Notice to Reviewers: GetCapital has rebranded to Shift as of October 25, 2021.
Don’t do it !!!!
Do not ever use this company !!!!
They are deceitful, misleading and fraudulent!!!!! Absolutely SCUM BAGS
Exorbitant interest rates
And Zero communication
Then make up supposed “ rules to suit themselves
Taking advantage of vulnerable people
Like an ominous scene from Jaws... They are circling...
Where are all these cheap payday lenders coming from? Every second Facebook is from one of these Jackals.
First person I dealt with was the "flash harry" Mr Nice Guy. This was then followed up by a serious run of errors that was almost comical. It may be naive of me but I though there was some sort of banking regulator that monitored these sort of operators.
Then came the smug little Miss who's ego seemed to be a little out of whack with her ability.
If this is the current state of Australia then a simple little pandemic is the last of our worries.
Didn’t disclosed loan agreement fee till last moment
I was never disclosed the $1200 charges . Which was added to agreement when asked to sign it by doc sign . I categorically asked are there any hidden charges but was advised by customer care , there are no hidden cost apart from interest . Either I was offered no repayments till 4 week . I paying from day one
Review collected in partnership with Shift
Beware cons ringing you demanding bank details saying your account is in arrears wen you ask please email payment summary they threaten to default with no evidence they call again demanding instead do not not use this financial institution run by flogs
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Affects credit rating with their poor policy and not being upfront
Approached them for finance and disclosed the purpose the the funds, they said no problem. Spent time and had a credit check done which affects my credit rating and then came back and said that they cant lend the funds for the reason I requested on the application. Had they said this from the start it wouldnt have affected my credit score.
Miss leading conduct on all accounts
They make every effort to miss-lead their clients into higher interest rates, they with hold information and every person you talk to at get capital has a different figure to state or a different explanation for how something works. They will make it that confusing and miss lead you into thinking your getting a better deal than you are, then they will blame you and take no responsibility for what was said in emails, or on the phone while they where conning you. If you work with them be very careful, they will do their absolute best to miss lead you and con you. Good luck.
Warning do not use this finance
Get Capital fail to record repayments and claim loan is in arrears for $372 and proceeded to place a caveat over my property!! They are loan sharks and their administration is unprofessional and negligent.
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