Verified customer
I wouldn’t bother
I’ll try my loan with someone else
Applied online. Their web links crashed.
They have been ringing me 6 times a day unfortunately I’m busy sometimes and miss the call. But others I’ve answered and no ones on the other end. You look the number up and other people have issues with them doing the same.
They can’t even leave a simple message. A regular lender would.
This doesn’t set a good example for their customer service and concerns me they can’t even get this right.
I’ll be using someone else I am a customer with perfect credit rating haven’t even managed to get past the first step of talking to someone. Poor.
- Savvy Personal Loans
- Verified customer
Poor Customer services unable to meet deadline -care factor zero
Never have I have being treated so poorly for such a small loan, income extreme high, debt low credit card rating very high, gave a time line to have the finance sorted for a $6000 loan and was messed around by Savvy finance consultant. Gave him repeated emails over multiple days to sort out what was needed to happen after pre approval and yet waits until the last minute to get his act together, blames the lender...no no no he had days to have this sorted not on the final 1hr of the last day before I start my jouney of flights....no care facto...r for the client, response time poor until I got angry, no "let me contact the lender and see what I can do", just hand balls the problem over and says its out of my hands and you can redraw the loan and pay it with cash if you like.....unprofessional and left a bad taste in my mouth with this company...will warn others regarding there unprofession act.....
- Savvy Car Loans
- Verified customer
Worthless- Lost me my new car
Worst finance company I have ever dealt with.
After repeatedly asking for information that I already had provided over a period of a week and a half, they finally offered me a loan, 27% interest!, $3800 in fees including $1000 upfront.
I have impeccable credit history and earn over $100K and they tried throwing a low doc loan at me.
I told the seller after all this and even he had enough and returned my deposit and sold the car elsewhere.
Avoid avoid avoid
Tried to get a loan for a car they said i didn't earn enough money i think 90 grand a year is more than enough very poor service didn't seem to care about helping me out. Hopeless.
Enquire thoroughly - lots of hidden costs and charges
Last year got a loan through savvy. They got me a decent rate on my car loan. A year later I requested a payout figure and was informed it would cost me $600 in penalty charges!!! That's more than any other service I have used before. So advice to all is to carefully review your charges before signing up with them.
Well I can write a story on recent service provided by Anthony Lengo. He is a gem of a professional to deal with.
Up to date communication and following up on my case were dealt so efficiently by anthony.
I really want to thank Anthony for his hard work and determination in providing an excellent customer service.
Great service Savvy.
Just contacted Savvy on the net and inquired about a loan the agent got back to me sent the details and i applied for the loan was approved very quickly by just following the guild, The agent was very helpfull and paticent .
It made the whol;e process very easy - Thanks Savvy and Reece the agent.
No help and they really dont care
Tried getting in contact with the person im dealing with no answer rang office spoke to another person he tried seeing what loan he could give me i said I've already applied and he just brushed me off and said he get her to ring me
Worst service ever
Biggest Waste of time, they never get back to you. I had to always contact them and see what happend with my application.
Will definitely not recommended them to anyone.
We had [name removed] from savvy finance, was the worst experience, [name removed] was constantly late on dead lines, didn't reply to emails or return phone calls, not only that he was extremely rude and condescending. I will do not being doing business with this company in the future.
Great, Efficient Service From Michael Raine! Competitive Rates!
Savvy was the only finance company that I contacted that was willing to listen to what I had to work with in getting a car loan and did not hide any information from me.
I had one month of my probation left but Michael Raine was able to find a lender that could work with that. I also had a deadline as to when I wanted the process to be completed and Michael worked hard to meet it. I received constant updates along the way!
Great, speedy and very efficient service! I would recommend Savvy for their great rates they give and the exceptional customer service from Michael Raine in particular.
Excellent, Speedy Service, Thank you!
Savvy Finance did our car loan, it was handled by Kaylan and he was very professional and kept us up to date, the loan was approved fast. They do charge the borrower a fee and many people I think overlook this at the start because it is not clearly mentioned on their website. We borrowed $23,000 and paid a $1,400 fee for the service, but we don't mind because the service was amazing! It is worthwhile.
Questions & Answers
What are penalty rates of savvy car loans, for early payout, thanks
Thanks for your enquiry. The answer is that different lenders have different payout penalties. Some don't have payout penalties at all. So it depends on which lender you borrow from.
Is there any money involve,do i need to pay Savvy for services?
From my experience the charges are added to your finance charges. Get a quote from them but do a comparison with your local bank as well. Dont look at interest but your all inclusive monthly payment. Or even better the total amount you would have paid including fees. In my case in 3 years on a 25k vehicle it would have cost thousands more through savvy.
Hi Antonstella, Yes there is an application fee which is paid to savvy, this fee is usually incorporated into the loan and your monthly repayment. Even with this application fee, we find that our repayments are usually more competitive then the repayment that our customers have received elsewhere.
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