6 questions from our users
Do you have a multi-trip policy that covers overseas and domestic travel - e.g. a walking trip in Spain coupled with a private tour in Algeria and another trip on the Ghan to Darwin and aship to Broome with connecting flights
Yes I take an annual policy without the ski optiom, world wide cover
I am travelling on a cruise in northern Western Australia with my family including 3 young children, we require medical evacuation insurance, does your policy cover this? is there something we need to select if purchasing your insurance?
G'day Tony G
Mate, for direct information, visit the website (www.simplytravelinsurance.com.au) or give us a call. We can't really monitor every website out there for questions, so lodging it here means it'd likely fall through the cracks. (But below is an answer in case it's still helpful to you, or if it may help somebody else in future).
Domestic cruises are tricky, as you have the option to choose the cover you are most concerned about, by choosing your DESTINATION category.
"AUSTRALIA ONLY" is a policy that excludes medical and evac/repat cover, because it knows when you're in your home country, there are other protections (like medicare). It's cheaper and you'd select that if your main concern was luggage & cancellation (as cruises have pretty hefty cancellation penalties).
"PACIFIC" is the destination you would choose if you were concerned about the medical/evacuation element. It's a little more expensive, (and includes luggage, cancellation, etc), but it also includes medical cover and repatriation home (so if there's a ship-board medical emergency that warrants it, they may for example charter a helicopter to medically transfer you to a mainland hospital). Selecting "PACIFIC" is OK, as even on domestic cruises you do generally get out into international waters - but basically it's a tricky and technical little aspect of the insurance that you can choose either AUSTRALIA or PACIFIC for a domestic cruise and the cover varies accordingly.
What is Simply Travel Insurance's record like for paying medical related claims. eg. serious medical conditions like heart related issues. Michael
I am sorry Michael, but, I don't know anything about "Simply Travel Insurance" My wife and I always use "Insure and Go" We have always found them to be very good price wise,
Also they have won a number of awards. and they accept people up to 100 years of age.
Welcome to Simply Travel Insurance!
At Simply Travel Insurance we’ve had to deal with plenty of emergencies and evacuations. Without travel insurance, an emergency evacuation can cost in excess of USD$100,000 while hospital costs in the USA, for example, can approach $10,000 per day.
If you choose to take out a policy with Simply Travel Insurance, your cover will include 24-hour emergency medical assistance, ambulance fees, medical evacuations, funeral arrangements, messages to family and hospital guarantees. Moreover, we will also cover overseas medical treatment if you become injured or sick overseas, including; medical, hospital, surgical and nursing.
Please note that our travel insurance provides cover for unforeseen medical events only.
Getting a quote with us is super-fast. All I need is your age, travel start & end dates and destination. Simply call 1300 144 922 (8am-8pm Sydney time) or visit https://www.simplytravelinsurance.com.au/ for a great price.
Kieran at Simply Travel Insurance.
Do they cover for a Cruise to Asia ?
Yes, it's a global travel insurance, and cruising is automatically included.
Be aware that there are some products that require you to tick a box for activities like cruising or skiing (and pay extra).
Simply Travel Insurance seems to keep it simple .. cruising and skiing and all normal holiday stuff appears to be just included in the policy.
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